AvenuesAI (NSE:CCAVENUE) Interest Coverage: 7.13 (As of Mar. 2026) — 64% Below Median


NSE:CCAVENUE AvenuesAI Ltd NSE:CCAVENUE
80 GF Score
Price ₹17.08
GF Value ₹49.65
Valuation Significantly Undervalued
! 2 Warning Signs
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What is AvenuesAI Interest Coverage?

AvenuesAI NSE:CCAVENUE -1.67% 80 Interest Coverage is 7.13 as of Mar. 2026, which is 64% below its 10-year median of 19.54. GuruFocus rates NSE:CCAVENUE with a GF Score™ of 80/100 and a GF Value™ of ₹49.65 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,702 Software companies, AvenuesAI ranks worse than 59.05% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. AvenuesAI's Operating Income for the three months ended in Mar. 2026 was ₹706 Mil. AvenuesAI's Interest Expense for the three months ended in Mar. 2026 was ₹-99 Mil. AvenuesAI's interest coverage for the quarter that ended in Mar. 2026 was 7.13. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for AvenuesAI's Interest Coverage or its related term are showing as below:

NSE:CCAVENUE' s Interest Coverage Range Over the Past 10 Years
Min: 14.95   Med: 19.54   Max: 79.46
Current: 14.95


NSE:CCAVENUE's Interest Coverage is ranked worse than
59.05% of 1702 companies
in the Software industry
Industry Median: 24.75 vs NSE:CCAVENUE: 14.95

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


AvenuesAI  (NSE:CCAVENUE) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


AvenuesAI Interest Coverage Related Terms


AvenuesAI Interest Coverage Historical Data

* Premium members only.

The historical data trend for AvenuesAI's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

AvenuesAI Interest Coverage Chart

AvenuesAI Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42.66 62.68 79.46 28.14 14.95

AvenuesAI Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.54 21.94 24.44 24.61 7.13

NSE:CCAVENUE vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, AvenuesAI's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AvenuesAI Interest Coverage vs Software Industry

For the Software industry and Technology sector, AvenuesAI's Interest Coverage distribution charts can be found below:

* The bar in red indicates where AvenuesAI's Interest Coverage falls into.


NSE:CCAVENUE
80GF Score
AvenuesAI Ltd NSE:CCAVENUE
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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AvenuesAI Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AvenuesAI's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, AvenuesAI's Interest Expense was ₹-186 Mil. Its Operating Income was ₹2,785 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹2,885 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*2784.5/-186.3
=14.95

AvenuesAI's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, AvenuesAI's Interest Expense was ₹-99 Mil. Its Operating Income was ₹706 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹2,885 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*706.3/-99
=7.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 7.13 mean?
AvenuesAI (NSE:CCAVENUE) has a Interest Coverage of 7.13 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AvenuesAI and its competitors. This is 64% below median its historical median of 19.54. Over the past decade, AvenuesAI's Interest Coverage has ranged from 14.95 to 79.46. According to the industry distribution chart, AvenuesAI ranks #1005 out of 1702 companies in the Software industry, placing it in the top 59%.
Is AvenuesAI's Interest Coverage too high?
AvenuesAI's current Interest Coverage of 7.13 is 64% below median its 10-year median of 19.54. Over the past 10 years, this metric has ranged from a low of 14.95 to a high of 79.46. The Software industry median Interest Coverage is 24.75. AvenuesAI's value of 7.13 is 71.2% below this industry median. Based on the distribution chart, AvenuesAI ranks #1005 out of 1702 companies in the Software industry, which is below the industry midpoint. Overall, AvenuesAI has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AvenuesAI's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, AvenuesAI ranks #1005 out of 1702 companies for Interest Coverage. This places AvenuesAI in the lower half of its industry. The industry median Interest Coverage is 24.75. AvenuesAI's value of 7.13 is 71.2% below this benchmark. Historically, AvenuesAI's own Interest Coverage has ranged from 14.95 to 79.46 over the past decade. While the company's 10-year median is 19.54 vs. the industry median of 24.75, AvenuesAI has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,702 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AvenuesAI's current Interest Coverage of 7.13 is 71.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AvenuesAI and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AvenuesAI's current Interest Coverage is 7.13, which is 64% below median its own 10-year median of 19.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AvenuesAI stock overvalued right now?
Based on GuruFocus' analysis, AvenuesAI (NSE:CCAVENUE) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹49.65, compared to a current price of ₹17.08 — trading 65.6% below its estimated fair value. The current Interest Coverage is 7.13, which is 64% below median its 10-year median of 19.54 and 71.2% below the Software industry median of 24.75. AvenuesAI's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For AvenuesAI (NSE:CCAVENUE), the current Interest Coverage is 7.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AvenuesAI (NSE:CCAVENUE) Overvalued in 2026?

Based on GuruFocus' analysis, AvenuesAI stock appears to be undervalued. The current stock price of ₹17.08 is trading 65.6% below its estimated GF Value™ of ₹49.65. GuruFocus considers AvenuesAI to be Significantly Undervalued.

Key valuation signals for NSE:CCAVENUE:

  • Interest Coverage: 7.13 (64% below median its 10-year median of 19.54)
  • GF Value™: ₹49.65 vs. price of ₹17.08 (65.6% below fair value)
  • GF Score™: 80/100 with 2 warning signs
  • Industry Position: 71.2% below the Software median (#1005 of 1702)

No single metric tells the full story. See the NSE:CCAVENUE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AvenuesAI Business Description

Other Exchanges 539807:India
Address Road-5C, Zone-5, Gift City, 28th Floor, GIFT Two Building, Block No. 56, Taluka and District - Gandhinagar, Gandhinagar, GJ, IND, 382 050
AvenuesAI Ltd is a financial technology company that offers Digital Payment Solutions and an Enterprise Software Platform to large enterprises and governments globally. It offers digital payment under the brand name CCAvenue, AI solutions under the brand PhroneticAI & Enterprise Solutions under the brand name Rediff. Geographically, it has a presence in India, the Kingdom of Saudi Arabia, the United Arab Emirates and the United States.
80GF Score

Get the complete analysis for NSE:CCAVENUE

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹17.08
Price
₹49.65
GF Value