Chavda Infra (NSE:CHAVDA) Interest Coverage: 2.18 (As of Sep. 2025) — 41% Below Median


NSE:CHAVDA Chavda Infra Ltd NSE:CHAVDA
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What is Chavda Infra Interest Coverage?

Chavda Infra NSE:CHAVDA -2.63% 14 Interest Coverage is 2.18 as of Sep. 2025, which is 41% below its 10-year median of 3.68. GuruFocus rates NSE:CHAVDA with a GF Score™ of 14/100. The stock has 5 warning signs investors should review. Among 78 Homebuilding & Construction companies, Chavda Infra ranks worse than 73.08% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Chavda Infra's Operating Income for the six months ended in Sep. 2025 was ₹188 Mil. Chavda Infra's Interest Expense for the six months ended in Sep. 2025 was ₹-86 Mil. Chavda Infra's interest coverage for the quarter that ended in Sep. 2025 was 2.18. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Chavda Infra's Interest Coverage or its related term are showing as below:

NSE:CHAVDA' s Interest Coverage Range Over the Past 10 Years
Min: 2.69   Med: 3.68   Max: 5.44
Current: 2.69


NSE:CHAVDA's Interest Coverage is ranked worse than
73.08% of 78 companies
in the Homebuilding & Construction industry
Industry Median: 8.305 vs NSE:CHAVDA: 2.69

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Chavda Infra  (NSE:CHAVDA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Chavda Infra Interest Coverage Related Terms


Chavda Infra Interest Coverage Historical Data

* Premium members only.

The historical data trend for Chavda Infra's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Chavda Infra Interest Coverage Chart

Chavda Infra Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
2.93 3.68 5.44 5.05 3.37

Chavda Infra Semi-Annual Data
Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only 4.38 5.53 3.36 3.38 2.18

NSE:CHAVDA vs DHI, PHM, LEN: Interest Coverage Comparison

For the Residential Construction subindustry, Chavda Infra's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chavda Infra Interest Coverage vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, Chavda Infra's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Chavda Infra's Interest Coverage falls into.


NSE:CHAVDA
14GF Score
Chavda Infra Ltd NSE:CHAVDA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Chavda Infra Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Chavda Infra's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Chavda Infra's Interest Expense was ₹-113 Mil. Its Operating Income was ₹379 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹386 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*379.135/-112.548
=3.37

Chavda Infra's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, Chavda Infra's Interest Expense was ₹-86 Mil. Its Operating Income was ₹188 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹869 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*187.767/-86.31
=2.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.18 mean?
Chavda Infra (NSE:CHAVDA) has a Interest Coverage of 2.18 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Chavda Infra and its competitors. This is 41% below median its historical median of 3.68. Over the past decade, Chavda Infra's Interest Coverage has ranged from 2.69 to 5.44. According to the industry distribution chart, Chavda Infra ranks #57 out of 78 companies in the Homebuilding & Construction industry, placing it in the top 73.1%.
Is Chavda Infra's Interest Coverage too high?
Chavda Infra's current Interest Coverage of 2.18 is 41% below median its 10-year median of 3.68. Over the past 10 years, this metric has ranged from a low of 2.69 to a high of 5.44. The Homebuilding & Construction industry median Interest Coverage is 8.31. Chavda Infra's value of 2.18 is 73.8% below this industry median. Based on the distribution chart, Chavda Infra ranks #57 out of 78 companies in the Homebuilding & Construction industry, which is below the industry midpoint. Overall, Chavda Infra has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Chavda Infra's Interest Coverage compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, Chavda Infra ranks #57 out of 78 companies for Interest Coverage. This places Chavda Infra in the lower half of its industry. The industry median Interest Coverage is 8.31. Chavda Infra's value of 2.18 is 73.8% below this benchmark. Historically, Chavda Infra's own Interest Coverage has ranged from 2.69 to 5.44 over the past decade. While the company's 10-year median is 3.68 vs. the industry median of 8.31, Chavda Infra has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Homebuilding & Construction company?
The median Interest Coverage among Homebuilding & Construction companies is 8.31, based on 78 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chavda Infra's current Interest Coverage of 2.18 is 73.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Chavda Infra and its competitors. For the Homebuilding & Construction industry, the median Interest Coverage is 8.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chavda Infra's current Interest Coverage is 2.18, which is 41% below median its own 10-year median of 3.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chavda Infra stock overvalued right now?
Chavda Infra (NSE:CHAVDA) has a current Interest Coverage of 2.18. The current Interest Coverage is 2.18, which is 41% below median its 10-year median of 3.68 and 73.8% below the Homebuilding & Construction industry median of 8.31. Chavda Infra's overall GF Score™ is 14/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Chavda Infra (NSE:CHAVDA), the current Interest Coverage is 2.18 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Chavda Infra Business Description

Address Iscon-Ambali BRTS Road, SHOP NO. 304 - 307, 406 & 407, Near Neptune House, Ahmedabad, GJ, IND, 380058
Chavda Infra Ltd is a integrated civil construction company offering a diversified range of construction and allied services across residential, commercial and institutional projects in Gujarat, especially in Ahmedabad and Rajkot. The company provides services across the construction value chain, ranging from planning and design to construction and post-construction activities to their clients. It derives revenue from following three business verticals such as Contracting Services, Development Services, and Commercial Renting Services.
14GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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