Clear Secured Services (NSE:CSSL) Interest Coverage: 3.78 (As of Mar. 2025) — Near Median


NSE:CSSL Clear Secured Services Ltd NSE:CSSL
13 GF Score
Price ₹97.00
! 1 Warning Sign
View Full Analysis

What is Clear Secured Services Interest Coverage?

Clear Secured Services NSE:CSSL -1.97% 13 Interest Coverage is 3.78 as of Mar. 2025, which is at its 10-year median of 3.78. GuruFocus rates NSE:CSSL with a GF Score™ of 13/100. The stock has 1 warning sign investors should review. Among 812 Business Services companies, Clear Secured Services ranks worse than 74.38% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Clear Secured Services's Operating Income for the six months ended in Mar. 2025 was ₹387 Mil. Clear Secured Services's Interest Expense for the six months ended in Mar. 2025 was ₹-102 Mil. Clear Secured Services's interest coverage for the quarter that ended in Mar. 2025 was 3.78. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Clear Secured Services's Interest Coverage or its related term are showing as below:

NSE:CSSL' s Interest Coverage Range Over the Past 10 Years
Min: 3.65   Med: 3.78   Max: 6.87
Current: 3.78


NSE:CSSL's Interest Coverage is ranked worse than
74.38% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs NSE:CSSL: 3.78

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Clear Secured Services  (NSE:CSSL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Clear Secured Services Interest Coverage Related Terms


Clear Secured Services Interest Coverage Historical Data

* Premium members only.

The historical data trend for Clear Secured Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Clear Secured Services Interest Coverage Chart

Clear Secured Services Annual Data
Trend Mar23 Mar24 Mar25
Interest Coverage
3.65 6.87 3.78

Clear Secured Services Semi-Annual Data
Mar23 Mar24 Mar25
Interest Coverage 3.65 6.87 3.78

NSE:CSSL vs KFY, RHI, TNET: Interest Coverage Comparison

For the Staffing & Employment Services subindustry, Clear Secured Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clear Secured Services Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Clear Secured Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Clear Secured Services's Interest Coverage falls into.


NSE:CSSL
13GF Score
Clear Secured Services Ltd NSE:CSSL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Clear Secured Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Clear Secured Services's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Clear Secured Services's Interest Expense was ₹-102 Mil. Its Operating Income was ₹387 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹132 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*386.786/-102.418
=3.78

Clear Secured Services's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Here, for the six months ended in Mar. 2025, Clear Secured Services's Interest Expense was ₹-102 Mil. Its Operating Income was ₹387 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹132 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2025 )/Interest Expense (Q: Mar. 2025 )
=-1*386.786/-102.418
=3.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.78 mean?
Clear Secured Services (NSE:CSSL) has a Interest Coverage of 3.78 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Clear Secured Services and its competitors. This is near median its historical median of 3.78. Over the past decade, Clear Secured Services' Interest Coverage has ranged from 3.65 to 6.87. According to the industry distribution chart, Clear Secured Services ranks #604 out of 812 companies in the Business Services industry, placing it in the top 74.4%.
Is Clear Secured Services' Interest Coverage too high?
Clear Secured Services' current Interest Coverage of 3.78 is near median its 10-year median of 3.78. Over the past 10 years, this metric has ranged from a low of 3.65 to a high of 6.87. The Business Services industry median Interest Coverage is 12.98. Clear Secured Services' value of 3.78 is 70.9% below this industry median. Based on the distribution chart, Clear Secured Services ranks #604 out of 812 companies in the Business Services industry, which is below the industry midpoint. Overall, Clear Secured Services has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Clear Secured Services' Interest Coverage compare to KFY and RHI?
According to the Business Services industry distribution chart, Clear Secured Services ranks #604 out of 812 companies for Interest Coverage. This places Clear Secured Services in the lower half of its industry. The industry median Interest Coverage is 12.98. Clear Secured Services' value of 3.78 is 70.9% below this benchmark. Historically, Clear Secured Services' own Interest Coverage has ranged from 3.65 to 6.87 over the past decade. While the company's 10-year median is 3.78 vs. the industry median of 12.98, Clear Secured Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clear Secured Services's current Interest Coverage of 3.78 is 70.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Clear Secured Services and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clear Secured Services's current Interest Coverage is 3.78, which is near median its own 10-year median of 3.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clear Secured Services stock overvalued right now?
Clear Secured Services (NSE:CSSL) has a current Interest Coverage of 3.78. The current Interest Coverage is 3.78, which is near median its 10-year median of 3.78 and 70.9% below the Business Services industry median of 12.98. Clear Secured Services' overall GF Score™ is 13/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Clear Secured Services (NSE:CSSL), the current Interest Coverage is 3.78 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Clear Secured Services Business Description

Address Corporate Park Sion Trombay Road, VN Purav Marg, Block No.15, Swastik Park, Chembur, Mumbai, MH, IND, 400071
Clear Secured Services Ltd provides a range of services aimed at improving operational efficiency and supporting business functions across different sectors. The company specializes in Integrated Facility Management (IFM), offering both soft services - such as housekeeping, security services, payment management services, and staffing services - and hard services, including electro-mechanical services, repair and maintenance services, facade cleaning and pest control services. The company also operates in the Trading of Agro products and the Manufacturing of Iron and Steel Products. It generates the majority of revenue by providing its services-Facility Management.
13GF Score

Get the complete analysis for NSE:CSSL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹97.00
Price