eMudhraNSE:EMUDHRA -1.76%74 Interest Coverage is 11.43 as of Mar. 2026, which is 67% below its 10-year median of 34.77. GuruFocus rates NSE:EMUDHRA with a GF Score™ of 74/100 and a GF Value™ of ₹1,205.18 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,703 Software companies, eMudhra ranks worse than 50.21% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. eMudhra's
Operating Income
for the
three
months ended in Mar. 2026 was ₹328 Mil. eMudhra's Interest Expense for the
three
months ended in Mar. 2026 was ₹-29 Mil.
eMudhra's interest coverage for the quarter that ended in Mar. 2026 was 11.43.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for eMudhra's Interest Coverage or its related term are showing as below:
NSE:EMUDHRA'
s Interest Coverage Range Over the Past 10 Years
Min: 11.91 Med: 34.77 Max: 91.05
Current: 24.62
NSE:EMUDHRA's Interest Coverage is ranked worse than 50.21% of 1703
companies
in the Software industry
Industry Median: 24.67
vs NSE:EMUDHRA: 24.62
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
eMudhra Interest Coverage Related Terms
eMudhra Interest Coverage Historical Data
* Premium members only.
The historical data trend for eMudhra's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:EMUDHRA vs UBER, SHOP, CRM: Interest Coverage Comparison
For the Software - Application subindustry, eMudhra's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
eMudhra Interest Coverage vs Software Industry
For the Software industry and Technology sector, eMudhra's Interest Coverage distribution charts can be found below:
* The bar in red indicates where eMudhra's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
eMudhra (NSE:EMUDHRA) has a Interest Coverage of 11.43 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on eMudhra and its competitors. This is 67% below median its historical median of 34.77. Over the past decade, eMudhra's Interest Coverage has ranged from 11.91 to 91.05. According to the industry distribution chart, eMudhra ranks #855 out of 1703 companies in the Software industry, placing it in the top 50.2%.
Is eMudhra's Interest Coverage too high?
eMudhra's current Interest Coverage of 11.43 is 67% below median its 10-year median of 34.77. Over the past 10 years, this metric has ranged from a low of 11.91 to a high of 91.05. The Software industry median Interest Coverage is 24.67. eMudhra's value of 11.43 is 53.7% below this industry median. Based on the distribution chart, eMudhra ranks #855 out of 1703 companies in the Software industry, which is below the industry midpoint. Overall, eMudhra has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does eMudhra's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, eMudhra ranks #855 out of 1703 companies for Interest Coverage. This places eMudhra in the lower half of its industry. The industry median Interest Coverage is 24.67. eMudhra's value of 11.43 is 53.7% below this benchmark. Historically, eMudhra's own Interest Coverage has ranged from 11.91 to 91.05 over the past decade. While the company's 10-year median is 34.77 vs. the industry median of 24.67, eMudhra has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,703 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. eMudhra's current Interest Coverage of 11.43 is 53.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on eMudhra and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. eMudhra's current Interest Coverage is 11.43, which is 67% below median its own 10-year median of 34.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is eMudhra stock overvalued right now?
Based on GuruFocus' analysis, eMudhra (NSE:EMUDHRA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,205.18, compared to a current price of ₹432.30 — trading 64.1% below its estimated fair value. The current Interest Coverage is 11.43, which is 67% below median its 10-year median of 34.77 and 53.7% below the Software industry median of 24.67. eMudhra's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For eMudhra (NSE:EMUDHRA), the current Interest Coverage is 11.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is eMudhra (NSE:EMUDHRA) Overvalued in 2026?
Based on GuruFocus' analysis, eMudhra stock appears to be undervalued.
The current stock price of ₹432.30 is trading 64.1% below its estimated GF Value™ of ₹1,205.18.
GuruFocus considers eMudhra to be Significantly Undervalued.
Key valuation signals for NSE:EMUDHRA:
Interest Coverage: 11.43 (67% below median its 10-year median of 34.77)
GF Value™: ₹1,205.18 vs. price of ₹432.30 (64.1% below fair value)
Industry Position: 53.7% below the Software median (#855 of 1703)
No single metric tells the full story. See the NSE:EMUDHRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
eMudhra Ltd provides various solutions and services like digital signatures, authentication solutions, paperless office solutions and other solutions around PKI technology. It stands for enabling a digital future with a foundation built on digital identity and trust. The company's products include digital signature certificates, authentication solutions, paperless office solutions, Certifying Authority solutions, solutions for securing data at rest and data in transit, solutions for Internet of Things (IoT), etc.
74GF Score
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