Billionbrains Garage Ventures (NSE:GROWW) Interest Coverage: 130.38 (As of Jun. 2026) — 70% Above Median

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NSE:GROWW Billionbrains Garage Ventures Ltd NSE:GROWW
18 GF Score
Price ₹192.60
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What is Billionbrains Garage Ventures Interest Coverage?

Billionbrains Garage Ventures NSE:GROWW -0.91% 18 Interest Coverage is 130.38 as of Jun. 2026, which is 70% above its 10-year median of 76.57. GuruFocus rates NSE:GROWW with a GF Score™ of 18/100. Among 432 Capital Markets companies, Billionbrains Garage Ventures ranks better than 65.51% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Billionbrains Garage Ventures's Operating Income for the three months ended in Jun. 2026 was ₹9,531 Mil. Billionbrains Garage Ventures's Interest Expense for the three months ended in Jun. 2026 was ₹-73 Mil. Billionbrains Garage Ventures's interest coverage for the quarter that ended in Jun. 2026 was 130.38. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Billionbrains Garage Ventures Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Billionbrains Garage Ventures's Interest Coverage or its related term are showing as below:

NSE:GROWW' s Interest Coverage Range Over the Past 10 Years
Min: 52   Med: 76.57   Max: 148.66
Current: 99.9


NSE:GROWW's Interest Coverage is ranked better than
65.51% of 432 companies
in the Capital Markets industry
Industry Median: 20.55 vs NSE:GROWW: 99.90

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Billionbrains Garage Ventures  (NSE:GROWW) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Billionbrains Garage Ventures Interest Coverage Related Terms


Billionbrains Garage Ventures Interest Coverage Historical Data

* Premium members only.

The historical data trend for Billionbrains Garage Ventures's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Billionbrains Garage Ventures Interest Coverage Chart

Billionbrains Garage Ventures Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Interest Coverage
148.66 96.50 52.00 56.63

Billionbrains Garage Ventures Quarterly Data
Mar23 Mar24 Jun24 Dec24 Mar25 Jun25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only 23.95 29.00 67.74 114.25 130.38

NSE:GROWW vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Billionbrains Garage Ventures's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Billionbrains Garage Ventures Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Billionbrains Garage Ventures's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Billionbrains Garage Ventures's Interest Coverage falls into.


NSE:GROWW
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Billionbrains Garage Ventures Ltd NSE:GROWW
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Billionbrains Garage Ventures Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Billionbrains Garage Ventures's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Billionbrains Garage Ventures's Interest Expense was ₹-435 Mil. Its Operating Income was ₹24,647 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹558 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*24647.13/-435.24
=56.63

Billionbrains Garage Ventures's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Billionbrains Garage Ventures's Interest Expense was ₹-73 Mil. Its Operating Income was ₹9,531 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*9530.5/-73.1
=130.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 130.38 mean?
Billionbrains Garage Ventures (NSE:GROWW) has a Interest Coverage of 130.38 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Billionbrains Garage Ventures and its competitors. This is 70% above median its historical median of 76.57. Over the past decade, Billionbrains Garage Ventures' Interest Coverage has ranged from 52.00 to 148.66. According to the industry distribution chart, Billionbrains Garage Ventures ranks #149 out of 432 companies in the Capital Markets industry, placing it in the top 34.5%.
Is Billionbrains Garage Ventures' Interest Coverage too high?
Billionbrains Garage Ventures' current Interest Coverage of 130.38 is 70% above median its 10-year median of 76.57. Over the past 10 years, this metric has ranged from a low of 52.00 to a high of 148.66. The Capital Markets industry median Interest Coverage is 20.55. Billionbrains Garage Ventures' value of 130.38 is 534.5% above this industry median. Based on the distribution chart, Billionbrains Garage Ventures ranks #149 out of 432 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Billionbrains Garage Ventures has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Billionbrains Garage Ventures' Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Billionbrains Garage Ventures ranks #149 out of 432 companies for Interest Coverage. This puts Billionbrains Garage Ventures in the upper half of its industry. The industry median Interest Coverage is 20.55. Billionbrains Garage Ventures' value of 130.38 is 534.5% above this benchmark. Historically, Billionbrains Garage Ventures' own Interest Coverage has ranged from 52.00 to 148.66 over the past decade. While the company's 10-year median is 76.57 vs. the industry median of 20.55, Billionbrains Garage Ventures has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.55, based on 432 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Billionbrains Garage Ventures's current Interest Coverage of 130.38 is 534.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Billionbrains Garage Ventures and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Billionbrains Garage Ventures's current Interest Coverage is 130.38, which is 70% above median its own 10-year median of 76.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Billionbrains Garage Ventures stock overvalued right now?
Billionbrains Garage Ventures (NSE:GROWW) has a current Interest Coverage of 130.38. The current Interest Coverage is 130.38, which is 70% above median its 10-year median of 76.57 and 534.5% above the Capital Markets industry median of 20.55. Billionbrains Garage Ventures' overall GF Score™ is 18/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Billionbrains Garage Ventures (NSE:GROWW), the current Interest Coverage is 130.38 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Billionbrains Garage Ventures Business Description

Other Exchanges 544603:India
Address Survey No. 16/1 and 17/2 Ambalipura Village, Vaishnavi Tech Park, South Tower 3rd Floor, Varthur Hobli, Bellandur, Bengaluru, KA, IND, 560 103
Billionbrains Garage Ventures Ltd is engaged in carrying out the business of software designing, maintenance, testing and benchmarking, designing, developing computer software and solutions, carry on the business of providing, building, organizing of software tools, marketing and innovatization of licensed software, and consultancy services. The company operates the web & app based technology platform, 'Groww'. The company operates in one reportable segment mainly through the sale of financial services through a web & app based technology platform. It derives a substantial portion of its revenue from the broking services.
18GF Score

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