International Gemological Institute (NSE:IGIL) Interest Coverage: 84.58 (As of Mar. 2026) — 11% Below Median


NSE:IGIL International Gemological Institute Ltd NSE:IGIL
21 GF Score
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What is International Gemological Institute Interest Coverage?

International Gemological Institute NSE:IGIL +2.11% 21 Interest Coverage is 84.58 as of Mar. 2026, which is 11% below its 10-year median of 95.27. GuruFocus rates NSE:IGIL with a GF Score™ of 21/100. The stock has 2 warning signs investors should review. Among 1,317 Metals & Mining companies, International Gemological Institute ranks worse than 66.06% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. International Gemological Institute's Operating Income for the three months ended in Mar. 2026 was ₹2,229 Mil. International Gemological Institute's Interest Expense for the three months ended in Mar. 2026 was ₹-26 Mil. International Gemological Institute's interest coverage for the quarter that ended in Mar. 2026 was 84.58. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. International Gemological Institute Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for International Gemological Institute's Interest Coverage or its related term are showing as below:

NSE:IGIL' s Interest Coverage Range Over the Past 10 Years
Min: 44   Med: 95.27   Max: 134.46
Current: 74.48


NSE:IGIL's Interest Coverage is ranked worse than
66.06% of 1317 companies
in the Metals & Mining industry
Industry Median: No Debt vs NSE:IGIL: 74.48

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


International Gemological Institute  (NSE:IGIL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


International Gemological Institute Interest Coverage Related Terms


International Gemological Institute Interest Coverage Historical Data

* Premium members only.

The historical data trend for International Gemological Institute's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

International Gemological Institute Interest Coverage Chart

International Gemological Institute Annual Data
Trend Dec21 Dec22 Dec23 Dec24
Interest Coverage
134.46 122.99 44.00 67.54

International Gemological Institute Quarterly Data
Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 69.84 66.74 76.68 69.82 84.58

NSE:IGIL vs HL: Interest Coverage Comparison

For the Other Precious Metals & Mining subindustry, International Gemological Institute's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Gemological Institute Interest Coverage vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, International Gemological Institute's Interest Coverage distribution charts can be found below:

* The bar in red indicates where International Gemological Institute's Interest Coverage falls into.


NSE:IGIL
21GF Score
International Gemological Institute Ltd NSE:IGIL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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International Gemological Institute Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

International Gemological Institute's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, International Gemological Institute's Interest Expense was ₹-83 Mil. Its Operating Income was ₹5,583 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹1,224 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*5582.53/-82.65
=67.54

International Gemological Institute's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, International Gemological Institute's Interest Expense was ₹-26 Mil. Its Operating Income was ₹2,229 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2229.4/-26.36
=84.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 84.58 mean?
International Gemological Institute (NSE:IGIL) has a Interest Coverage of 84.58 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on International Gemological Institute and its competitors. This is 11% below median its historical median of 95.27. Over the past decade, International Gemological Institute's Interest Coverage has ranged from 44.00 to 134.46. According to the industry distribution chart, International Gemological Institute ranks #870 out of 1317 companies in the Metals & Mining industry, placing it in the top 66.1%.
Is International Gemological Institute's Interest Coverage too high?
International Gemological Institute's current Interest Coverage of 84.58 is 11% below median its 10-year median of 95.27. Over the past 10 years, this metric has ranged from a low of 44.00 to a high of 134.46. The Metals & Mining industry median Interest Coverage is 10,000.00. International Gemological Institute's value of 84.58 is 99.2% below this industry median. Based on the distribution chart, International Gemological Institute ranks #870 out of 1317 companies in the Metals & Mining industry, which is below the industry midpoint. Overall, International Gemological Institute has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does International Gemological Institute's Interest Coverage compare to HL?
According to the Metals & Mining industry distribution chart, International Gemological Institute ranks #870 out of 1317 companies for Interest Coverage. This places International Gemological Institute in the lower half of its industry. The industry median Interest Coverage is 10,000.00. International Gemological Institute's value of 84.58 is 99.2% below this benchmark. Historically, International Gemological Institute's own Interest Coverage has ranged from 44.00 to 134.46 over the past decade. While the company's 10-year median is 95.27 vs. the industry median of 10,000.00, International Gemological Institute has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Metals & Mining company?
The median Interest Coverage among Metals & Mining companies is 10,000.00, based on 1,317 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Gemological Institute's current Interest Coverage of 84.58 is 99.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on International Gemological Institute and its competitors. For the Metals & Mining industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Gemological Institute's current Interest Coverage is 84.58, which is 11% below median its own 10-year median of 95.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Gemological Institute stock overvalued right now?
International Gemological Institute (NSE:IGIL) has a current Interest Coverage of 84.58. The current Interest Coverage is 84.58, which is 11% below median its 10-year median of 95.27 and 99.2% below the Metals & Mining industry median of 10,000.00. International Gemological Institute's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For International Gemological Institute (NSE:IGIL), the current Interest Coverage is 84.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

International Gemological Institute Business Description

Other Exchanges 544311:India
Address Bandra Kurla Complex, 702, 7th Floor, The Capital, Bandra East, Mumbai, MH, IND, 400051
International Gemological Institute Ltd operates laboratories that grade finished jewelry, natural diamonds, lab-grown diamonds, and gemstones across multiple locations in different countries. The company's key services include Diamond Screening and Diamond Sorting.
21GF Score

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