Indo US Bio-Tech (NSE:INDOUS) Interest Coverage: 4.92 (As of Mar. 2026) — 24% Below Median


NSE:INDOUS Indo US Bio-Tech Ltd NSE:INDOUS
63 GF Score
Price ₹88.48
GF Value ₹198.26
Valuation Possible Value Trap
! 5 Warning Signs
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What is Indo US Bio-Tech Interest Coverage?

Indo US Bio-Tech NSE:INDOUS +1.02% 63 Interest Coverage is 4.92 as of Mar. 2026, which is 24% below its 10-year median of 6.50. GuruFocus rates NSE:INDOUS with a GF Score™ of 63/100 and a GF Value™ of ₹198.26 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 198 Agriculture companies, Indo US Bio-Tech ranks worse than 50.51% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Indo US Bio-Tech's Operating Income for the three months ended in Mar. 2026 was ₹30 Mil. Indo US Bio-Tech's Interest Expense for the three months ended in Mar. 2026 was ₹-6 Mil. Indo US Bio-Tech's interest coverage for the quarter that ended in Mar. 2026 was 4.92. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Indo US Bio-Tech's Interest Coverage or its related term are showing as below:

NSE:INDOUS' s Interest Coverage Range Over the Past 10 Years
Min: 1.86   Med: 6.5   Max: 11.99
Current: 7.18


NSE:INDOUS's Interest Coverage is ranked worse than
50.51% of 198 companies
in the Agriculture industry
Industry Median: 7.24 vs NSE:INDOUS: 7.18

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Indo US Bio-Tech  (NSE:INDOUS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Indo US Bio-Tech Interest Coverage Related Terms


Indo US Bio-Tech Interest Coverage Historical Data

* Premium members only.

The historical data trend for Indo US Bio-Tech's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Indo US Bio-Tech Interest Coverage Chart

Indo US Bio-Tech Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.82 7.64 7.35 11.99 7.18

Indo US Bio-Tech Quarterly Data
Mar20 Sep20 Mar21 Sep21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.12 11.68 9.35 5.12 4.92

NSE:INDOUS vs CTVA, CF, MOS: Interest Coverage Comparison

For the Agricultural Inputs subindustry, Indo US Bio-Tech's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indo US Bio-Tech Interest Coverage vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Indo US Bio-Tech's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Indo US Bio-Tech's Interest Coverage falls into.


NSE:INDOUS
63GF Score
Indo US Bio-Tech Ltd NSE:INDOUS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Indo US Bio-Tech Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Indo US Bio-Tech's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Indo US Bio-Tech's Interest Expense was ₹-22 Mil. Its Operating Income was ₹161 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹10 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*161.093/-22.433
=7.18

Indo US Bio-Tech's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Indo US Bio-Tech's Interest Expense was ₹-6 Mil. Its Operating Income was ₹30 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹10 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*29.586/-6.019
=4.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.92 mean?
Indo US Bio-Tech (NSE:INDOUS) has a Interest Coverage of 4.92 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Indo US Bio-Tech and its competitors. This is 24% below median its historical median of 6.50. Over the past decade, Indo US Bio-Tech's Interest Coverage has ranged from 1.86 to 11.99. According to the industry distribution chart, Indo US Bio-Tech ranks #100 out of 198 companies in the Agriculture industry, placing it in the top 50.5%.
Is Indo US Bio-Tech's Interest Coverage too high?
Indo US Bio-Tech's current Interest Coverage of 4.92 is 24% below median its 10-year median of 6.50. Over the past 10 years, this metric has ranged from a low of 1.86 to a high of 11.99. The Agriculture industry median Interest Coverage is 7.24. Indo US Bio-Tech's value of 4.92 is 32% below this industry median. Based on the distribution chart, Indo US Bio-Tech ranks #100 out of 198 companies in the Agriculture industry, which is below the industry midpoint. Overall, Indo US Bio-Tech has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Indo US Bio-Tech's Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, Indo US Bio-Tech ranks #100 out of 198 companies for Interest Coverage. This places Indo US Bio-Tech in the lower half of its industry. The industry median Interest Coverage is 7.24. Indo US Bio-Tech's value of 4.92 is 32% below this benchmark. Historically, Indo US Bio-Tech's own Interest Coverage has ranged from 1.86 to 11.99 over the past decade. While the company's 10-year median is 6.50 vs. the industry median of 7.24, Indo US Bio-Tech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.24, based on 198 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indo US Bio-Tech's current Interest Coverage of 4.92 is 32% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Indo US Bio-Tech and its competitors. For the Agriculture industry, the median Interest Coverage is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indo US Bio-Tech's current Interest Coverage is 4.92, which is 24% below median its own 10-year median of 6.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indo US Bio-Tech stock overvalued right now?
Based on GuruFocus' analysis, Indo US Bio-Tech (NSE:INDOUS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹198.26, compared to a current price of ₹88.48 — trading 55.4% below its estimated fair value. The current Interest Coverage is 4.92, which is 24% below median its 10-year median of 6.50 and 32% below the Agriculture industry median of 7.24. Indo US Bio-Tech's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Indo US Bio-Tech (NSE:INDOUS), the current Interest Coverage is 4.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indo US Bio-Tech (NSE:INDOUS) Overvalued in 2026?

Based on GuruFocus' analysis, Indo US Bio-Tech stock appears to be undervalued. The current stock price of ₹88.48 is trading 55.4% below its estimated GF Value™ of ₹198.26. GuruFocus considers Indo US Bio-Tech to be Possible Value Trap.

Key valuation signals for NSE:INDOUS:

  • Interest Coverage: 4.92 (24% below median its 10-year median of 6.50)
  • GF Value™: ₹198.26 vs. price of ₹88.48 (55.4% below fair value)
  • GF Score™: 63/100 with 5 warning signs
  • Industry Position: 32% below the Agriculture median (#100 of 198)

No single metric tells the full story. See the NSE:INDOUS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indo US Bio-Tech Business Description

Other Exchanges 541304:India
Address Satadhar Char Rasta, Sola Road, 309, Shanti Mall, Opposite Navrang Tower, Ahmedabad, GJ, IND, 380061
Indo US Bio-Tech Ltd is a specialized agriculture seed company. It is involved in crop research and development through breeding, production of seeds, processing, packing, and marketing of high-performing hybrid and open-pollinated varieties of crops. The company's product portfolio includes a diversified variety of agricultural seeds, namely vegetable seeds, oil seeds, pulses seeds, cereals seeds, spices seeds used in cultivating all kinds of vegetables, pulses, crops like tomato, okra, brinjal, onion, bit root, cucumber, bottle gourd, groundnut, mustard, bajra, wheat, etc.
63GF Score

Get the complete analysis for NSE:INDOUS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹88.48
Price
₹198.26
GF Value