InfoBeans Technologies (NSE:INFOBEAN) Interest Coverage: 80.36 (As of Mar. 2026) — 436% Above Median


NSE:INFOBEAN InfoBeans Technologies Ltd NSE:INFOBEAN
86 GF Score
Price ₹164.18
GF Value ₹155.91
Valuation Fairly Valued
! 1 Warning Sign
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What is InfoBeans Technologies Interest Coverage?

InfoBeans Technologies NSE:INFOBEAN -1.39% 86 Interest Coverage is 80.36 as of Mar. 2026, which is 436% above its 10-year median of 15.00. GuruFocus rates NSE:INFOBEAN with a GF Score™ of 86/100 and a GF Value™ of ₹155.91 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,702 Software companies, InfoBeans Technologies ranks better than 62.63% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. InfoBeans Technologies's Operating Income for the three months ended in Mar. 2026 was ₹225 Mil. InfoBeans Technologies's Interest Expense for the three months ended in Mar. 2026 was ₹-3 Mil. InfoBeans Technologies's interest coverage for the quarter that ended in Mar. 2026 was 80.36. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. InfoBeans Technologies Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for InfoBeans Technologies's Interest Coverage or its related term are showing as below:

NSE:INFOBEAN' s Interest Coverage Range Over the Past 10 Years
Min: 4.07   Med: 15   Max: 541.64
Current: 66.47


NSE:INFOBEAN's Interest Coverage is ranked better than
62.63% of 1702 companies
in the Software industry
Industry Median: 24.75 vs NSE:INFOBEAN: 66.47

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


InfoBeans Technologies  (NSE:INFOBEAN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


InfoBeans Technologies Interest Coverage Related Terms


InfoBeans Technologies Interest Coverage Historical Data

* Premium members only.

The historical data trend for InfoBeans Technologies's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

InfoBeans Technologies Interest Coverage Chart

InfoBeans Technologies Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.71 5.47 4.07 17.28 66.47

InfoBeans Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.70 44.32 71.17 75.47 80.36

NSE:INFOBEAN vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, InfoBeans Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InfoBeans Technologies Interest Coverage vs Software Industry

For the Software industry and Technology sector, InfoBeans Technologies's Interest Coverage distribution charts can be found below:

* The bar in red indicates where InfoBeans Technologies's Interest Coverage falls into.


NSE:INFOBEAN
86GF Score
InfoBeans Technologies Ltd NSE:INFOBEAN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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InfoBeans Technologies Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

InfoBeans Technologies's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, InfoBeans Technologies's Interest Expense was ₹-13 Mil. Its Operating Income was ₹884 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹81 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*884/-13.3
=66.47

InfoBeans Technologies's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, InfoBeans Technologies's Interest Expense was ₹-3 Mil. Its Operating Income was ₹225 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹81 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*225/-2.8
=80.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 80.36 mean?
InfoBeans Technologies (NSE:INFOBEAN) has a Interest Coverage of 80.36 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on InfoBeans Technologies and its competitors. This is 436% above median its historical median of 15.00. Over the past decade, InfoBeans Technologies' Interest Coverage has ranged from 4.07 to 541.64. According to the industry distribution chart, InfoBeans Technologies ranks #636 out of 1702 companies in the Software industry, placing it in the top 37.4%.
Is InfoBeans Technologies' Interest Coverage too high?
InfoBeans Technologies' current Interest Coverage of 80.36 is 436% above median its 10-year median of 15.00. Over the past 10 years, this metric has ranged from a low of 4.07 to a high of 541.64. The Software industry median Interest Coverage is 24.75. InfoBeans Technologies' value of 80.36 is 224.7% above this industry median. Based on the distribution chart, InfoBeans Technologies ranks #636 out of 1702 companies in the Software industry, which is above the industry midpoint. Overall, InfoBeans Technologies has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does InfoBeans Technologies' Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, InfoBeans Technologies ranks #636 out of 1702 companies for Interest Coverage. This puts InfoBeans Technologies in the upper half of its industry. The industry median Interest Coverage is 24.75. InfoBeans Technologies' value of 80.36 is 224.7% above this benchmark. Historically, InfoBeans Technologies' own Interest Coverage has ranged from 4.07 to 541.64 over the past decade. While the company's 10-year median is 15.00 vs. the industry median of 24.75, InfoBeans Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,702 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. InfoBeans Technologies's current Interest Coverage of 80.36 is 224.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on InfoBeans Technologies and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InfoBeans Technologies's current Interest Coverage is 80.36, which is 436% above median its own 10-year median of 15.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InfoBeans Technologies stock overvalued right now?
Based on GuruFocus' analysis, InfoBeans Technologies (NSE:INFOBEAN) is currently considered Fairly Valued. The stock's GF Value™ is ₹155.91, compared to a current price of ₹164.18 — trading 5.3% above its estimated fair value. The current Interest Coverage is 80.36, which is 436% above median its 10-year median of 15.00 and 224.7% above the Software industry median of 24.75. InfoBeans Technologies' overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For InfoBeans Technologies (NSE:INFOBEAN), the current Interest Coverage is 80.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is InfoBeans Technologies (NSE:INFOBEAN) Overvalued in 2026?

Based on GuruFocus' analysis, InfoBeans Technologies stock appears to be overvalued. The current stock price of ₹164.18 is trading 5.3% above its estimated GF Value™ of ₹155.91. GuruFocus considers InfoBeans Technologies to be Fairly Valued.

Key valuation signals for NSE:INFOBEAN:

  • Interest Coverage: 80.36 (436% above median its 10-year median of 15.00)
  • GF Value™: ₹155.91 vs. price of ₹164.18 (5.3% above fair value)
  • GF Score™: 86/100 with 1 warning sign
  • Industry Position: 224.7% above the Software median (#636 of 1702)

No single metric tells the full story. See the NSE:INFOBEAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


InfoBeans Technologies Business Description

Other Exchanges 543644:India
Address Bhawarkua Main Road, 2nd Floor, Indrapuri Colony, Crystal IT Park, Indore, MP, IND, 452014
InfoBeans Technologies Ltd is engaged in business of software development services, specializing in business application development for web and mobile and operate at Capability Maturity Model Integration (CMMI) level 5. The revenue is derived from software development and related services. The company geographically operates in United Arab Emirates, Germany, United States of America, India and Rest of the world. It derives maximum revenue from United States of America.
86GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹164.18
Price
₹155.91
GF Value