Just Dial (NSE:JUSTDIAL) Interest Coverage: 42.80 (As of Mar. 2026) — 71% Above Median


NSE:JUSTDIAL Just Dial Ltd NSE:JUSTDIAL
75 GF Score
Price ₹524.95
GF Value ₹1,012.79
Valuation Significantly Undervalued
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What is Just Dial Interest Coverage?

Just Dial NSE:JUSTDIAL -2.25% 75 Interest Coverage is 42.80 as of Mar. 2026, which is 71% above its 10-year median of 25.06. GuruFocus rates NSE:JUSTDIAL with a GF Score™ of 75/100 and a GF Value™ of ₹1,012.79 (Significantly Undervalued). Among 316 Interactive Media companies, Just Dial ranks worse than 52.53% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Just Dial's Operating Income for the three months ended in Mar. 2026 was ₹779 Mil. Just Dial's Interest Expense for the three months ended in Mar. 2026 was ₹-18 Mil. Just Dial's interest coverage for the quarter that ended in Mar. 2026 was 42.80. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Just Dial's Interest Coverage or its related term are showing as below:

NSE:JUSTDIAL' s Interest Coverage Range Over the Past 10 Years
Min: 7.09   Med: 25.06   Max: 1534.38
Current: 34.49


NSE:JUSTDIAL's Interest Coverage is ranked worse than
52.53% of 316 companies
in the Interactive Media industry
Industry Median: 38.305 vs NSE:JUSTDIAL: 34.49

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Just Dial  (NSE:JUSTDIAL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Just Dial Interest Coverage Related Terms


Just Dial Interest Coverage Historical Data

* Premium members only.

The historical data trend for Just Dial's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Just Dial Interest Coverage Chart

Just Dial Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 7.09 18.43 27.41 34.49

Just Dial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.91 23.88 35.92 42.04 42.80

NSE:JUSTDIAL vs GOOGL, META, SPOT: Interest Coverage Comparison

For the Internet Content & Information subindustry, Just Dial's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Just Dial Interest Coverage vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Just Dial's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Just Dial's Interest Coverage falls into.


NSE:JUSTDIAL
75GF Score
Just Dial Ltd NSE:JUSTDIAL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Just Dial Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Just Dial's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Just Dial's Interest Expense was ₹-91 Mil. Its Operating Income was ₹3,125 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹548 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*3125.1/-90.6
=34.49

Just Dial's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Just Dial's Interest Expense was ₹-18 Mil. Its Operating Income was ₹779 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹548 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*778.9/-18.2
=42.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 42.80 mean?
Just Dial (NSE:JUSTDIAL) has a Interest Coverage of 42.80 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Just Dial and its competitors. This is 71% above median its historical median of 25.06. Over the past decade, Just Dial's Interest Coverage has ranged from 7.09 to 1,534.38. According to the industry distribution chart, Just Dial ranks #166 out of 316 companies in the Interactive Media industry, placing it in the top 52.5%.
Is Just Dial's Interest Coverage too high?
Just Dial's current Interest Coverage of 42.80 is 71% above median its 10-year median of 25.06. Over the past 10 years, this metric has ranged from a low of 7.09 to a high of 1,534.38. The Interactive Media industry median Interest Coverage is 38.31. Just Dial's value of 42.80 is 11.7% above this industry median. Based on the distribution chart, Just Dial ranks #166 out of 316 companies in the Interactive Media industry, which is below the industry midpoint. Overall, Just Dial has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Just Dial's Interest Coverage compare to GOOGL and META?
According to the Interactive Media industry distribution chart, Just Dial ranks #166 out of 316 companies for Interest Coverage. This places Just Dial in the lower half of its industry. The industry median Interest Coverage is 38.31. Just Dial's value of 42.80 is 11.7% above this benchmark. Historically, Just Dial's own Interest Coverage has ranged from 7.09 to 1,534.38 over the past decade. While the company's 10-year median is 25.06 vs. the industry median of 38.31, Just Dial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Interactive Media company?
The median Interest Coverage among Interactive Media companies is 38.31, based on 316 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Just Dial's current Interest Coverage of 42.80 is 11.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Just Dial and its competitors. For the Interactive Media industry, the median Interest Coverage is 38.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Just Dial's current Interest Coverage is 42.80, which is 71% above median its own 10-year median of 25.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Just Dial stock overvalued right now?
Based on GuruFocus' analysis, Just Dial (NSE:JUSTDIAL) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,012.79, compared to a current price of ₹524.95 — trading 48.2% below its estimated fair value. The current Interest Coverage is 42.80, which is 71% above median its 10-year median of 25.06 and 11.7% above the Interactive Media industry median of 38.31. Just Dial's overall GF Score™ is 75/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Just Dial (NSE:JUSTDIAL), the current Interest Coverage is 42.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Just Dial (NSE:JUSTDIAL) Overvalued in 2026?

Based on GuruFocus' analysis, Just Dial stock appears to be undervalued. The current stock price of ₹524.95 is trading 48.2% below its estimated GF Value™ of ₹1,012.79. GuruFocus considers Just Dial to be Significantly Undervalued.

Key valuation signals for NSE:JUSTDIAL:

  • Interest Coverage: 42.80 (71% above median its 10-year median of 25.06)
  • GF Value™: ₹1,012.79 vs. price of ₹524.95 (48.2% below fair value)
  • GF Score™: 75/100
  • Industry Position: 11.7% above the Interactive Media median (#166 of 316)

No single metric tells the full story. See the NSE:JUSTDIAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Just Dial Business Description

Other Exchanges 535648:India
Address 5th Floor, New Link Road, 501/B, 5th Floor, Palm Court, Building M, Besides Goregaon Sports Complex, Malad (West), Mumbai, MH, IND, 400064
Just Dial Ltd provides local search related services to users in India through multiple platforms such as Desktop/ PC website, mobile site, mobile apps, over the telephone and text. The company's mobile app is an All-in-One App, replete with features such as map-aided search, Live TV, Videos, News, and a Real-Time Chat Messenger, Augmented Reality, an Online Movie finder, Cricket, Music, and Radio, to make the consumer's life infinitely smoother and more engaging. It has also launched an end-to-end business management solution for SMEs, enabling thousands of SMEs to run their businesses efficiently online and maintain an adequate online presence through their own websites and mobile sites.
75GF Score

Get the complete analysis for NSE:JUSTDIAL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹524.95
Price
₹1,012.79
GF Value