KPIT Technologies (NSE:KPITTECH) Interest Coverage: 10.89 (As of Mar. 2026) — 26% Below Median


NSE:KPITTECH KPIT Technologies Ltd NSE:KPITTECH
83 GF Score
Price ₹558.80
GF Value ₹1,806.99
Valuation Significantly Undervalued
! 2 Warning Signs
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What is KPIT Technologies Interest Coverage?

KPIT Technologies NSE:KPITTECH +0.22% 83 Interest Coverage is 10.89 as of Mar. 2026, which is 26% below its 10-year median of 14.73. GuruFocus rates NSE:KPITTECH with a GF Score™ of 83/100 and a GF Value™ of ₹1,806.99 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,704 Software companies, KPIT Technologies ranks worse than 53.4% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. KPIT Technologies's Operating Income for the three months ended in Mar. 2026 was ₹2,401 Mil. KPIT Technologies's Interest Expense for the three months ended in Mar. 2026 was ₹-220 Mil. KPIT Technologies's interest coverage for the quarter that ended in Mar. 2026 was 10.89. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for KPIT Technologies's Interest Coverage or its related term are showing as below:

NSE:KPITTECH' s Interest Coverage Range Over the Past 10 Years
Min: 10.54   Med: 14.73   Max: No Debt
Current: 20.76


NSE:KPITTECH's Interest Coverage is ranked worse than
53.4% of 1704 companies
in the Software industry
Industry Median: 24.75 vs NSE:KPITTECH: 20.76

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


KPIT Technologies  (NSE:KPITTECH) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


KPIT Technologies Interest Coverage Related Terms


KPIT Technologies Interest Coverage Historical Data

* Premium members only.

The historical data trend for KPIT Technologies's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

KPIT Technologies Interest Coverage Chart

KPIT Technologies Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 17.45 15.29 14.73 23.70 12.99

KPIT Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.85 21.70 31.80 21.89 10.89

NSE:KPITTECH vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, KPIT Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KPIT Technologies Interest Coverage vs Software Industry

For the Software industry and Technology sector, KPIT Technologies's Interest Coverage distribution charts can be found below:

* The bar in red indicates where KPIT Technologies's Interest Coverage falls into.


NSE:KPITTECH
83GF Score
KPIT Technologies Ltd NSE:KPITTECH
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KPIT Technologies Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

KPIT Technologies's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, KPIT Technologies's Interest Expense was ₹-737 Mil. Its Operating Income was ₹9,573 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹4,105 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*9572.75/-736.71
=12.99

KPIT Technologies's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, KPIT Technologies's Interest Expense was ₹-220 Mil. Its Operating Income was ₹2,401 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹4,105 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2401.47/-220.43
=10.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.89 mean?
KPIT Technologies (NSE:KPITTECH) has a Interest Coverage of 10.89 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on KPIT Technologies and its competitors. This is 26% below median its historical median of 14.73. Over the past decade, KPIT Technologies' Interest Coverage has ranged from 10.54 to 10,000.00. According to the industry distribution chart, KPIT Technologies ranks #910 out of 1704 companies in the Software industry, placing it in the top 53.4%.
Is KPIT Technologies' Interest Coverage too high?
KPIT Technologies' current Interest Coverage of 10.89 is 26% below median its 10-year median of 14.73. Over the past 10 years, this metric has ranged from a low of 10.54 to a high of 10,000.00. The Software industry median Interest Coverage is 24.75. KPIT Technologies' value of 10.89 is 56% below this industry median. Based on the distribution chart, KPIT Technologies ranks #910 out of 1704 companies in the Software industry, which is below the industry midpoint. Overall, KPIT Technologies has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KPIT Technologies' Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, KPIT Technologies ranks #910 out of 1704 companies for Interest Coverage. This places KPIT Technologies in the lower half of its industry. The industry median Interest Coverage is 24.75. KPIT Technologies' value of 10.89 is 56% below this benchmark. Historically, KPIT Technologies' own Interest Coverage has ranged from 10.54 to 10,000.00 over the past decade. While the company's 10-year median is 14.73 vs. the industry median of 24.75, KPIT Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KPIT Technologies's current Interest Coverage of 10.89 is 56% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on KPIT Technologies and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KPIT Technologies's current Interest Coverage is 10.89, which is 26% below median its own 10-year median of 14.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KPIT Technologies stock overvalued right now?
Based on GuruFocus' analysis, KPIT Technologies (NSE:KPITTECH) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,806.99, compared to a current price of ₹558.80 — trading 69.1% below its estimated fair value. The current Interest Coverage is 10.89, which is 26% below median its 10-year median of 14.73 and 56% below the Software industry median of 24.75. KPIT Technologies' overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For KPIT Technologies (NSE:KPITTECH), the current Interest Coverage is 10.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KPIT Technologies (NSE:KPITTECH) Overvalued in 2026?

Based on GuruFocus' analysis, KPIT Technologies stock appears to be undervalued. The current stock price of ₹558.80 is trading 69.1% below its estimated GF Value™ of ₹1,806.99. GuruFocus considers KPIT Technologies to be Significantly Undervalued.

Key valuation signals for NSE:KPITTECH:

  • Interest Coverage: 10.89 (26% below median its 10-year median of 14.73)
  • GF Value™: ₹1,806.99 vs. price of ₹558.80 (69.1% below fair value)
  • GF Score™: 83/100 with 2 warning signs
  • Industry Position: 56% below the Software median (#910 of 1704)

No single metric tells the full story. See the NSE:KPITTECH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KPIT Technologies Business Description

Other Exchanges 542651:India
Address MIDC-SEZ, Phase-Ill, Plot No. 17, Rajiv Gandhi lnfotech Park, Maan, Taluka- Mulshi, Hinjawadi, Pune, MH, IND, 411057
KPIT Technologies Ltd is a technology company that provides embedded software for the Automobile and Mobility industry. The company provides solutions for autonomous driving, connected vehicles, vehicle engineering and design, electric and conventional powertrains, and integrated diagnostics. Geographically, the company generates maximum revenue from the United Kingdom and Europe, and the rest from the Americas and the Rest of the world.
83GF Score

Get the complete analysis for NSE:KPITTECH

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹558.80
Price
₹1,806.99
GF Value