Laxmi Goldorna House (NSE:LGHL) Interest Coverage: 2.80 (As of Dec. 2025) — 74% Above Median


NSE:LGHL Laxmi Goldorna House Ltd NSE:LGHL
67 GF Score
Price ₹220.88
GF Value ₹127.57
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Laxmi Goldorna House Interest Coverage?

Laxmi Goldorna House NSE:LGHL -0.12% 67 Interest Coverage is 2.80 as of Dec. 2025, which is 74% above its 10-year median of 1.61. GuruFocus rates NSE:LGHL with a GF Score™ of 67/100 and a GF Value™ of ₹127.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 825 Retail - Cyclical companies, Laxmi Goldorna House ranks worse than 80.61% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Laxmi Goldorna House's Operating Income for the three months ended in Dec. 2025 was ₹57 Mil. Laxmi Goldorna House's Interest Expense for the three months ended in Dec. 2025 was ₹-20 Mil. Laxmi Goldorna House's interest coverage for the quarter that ended in Dec. 2025 was 2.80. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Laxmi Goldorna House's Interest Coverage or its related term are showing as below:

NSE:LGHL' s Interest Coverage Range Over the Past 10 Years
Min: 1.17   Med: 1.61   Max: 4.08
Current: 2.37


NSE:LGHL's Interest Coverage is ranked worse than
80.61% of 825 companies
in the Retail - Cyclical industry
Industry Median: 7.92 vs NSE:LGHL: 2.37

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Laxmi Goldorna House  (NSE:LGHL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Laxmi Goldorna House Interest Coverage Related Terms


Laxmi Goldorna House Interest Coverage Historical Data

* Premium members only.

The historical data trend for Laxmi Goldorna House's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Laxmi Goldorna House Interest Coverage Chart

Laxmi Goldorna House Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 1.17 2.03 1.23 4.08 2.60

Laxmi Goldorna House Quarterly Data
Mar17 Mar18 Mar19 Sep19 Mar20 Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.62 1.93 2.30 2.53 2.80

NSE:LGHL vs TPR: Interest Coverage Comparison

For the Luxury Goods subindustry, Laxmi Goldorna House's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Laxmi Goldorna House Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Laxmi Goldorna House's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Laxmi Goldorna House's Interest Coverage falls into.


NSE:LGHL
67GF Score
Laxmi Goldorna House Ltd NSE:LGHL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laxmi Goldorna House Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Laxmi Goldorna House's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Laxmi Goldorna House's Interest Expense was ₹-85 Mil. Its Operating Income was ₹222 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹703 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*222.46/-85.465
=2.60

Laxmi Goldorna House's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Laxmi Goldorna House's Interest Expense was ₹-20 Mil. Its Operating Income was ₹57 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*56.836/-20.325
=2.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.80 mean?
Laxmi Goldorna House (NSE:LGHL) has a Interest Coverage of 2.80 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Laxmi Goldorna House and its competitors. This is 74% above median its historical median of 1.61. Over the past decade, Laxmi Goldorna House's Interest Coverage has ranged from 1.17 to 4.08. According to the industry distribution chart, Laxmi Goldorna House ranks #665 out of 825 companies in the Retail - Cyclical industry, placing it in the top 80.6%.
Is Laxmi Goldorna House's Interest Coverage too high?
Laxmi Goldorna House's current Interest Coverage of 2.80 is 74% above median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 1.17 to a high of 4.08. The Retail - Cyclical industry median Interest Coverage is 7.92. Laxmi Goldorna House's value of 2.80 is 64.6% below this industry median. Based on the distribution chart, Laxmi Goldorna House ranks #665 out of 825 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Laxmi Goldorna House has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laxmi Goldorna House's Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Laxmi Goldorna House ranks #665 out of 825 companies for Interest Coverage. This places Laxmi Goldorna House in the lower half of its industry. The industry median Interest Coverage is 7.92. Laxmi Goldorna House's value of 2.80 is 64.6% below this benchmark. Historically, Laxmi Goldorna House's own Interest Coverage has ranged from 1.17 to 4.08 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 7.92, Laxmi Goldorna House has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laxmi Goldorna House's current Interest Coverage of 2.80 is 64.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Laxmi Goldorna House and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laxmi Goldorna House's current Interest Coverage is 2.80, which is 74% above median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Goldorna House stock overvalued right now?
Based on GuruFocus' analysis, Laxmi Goldorna House (NSE:LGHL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹127.57, compared to a current price of ₹220.88 — trading 73.1% above its estimated fair value. The current Interest Coverage is 2.80, which is 74% above median its 10-year median of 1.61 and 64.6% below the Retail - Cyclical industry median of 7.92. Laxmi Goldorna House's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Laxmi Goldorna House (NSE:LGHL), the current Interest Coverage is 2.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laxmi Goldorna House (NSE:LGHL) Overvalued in 2026?

Based on GuruFocus' analysis, Laxmi Goldorna House stock appears to be overvalued. The current stock price of ₹220.88 is trading 73.1% above its estimated GF Value™ of ₹127.57. GuruFocus considers Laxmi Goldorna House to be Significantly Overvalued.

Key valuation signals for NSE:LGHL:

  • Interest Coverage: 2.80 (74% above median its 10-year median of 1.61)
  • GF Value™: ₹127.57 vs. price of ₹220.88 (73.1% above fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 64.6% below the Retail - Cyclical median (#665 of 825)

No single metric tells the full story. See the NSE:LGHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Laxmi Goldorna House Business Description

Address M. G. Haveli Road, Laxmi House, Opposite Bandharano Khancho, Manekchowk, Ahmedabad, GJ, IND, 380001
Laxmi Goldorna House Ltd is engaged in the business of processing, wholesale, and retail trading of gold jewellery and ornaments. Its collection of manufactured products includes gold jewellery with or without studded precious and semi-precious stones. It is engaged in two business segments, which include the processing and trading business of Gold Jewellery and Real Estate activity. The group generates the majority of its revenue from the Gold Jewellery segment.
67GF Score

Get the complete analysis for NSE:LGHL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹220.88
Price
₹127.57
GF Value