Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Motilal Oswal Financial Services's
Operating Income
for the
three
months ended in Mar. 2026 was ₹1,772 Mil. Motilal Oswal Financial Services's Interest Expense for the
three
months ended in Mar. 2026 was ₹-3,877 Mil.
Motilal Oswal Financial Services's interest coverage for the quarter that ended in Mar. 2026 was 0.46.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Motilal Oswal Financial Services's Interest Coverage or its related term are showing as below:
NSE:MOTILALOFS'
s Interest Coverage Range Over the Past 10 Years
Min: 1.59 Med: 2.09 Max: 3.19
Current: 2.81
NSE:MOTILALOFS's Interest Coverage is ranked worse than 75.12% of 430
companies
in the Capital Markets industry
Industry Median: 19.375
vs NSE:MOTILALOFS: 2.81
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Motilal Oswal Financial Services Interest Coverage Related Terms
Motilal Oswal Financial Services Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:MOTILALOFS vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Motilal Oswal Financial Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Motilal Oswal Financial Services Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Motilal Oswal Financial Services's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Motilal Oswal Financial Services's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Motilal Oswal Financial Services (NSE:MOTILALOFS) has a Interest Coverage of 0.46 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Motilal Oswal Financial Services and its competitors. This is 78% below median its historical median of 2.09. Over the past decade, Motilal Oswal Financial Services' Interest Coverage has ranged from 1.59 to 3.19. According to the industry distribution chart, Motilal Oswal Financial Services ranks #323 out of 430 companies in the Capital Markets industry, placing it in the top 75.1%.
Is Motilal Oswal Financial Services' Interest Coverage too high?
Motilal Oswal Financial Services' current Interest Coverage of 0.46 is 78% below median its 10-year median of 2.09. Over the past 10 years, this metric has ranged from a low of 1.59 to a high of 3.19. The Capital Markets industry median Interest Coverage is 19.38. Motilal Oswal Financial Services' value of 0.46 is 97.6% below this industry median. Based on the distribution chart, Motilal Oswal Financial Services ranks #323 out of 430 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Motilal Oswal Financial Services has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Motilal Oswal Financial Services' Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Motilal Oswal Financial Services ranks #323 out of 430 companies for Interest Coverage. This places Motilal Oswal Financial Services in the lower half of its industry. The industry median Interest Coverage is 19.38. Motilal Oswal Financial Services' value of 0.46 is 97.6% below this benchmark. Historically, Motilal Oswal Financial Services' own Interest Coverage has ranged from 1.59 to 3.19 over the past decade. While the company's 10-year median is 2.09 vs. the industry median of 19.38, Motilal Oswal Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Motilal Oswal Financial Services's current Interest Coverage of 0.46 is 97.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Motilal Oswal Financial Services and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Motilal Oswal Financial Services's current Interest Coverage is 0.46, which is 78% below median its own 10-year median of 2.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Motilal Oswal Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Motilal Oswal Financial Services (NSE:MOTILALOFS) is currently considered Fairly Valued. The stock's GF Value™ is ₹960.76, compared to a current price of ₹951.30 — trading 1% below its estimated fair value. The current Interest Coverage is 0.46, which is 78% below median its 10-year median of 2.09 and 97.6% below the Capital Markets industry median of 19.38. Motilal Oswal Financial Services' overall GF Score™ is 92/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Motilal Oswal Financial Services (NSE:MOTILALOFS), the current Interest Coverage is 0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Motilal Oswal Financial Services (NSE:MOTILALOFS) Overvalued in 2026?
Based on GuruFocus' analysis, Motilal Oswal Financial Services stock appears to be undervalued.
The current stock price of ₹951.30 is trading 1% below its estimated GF Value™ of ₹960.76.
GuruFocus considers Motilal Oswal Financial Services to be Fairly Valued.
Key valuation signals for NSE:MOTILALOFS:
Interest Coverage: 0.46 (78% below median its 10-year median of 2.09)
GF Value™: ₹960.76 vs. price of ₹951.30 (1% below fair value)
Industry Position: 97.6% below the Capital Markets median (#323 of 430)
No single metric tells the full story. See the NSE:MOTILALOFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Motilal Oswal Financial Services Business Description
Motilal Oswal Financial Services Ltd provides a range of financial services, including private wealth management, retail broking and distribution, institutional broking, asset management, investment banking, private equity, commodity broking, and home finance. The group majorly generates revenue through its broking operations. Its broking and distribution segment offers research-based advisory services to help retail customers across India make investment decisions. The services cover various asset classes and investment types, such as mutual funds and insurance products.
92GF Score
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