Nahar Capital & Financial Services (NSE:NAHARCAP) Interest Coverage: 1.24 (As of Mar. 2026) — 99% Below Median


NSE:NAHARCAP Nahar Capital & Financial Services Ltd NSE:NAHARCAP
80 GF Score
Price ₹248.00
GF Value ₹305.56
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Nahar Capital & Financial Services Interest Coverage?

Nahar Capital & Financial Services NSE:NAHARCAP +0.20% 80 Interest Coverage is 1.24 as of Mar. 2026, which is 99% below its 10-year median of 116.57. GuruFocus rates NSE:NAHARCAP with a GF Score™ of 80/100 and a GF Value™ of ₹305.56 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 429 Capital Markets companies, Nahar Capital & Financial Services ranks better than 59.67% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Nahar Capital & Financial Services's Operating Income for the three months ended in Mar. 2026 was ₹1.8 Mil. Nahar Capital & Financial Services's Interest Expense for the three months ended in Mar. 2026 was ₹-1.5 Mil. Nahar Capital & Financial Services's interest coverage for the quarter that ended in Mar. 2026 was 1.24. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Nahar Capital & Financial Services's Interest Coverage or its related term are showing as below:

NSE:NAHARCAP' s Interest Coverage Range Over the Past 10 Years
Min: 21.15   Med: 116.57   Max: 369.34
Current: 51.96


NSE:NAHARCAP's Interest Coverage is ranked better than
59.67% of 429 companies
in the Capital Markets industry
Industry Median: 19.63 vs NSE:NAHARCAP: 51.96

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Nahar Capital & Financial Services  (NSE:NAHARCAP) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Nahar Capital & Financial Services Interest Coverage Related Terms


Nahar Capital & Financial Services Interest Coverage Historical Data

* Premium members only.

The historical data trend for Nahar Capital & Financial Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Nahar Capital & Financial Services Interest Coverage Chart

Nahar Capital & Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 369.34 181.42 298.33 78.26 51.96

Nahar Capital & Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.34 67.24 47.47 114.14 1.24

NSE:NAHARCAP vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Nahar Capital & Financial Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nahar Capital & Financial Services Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Nahar Capital & Financial Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Nahar Capital & Financial Services's Interest Coverage falls into.


NSE:NAHARCAP
80GF Score
Nahar Capital & Financial Services Ltd NSE:NAHARCAP
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nahar Capital & Financial Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nahar Capital & Financial Services's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Nahar Capital & Financial Services's Interest Expense was ₹-6.6 Mil. Its Operating Income was ₹341.1 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹96.9 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*341.074/-6.564
=51.96

Nahar Capital & Financial Services's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Nahar Capital & Financial Services's Interest Expense was ₹-1.5 Mil. Its Operating Income was ₹1.8 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹96.9 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1.827/-1.478
=1.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.24 mean?
Nahar Capital & Financial Services (NSE:NAHARCAP) has a Interest Coverage of 1.24 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nahar Capital & Financial Services and its competitors. This is 99% below median its historical median of 116.57. Over the past decade, Nahar Capital & Financial Services' Interest Coverage has ranged from 21.15 to 369.34. According to the industry distribution chart, Nahar Capital & Financial Services ranks #173 out of 429 companies in the Capital Markets industry, placing it in the top 40.3%.
Is Nahar Capital & Financial Services' Interest Coverage too high?
Nahar Capital & Financial Services' current Interest Coverage of 1.24 is 99% below median its 10-year median of 116.57. Over the past 10 years, this metric has ranged from a low of 21.15 to a high of 369.34. The Capital Markets industry median Interest Coverage is 19.63. Nahar Capital & Financial Services' value of 1.24 is 93.7% below this industry median. Based on the distribution chart, Nahar Capital & Financial Services ranks #173 out of 429 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Nahar Capital & Financial Services has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nahar Capital & Financial Services' Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Nahar Capital & Financial Services ranks #173 out of 429 companies for Interest Coverage. This puts Nahar Capital & Financial Services in the upper half of its industry. The industry median Interest Coverage is 19.63. Nahar Capital & Financial Services' value of 1.24 is 93.7% below this benchmark. Historically, Nahar Capital & Financial Services' own Interest Coverage has ranged from 21.15 to 369.34 over the past decade. While the company's 10-year median is 116.57 vs. the industry median of 19.63, Nahar Capital & Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.63, based on 429 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nahar Capital & Financial Services's current Interest Coverage of 1.24 is 93.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nahar Capital & Financial Services and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nahar Capital & Financial Services's current Interest Coverage is 1.24, which is 99% below median its own 10-year median of 116.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nahar Capital & Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Nahar Capital & Financial Services (NSE:NAHARCAP) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹305.56, compared to a current price of ₹248.00 — trading 18.8% below its estimated fair value. The current Interest Coverage is 1.24, which is 99% below median its 10-year median of 116.57 and 93.7% below the Capital Markets industry median of 19.63. Nahar Capital & Financial Services' overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nahar Capital & Financial Services (NSE:NAHARCAP), the current Interest Coverage is 1.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nahar Capital & Financial Services (NSE:NAHARCAP) Overvalued in 2026?

Based on GuruFocus' analysis, Nahar Capital & Financial Services stock appears to be undervalued. The current stock price of ₹248.00 is trading 18.8% below its estimated GF Value™ of ₹305.56. GuruFocus considers Nahar Capital & Financial Services to be Modestly Undervalued.

Key valuation signals for NSE:NAHARCAP:

  • Interest Coverage: 1.24 (99% below median its 10-year median of 116.57)
  • GF Value™: ₹305.56 vs. price of ₹248.00 (18.8% below fair value)
  • GF Score™: 80/100 with 5 warning signs
  • Industry Position: 93.7% below the Capital Markets median (#173 of 429)

No single metric tells the full story. See the NSE:NAHARCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nahar Capital & Financial Services Business Description

Other Exchanges 532952:India
Address 375, Industrial Area - A, Nahar Tower, Ludhiana, PB, IND, 141003
Nahar Capital & Financial Services Ltd is a non-deposit non-banking financial service (NBFC) company. It is engaged in investment and financial activities. The company's segment includes Investment/Financial activity and Real estate activity. It generates maximum revenue from the Investment/Financial activity segment, which consists of Long Term investment and Strategic Investments, and Short Term Investment activities. The Company also makes investments in equity and debt securities, both in Primary and Secondary Markets, directly as well as through Mutual Funds, Portfolio Management Services, Alternative Investment Funds, etc.
80GF Score

Get the complete analysis for NSE:NAHARCAP

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹248.00
Price
₹305.56
GF Value