Nippon Life India Asset Management (NSE:NAM-INDIA) Interest Coverage: 303.65 (As of Mar. 2026) — 48% Above Median


NSE:NAM-INDIA Nippon Life India Asset Management Ltd NSE:NAM-INDIA
88 GF Score
Price ₹1,218.20
GF Value ₹966.85
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Nippon Life India Asset Management Interest Coverage?

Nippon Life India Asset Management NSE:NAM-INDIA +4.30% 88 Interest Coverage is 303.65 as of Mar. 2026, which is 48% above its 10-year median of 204.60. GuruFocus rates NSE:NAM-INDIA with a GF Score™ of 88/100 and a GF Value™ of ₹966.85 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 481 Asset Management companies, Nippon Life India Asset Management ranks better than 62.99% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Nippon Life India Asset Management's Operating Income for the three months ended in Mar. 2026 was ₹4,950 Mil. Nippon Life India Asset Management's Interest Expense for the three months ended in Mar. 2026 was ₹-16 Mil. Nippon Life India Asset Management's interest coverage for the quarter that ended in Mar. 2026 was 303.65. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Nippon Life India Asset Management Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Nippon Life India Asset Management's Interest Coverage or its related term are showing as below:

NSE:NAM-INDIA' s Interest Coverage Range Over the Past 10 Years
Min: 101.36   Med: 204.6   Max: No Debt
Current: 250.66


NSE:NAM-INDIA's Interest Coverage is ranked better than
62.99% of 481 companies
in the Asset Management industry
Industry Median: 44.74 vs NSE:NAM-INDIA: 250.66

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Nippon Life India Asset Management  (NSE:NAM-INDIA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Nippon Life India Asset Management Interest Coverage Related Terms


Nippon Life India Asset Management Interest Coverage Historical Data

* Premium members only.

The historical data trend for Nippon Life India Asset Management's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Nippon Life India Asset Management Interest Coverage Chart

Nippon Life India Asset Management Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 199.88 192.84 154.54 209.31 250.42

Nippon Life India Asset Management Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 198.09 210.94 233.73 259.47 303.65

NSE:NAM-INDIA vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, Nippon Life India Asset Management's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nippon Life India Asset Management Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Nippon Life India Asset Management's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Nippon Life India Asset Management's Interest Coverage falls into.


NSE:NAM-INDIA
88GF Score
Nippon Life India Asset Management Ltd NSE:NAM-INDIA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nippon Life India Asset Management Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nippon Life India Asset Management's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Nippon Life India Asset Management's Interest Expense was ₹-70 Mil. Its Operating Income was ₹17,529 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹632 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*17529.2/-70
=250.42

Nippon Life India Asset Management's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Nippon Life India Asset Management's Interest Expense was ₹-16 Mil. Its Operating Income was ₹4,950 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹632 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*4949.5/-16.3
=303.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 303.65 mean?
Nippon Life India Asset Management (NSE:NAM-INDIA) has a Interest Coverage of 303.65 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nippon Life India Asset Management and its competitors. This is 48% above median its historical median of 204.60. Over the past decade, Nippon Life India Asset Management's Interest Coverage has ranged from 101.36 to 10,000.00. According to the industry distribution chart, Nippon Life India Asset Management ranks #178 out of 481 companies in the Asset Management industry, placing it in the top 37%.
Is Nippon Life India Asset Management's Interest Coverage too high?
Nippon Life India Asset Management's current Interest Coverage of 303.65 is 48% above median its 10-year median of 204.60. Over the past 10 years, this metric has ranged from a low of 101.36 to a high of 10,000.00. The Asset Management industry median Interest Coverage is 44.74. Nippon Life India Asset Management's value of 303.65 is 578.7% above this industry median. Based on the distribution chart, Nippon Life India Asset Management ranks #178 out of 481 companies in the Asset Management industry, which is above the industry midpoint. Overall, Nippon Life India Asset Management has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nippon Life India Asset Management's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Nippon Life India Asset Management ranks #178 out of 481 companies for Interest Coverage. This puts Nippon Life India Asset Management in the upper half of its industry. The industry median Interest Coverage is 44.74. Nippon Life India Asset Management's value of 303.65 is 578.7% above this benchmark. Historically, Nippon Life India Asset Management's own Interest Coverage has ranged from 101.36 to 10,000.00 over the past decade. While the company's 10-year median is 204.60 vs. the industry median of 44.74, Nippon Life India Asset Management has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 44.74, based on 481 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nippon Life India Asset Management's current Interest Coverage of 303.65 is 578.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nippon Life India Asset Management and its competitors. For the Asset Management industry, the median Interest Coverage is 44.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nippon Life India Asset Management's current Interest Coverage is 303.65, which is 48% above median its own 10-year median of 204.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nippon Life India Asset Management stock overvalued right now?
Based on GuruFocus' analysis, Nippon Life India Asset Management (NSE:NAM-INDIA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹966.85, compared to a current price of ₹1,218.20 — trading 26% above its estimated fair value. The current Interest Coverage is 303.65, which is 48% above median its 10-year median of 204.60 and 578.7% above the Asset Management industry median of 44.74. Nippon Life India Asset Management's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nippon Life India Asset Management (NSE:NAM-INDIA), the current Interest Coverage is 303.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nippon Life India Asset Management (NSE:NAM-INDIA) Overvalued in 2026?

Based on GuruFocus' analysis, Nippon Life India Asset Management stock appears to be overvalued. The current stock price of ₹1,218.20 is trading 26% above its estimated GF Value™ of ₹966.85. GuruFocus considers Nippon Life India Asset Management to be Modestly Overvalued.

Key valuation signals for NSE:NAM-INDIA:

  • Interest Coverage: 303.65 (48% above median its 10-year median of 204.60)
  • GF Value™: ₹966.85 vs. price of ₹1,218.20 (26% above fair value)
  • GF Score™: 88/100 with 6 warning signs
  • Industry Position: 578.7% above the Asset Management median (#178 of 481)

No single metric tells the full story. See the NSE:NAM-INDIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nippon Life India Asset Management Business Description

Other Exchanges 540767:India
Address Senapati Bapat Marg, 30th Floor, One Lodha Place, Lower Parel, Mumbai, MH, IND, 400013
Nippon Life India Asset Management Ltd principal activity is to act as an investment manager to Nippon India Mutual Fund. The Company is in the business of providing asset management services to the schemes of Nippon India Mutual Fund, funds launched in GIFT city, portfolio management service, and advisory service to the clients/schemes. The primary segment is identified as asset management services. The company's products are Equity Funds, Debt Funds, Index Funds, Hybrid Funds, Gold Funds, Liquid Funds, Retirement Funds, ETF, NFO/FFO, etc.
88GF Score

Get the complete analysis for NSE:NAM-INDIA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,218.20
Price
₹966.85
GF Value