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Nirman Agri GeneticsNSE:NIRMAN -1.46%85 Interest Coverage is No Debt (1) as of Sep. 2025, which is 100% below its 10-year median of 314.12. GuruFocus rates NSE:NIRMAN with a GF Score™ of 85/100 and a GF Value™ of ₹858.05 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 200 Agriculture companies, Nirman Agri Genetics ranks better than 98% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Nirman Agri Genetics's
Operating Income
for the
six
months ended in Sep. 2025 was ₹150 Mil. Nirman Agri Genetics's Interest Expense for the
six
months ended in Sep. 2025 was ₹0 Mil.
Nirman Agri Genetics has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Nirman Agri Genetics Ltd has enough cash to cover all of its debt. Its financial situation is stable.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Nirman Agri Genetics's Interest Coverage or its related term are showing as below:
NSE:NIRMAN'
s Interest Coverage Range Over the Past 10 Years
Min: 49.88 Med: 314.12 Max: 6455.64
Current: 6455.64
NSE:NIRMAN's Interest Coverage is ranked better than 98% of 200
companies
in the Agriculture industry
Industry Median: 7.065
vs NSE:NIRMAN: 6455.64
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Nirman Agri Genetics Interest Coverage Related Terms
Nirman Agri Genetics Interest Coverage Historical Data
* Premium members only.
The historical data trend for Nirman Agri Genetics's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:NIRMAN vs CTVA, CF, MOS: Interest Coverage Comparison
For the Agricultural Inputs subindustry, Nirman Agri Genetics's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nirman Agri Genetics Interest Coverage vs Agriculture Industry
For the Agriculture industry and Basic Materials sector, Nirman Agri Genetics's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Nirman Agri Genetics's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Nirman Agri Genetics (NSE:NIRMAN) has a Interest Coverage of No Debt (1) as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nirman Agri Genetics and its competitors. This is 100% below median its historical median of 314.12. Over the past decade, Nirman Agri Genetics' Interest Coverage has ranged from 49.88 to 6,455.64. According to the industry distribution chart, Nirman Agri Genetics ranks #4 out of 200 companies in the Agriculture industry, placing it in the top 2%.
Is Nirman Agri Genetics' Interest Coverage too high?
Nirman Agri Genetics' current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 314.12. Over the past 10 years, this metric has ranged from a low of 49.88 to a high of 6,455.64. Based on the distribution chart, Nirman Agri Genetics ranks #4 out of 200 companies in the Agriculture industry, which is in the top quartile — a strong position relative to peers. Overall, Nirman Agri Genetics has a GF Score™ of 85/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Nirman Agri Genetics' Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, Nirman Agri Genetics ranks #4 out of 200 companies for Interest Coverage. This places Nirman Agri Genetics in the top 2% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.07. Historically, Nirman Agri Genetics' own Interest Coverage has ranged from 49.88 to 6,455.64 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.07, based on 200 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nirman Agri Genetics and its competitors. For the Agriculture industry, the median Interest Coverage is 7.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nirman Agri Genetics's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 314.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nirman Agri Genetics stock overvalued right now?
Based on GuruFocus' analysis, Nirman Agri Genetics (NSE:NIRMAN) is currently considered Possible Value Trap. The stock's GF Value™ is ₹858.05, compared to a current price of ₹40.45 — trading 95.3% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 314.12. Nirman Agri Genetics' overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nirman Agri Genetics (NSE:NIRMAN), the current Interest Coverage is No Debt (1) as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nirman Agri Genetics (NSE:NIRMAN) Overvalued in 2026?
Based on GuruFocus' analysis, Nirman Agri Genetics stock appears to be undervalued.
The current stock price of ₹40.45 is trading 95.3% below its estimated GF Value™ of ₹858.05.
GuruFocus considers Nirman Agri Genetics to be Possible Value Trap.
Key valuation signals for NSE:NIRMAN:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 314.12)
GF Value™: ₹858.05 vs. price of ₹40.45 (95.3% below fair value)
No single metric tells the full story. See the NSE:NIRMAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nirman Agri Genetics Ltd is an organized Agri-Input company in India. It is in the business of production, processing, and marketing of high-quality hybrid seeds, pesticides, and bio-organic. These processes are used for different crops like corn, sunflower, cotton, paddy, grain sorghum, and others. It is engaged in the business of Agriculture Industry, Manufacturing & Processing of seeds. Its geographical segments include Revenue within India includes sales to customers located within India and Revenue outside India includes sales to customers located outside India including Export Benefits or Incentives.
85GF Score
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