Sagility (NSE:SAGILITY) Interest Coverage: 16.31 (As of Mar. 2026) — 275% Above Median


NSE:SAGILITY Sagility Ltd NSE:SAGILITY
18 GF Score
Price ₹40.37
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What is Sagility Interest Coverage?

Sagility NSE:SAGILITY +0.77% 18 Interest Coverage is 16.31 as of Mar. 2026, which is 275% above its 10-year median of 4.35. GuruFocus rates NSE:SAGILITY with a GF Score™ of 18/100. The stock has 1 warning sign investors should review. Among 452 Healthcare Providers & Services companies, Sagility ranks better than 60.84% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Sagility's Operating Income for the three months ended in Mar. 2026 was ₹3,605 Mil. Sagility's Interest Expense for the three months ended in Mar. 2026 was ₹-221 Mil. Sagility's interest coverage for the quarter that ended in Mar. 2026 was 16.31. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Sagility's Interest Coverage or its related term are showing as below:

NSE:SAGILITY' s Interest Coverage Range Over the Past 10 Years
Min: 1.84   Med: 4.35   Max: 12.84
Current: 12.8


NSE:SAGILITY's Interest Coverage is ranked better than
60.84% of 452 companies
in the Healthcare Providers & Services industry
Industry Median: 7.99 vs NSE:SAGILITY: 12.80

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sagility  (NSE:SAGILITY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Sagility Interest Coverage Related Terms


Sagility Interest Coverage Historical Data

* Premium members only.

The historical data trend for Sagility's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sagility Interest Coverage Chart

Sagility Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
N/A 1.84 2.15 6.54 12.84

Sagility Quarterly Data
Mar22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.67 8.32 11.75 15.72 16.31

NSE:SAGILITY vs VEEV, BTSG, TEM: Interest Coverage Comparison

For the Health Information Services subindustry, Sagility's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagility Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Sagility's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Sagility's Interest Coverage falls into.


NSE:SAGILITY
18GF Score
Sagility Ltd NSE:SAGILITY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Sagility Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sagility's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Sagility's Interest Expense was ₹-992 Mil. Its Operating Income was ₹12,729 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹3,811 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*12729.05/-991.62
=12.84

Sagility's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Sagility's Interest Expense was ₹-221 Mil. Its Operating Income was ₹3,605 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹3,811 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*3605.04/-220.99
=16.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 16.31 mean?
Sagility (NSE:SAGILITY) has a Interest Coverage of 16.31 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sagility and its competitors. This is 275% above median its historical median of 4.35. Over the past decade, Sagility's Interest Coverage has ranged from 1.84 to 12.84. According to the industry distribution chart, Sagility ranks #177 out of 452 companies in the Healthcare Providers & Services industry, placing it in the top 39.2%.
Is Sagility's Interest Coverage too high?
Sagility's current Interest Coverage of 16.31 is 275% above median its 10-year median of 4.35. Over the past 10 years, this metric has ranged from a low of 1.84 to a high of 12.84. The Healthcare Providers & Services industry median Interest Coverage is 7.99. Sagility's value of 16.31 is 104.1% above this industry median. Based on the distribution chart, Sagility ranks #177 out of 452 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Sagility has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Sagility's Interest Coverage compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Sagility ranks #177 out of 452 companies for Interest Coverage. This puts Sagility in the upper half of its industry. The industry median Interest Coverage is 7.99. Sagility's value of 16.31 is 104.1% above this benchmark. Historically, Sagility's own Interest Coverage has ranged from 1.84 to 12.84 over the past decade. While the company's 10-year median is 4.35 vs. the industry median of 7.99, Sagility has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.99, based on 452 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagility's current Interest Coverage of 16.31 is 104.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sagility and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagility's current Interest Coverage is 16.31, which is 275% above median its own 10-year median of 4.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagility stock overvalued right now?
Sagility (NSE:SAGILITY) has a current Interest Coverage of 16.31. The current Interest Coverage is 16.31, which is 275% above median its 10-year median of 4.35 and 104.1% above the Healthcare Providers & Services industry median of 7.99. Sagility's overall GF Score™ is 18/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sagility (NSE:SAGILITY), the current Interest Coverage is 16.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sagility Business Description

Other Exchanges 544282:India
Address Off Hosur Road, AMR Tech Park, Building 2A, Third Floor, Hongasandara Village, Bommanahalli, Bengaluru, KA, IND, 560068
Sagility Ltd is a technology-enabled company providing business process management services to its clients in the U.S. healthcare and insurance industry. It is a pure-play healthcare-focused services provider, and its clients include Payers and Providers. Its services to Payers cater to various aspects of their operations including core benefits administration functions such as claims management, enrolment, benefits plan building, premium billing, credentialing; and provides data management services and performs clinical functions such as utilization management, care management, and population health management.
18GF Score

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