Sawaliya Food Products (NSE:SAWALIYA) Interest Coverage: 5.20 (As of Mar. 2025) — 26% Above Median


NSE:SAWALIYA Sawaliya Food Products Ltd NSE:SAWALIYA
16 GF Score
Price ₹302.85
! 8 Warning Signs
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What is Sawaliya Food Products Interest Coverage?

Sawaliya Food Products NSE:SAWALIYA -0.70% 16 Interest Coverage is 5.20 as of Mar. 2025, which is 26% above its 10-year median of 4.12. GuruFocus rates NSE:SAWALIYA with a GF Score™ of 16/100. The stock has 8 warning signs investors should review. Among 1,505 Consumer Packaged Goods companies, Sawaliya Food Products ranks worse than 61.46% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Sawaliya Food Products's Operating Income for the six months ended in Mar. 2025 was ₹118.9 Mil. Sawaliya Food Products's Interest Expense for the six months ended in Mar. 2025 was ₹-22.9 Mil. Sawaliya Food Products's interest coverage for the quarter that ended in Mar. 2025 was 5.20. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Sawaliya Food Products's Interest Coverage or its related term are showing as below:

NSE:SAWALIYA' s Interest Coverage Range Over the Past 10 Years
Min: 2   Med: 4.12   Max: 5.2
Current: 5.2


NSE:SAWALIYA's Interest Coverage is ranked worse than
61.46% of 1505 companies
in the Consumer Packaged Goods industry
Industry Median: 8.57 vs NSE:SAWALIYA: 5.20

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sawaliya Food Products  (NSE:SAWALIYA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Sawaliya Food Products Interest Coverage Related Terms


Sawaliya Food Products Interest Coverage Historical Data

* Premium members only.

The historical data trend for Sawaliya Food Products's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sawaliya Food Products Interest Coverage Chart

Sawaliya Food Products Annual Data
Trend Mar23 Mar24 Mar25
Interest Coverage
2.00 4.12 5.20

Sawaliya Food Products Semi-Annual Data
Mar23 Mar24 Mar25
Interest Coverage 2.00 4.12 5.20

NSE:SAWALIYA vs ADM, BG, TSN: Interest Coverage Comparison

For the Farm Products subindustry, Sawaliya Food Products's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sawaliya Food Products Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Sawaliya Food Products's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Sawaliya Food Products's Interest Coverage falls into.


NSE:SAWALIYA
16GF Score
Sawaliya Food Products Ltd NSE:SAWALIYA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Sawaliya Food Products Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sawaliya Food Products's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Sawaliya Food Products's Interest Expense was ₹-22.9 Mil. Its Operating Income was ₹118.9 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹116.8 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*118.948/-22.869
=5.20

Sawaliya Food Products's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Here, for the six months ended in Mar. 2025, Sawaliya Food Products's Interest Expense was ₹-22.9 Mil. Its Operating Income was ₹118.9 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹116.8 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2025 )/Interest Expense (Q: Mar. 2025 )
=-1*118.948/-22.869
=5.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.20 mean?
Sawaliya Food Products (NSE:SAWALIYA) has a Interest Coverage of 5.20 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sawaliya Food Products and its competitors. This is 26% above median its historical median of 4.12. Over the past decade, Sawaliya Food Products' Interest Coverage has ranged from 2.00 to 5.20. According to the industry distribution chart, Sawaliya Food Products ranks #925 out of 1505 companies in the Consumer Packaged Goods industry, placing it in the top 61.5%.
Is Sawaliya Food Products' Interest Coverage too high?
Sawaliya Food Products' current Interest Coverage of 5.20 is 26% above median its 10-year median of 4.12. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 5.20. The Consumer Packaged Goods industry median Interest Coverage is 8.57. Sawaliya Food Products' value of 5.20 is 39.3% below this industry median. Based on the distribution chart, Sawaliya Food Products ranks #925 out of 1505 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Sawaliya Food Products has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Sawaliya Food Products' Interest Coverage compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, Sawaliya Food Products ranks #925 out of 1505 companies for Interest Coverage. This places Sawaliya Food Products in the lower half of its industry. The industry median Interest Coverage is 8.57. Sawaliya Food Products' value of 5.20 is 39.3% below this benchmark. Historically, Sawaliya Food Products' own Interest Coverage has ranged from 2.00 to 5.20 over the past decade. While the company's 10-year median is 4.12 vs. the industry median of 8.57, Sawaliya Food Products has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.57, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sawaliya Food Products's current Interest Coverage of 5.20 is 39.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sawaliya Food Products and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sawaliya Food Products's current Interest Coverage is 5.20, which is 26% above median its own 10-year median of 4.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sawaliya Food Products stock overvalued right now?
Sawaliya Food Products (NSE:SAWALIYA) has a current Interest Coverage of 5.20. The current Interest Coverage is 5.20, which is 26% above median its 10-year median of 4.12 and 39.3% below the Consumer Packaged Goods industry median of 8.57. Sawaliya Food Products' overall GF Score™ is 16/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sawaliya Food Products (NSE:SAWALIYA), the current Interest Coverage is 5.20 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sawaliya Food Products Business Description

Address Survey No. 9/2/1/2 Gavla, Tehsil Pithampur, Dhar, MP, IND, 454 775
Sawaliya Food Products Ltd is a manufacturer and processer of dehydrated vegetables, serving institutional manufacturers engaged in branded packaged food industries, traders and international importers of dehydrated products. Its main products include dehydrated carrot, dehydrated cabbage, dehydrated Garlic, dehydrated onions, and dehydrated ring beans / beans. The company operates in India and Outside India as well, of which it derives maximum revenue from India.
16GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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