Semac Construction (NSE:SEMAC) Interest Coverage: 3.95 (As of Mar. 2026) — 35% Below Median


NSE:SEMAC Semac Construction Ltd NSE:SEMAC
57 GF Score
Price ₹340.60
GF Value ₹647.89
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Semac Construction Interest Coverage?

Semac Construction NSE:SEMAC +0.81% 57 Interest Coverage is 3.95 as of Mar. 2026, which is 35% below its 10-year median of 6.08. GuruFocus rates NSE:SEMAC with a GF Score™ of 57/100 and a GF Value™ of ₹647.89 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,349 Construction companies, Semac Construction ranks worse than 89.92% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Semac Construction's Operating Income for the three months ended in Mar. 2026 was ₹38 Mil. Semac Construction's Interest Expense for the three months ended in Mar. 2026 was ₹-10 Mil. Semac Construction's interest coverage for the quarter that ended in Mar. 2026 was 3.95. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Semac Construction's Interest Coverage or its related term are showing as below:

NSE:SEMAC' s Interest Coverage Range Over the Past 10 Years
Min: 0.33   Med: 6.08   Max: 33.37
Current: 1.29


NSE:SEMAC's Interest Coverage is ranked worse than
89.92% of 1349 companies
in the Construction industry
Industry Median: 7.94 vs NSE:SEMAC: 1.29

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Semac Construction  (NSE:SEMAC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Semac Construction Interest Coverage Related Terms


Semac Construction Interest Coverage Historical Data

* Premium members only.

The historical data trend for Semac Construction's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Semac Construction Interest Coverage Chart

Semac Construction Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 24.61 0.00 0.00 1.29

Semac Construction Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.72 0.51 0.78 3.95

NSE:SEMAC vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, Semac Construction's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Semac Construction Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Semac Construction's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Semac Construction's Interest Coverage falls into.


NSE:SEMAC
57GF Score
Semac Construction Ltd NSE:SEMAC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Semac Construction Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Semac Construction's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Semac Construction's Interest Expense was ₹-51 Mil. Its Operating Income was ₹65 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹11 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*65.095/-50.552
=1.29

Semac Construction's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Semac Construction's Interest Expense was ₹-10 Mil. Its Operating Income was ₹38 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹11 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*37.812/-9.578
=3.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.95 mean?
Semac Construction (NSE:SEMAC) has a Interest Coverage of 3.95 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Semac Construction and its competitors. This is 35% below median its historical median of 6.08. Over the past decade, Semac Construction's Interest Coverage has ranged from 0.33 to 33.37. According to the industry distribution chart, Semac Construction ranks #1213 out of 1349 companies in the Construction industry, placing it in the top 89.9%.
Is Semac Construction's Interest Coverage too high?
Semac Construction's current Interest Coverage of 3.95 is 35% below median its 10-year median of 6.08. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 33.37. The Construction industry median Interest Coverage is 7.94. Semac Construction's value of 3.95 is 50.3% below this industry median. Based on the distribution chart, Semac Construction ranks #1213 out of 1349 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Semac Construction has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Semac Construction's Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, Semac Construction ranks #1213 out of 1349 companies for Interest Coverage. This places Semac Construction in the lower half of its industry. The industry median Interest Coverage is 7.94. Semac Construction's value of 3.95 is 50.3% below this benchmark. Historically, Semac Construction's own Interest Coverage has ranged from 0.33 to 33.37 over the past decade. While the company's 10-year median is 6.08 vs. the industry median of 7.94, Semac Construction has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.94, based on 1,349 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Semac Construction's current Interest Coverage of 3.95 is 50.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Semac Construction and its competitors. For the Construction industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Semac Construction's current Interest Coverage is 3.95, which is 35% below median its own 10-year median of 6.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Semac Construction stock overvalued right now?
Based on GuruFocus' analysis, Semac Construction (NSE:SEMAC) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹647.89, compared to a current price of ₹340.60 — trading 47.4% below its estimated fair value. The current Interest Coverage is 3.95, which is 35% below median its 10-year median of 6.08 and 50.3% below the Construction industry median of 7.94. Semac Construction's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Semac Construction (NSE:SEMAC), the current Interest Coverage is 3.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Semac Construction (NSE:SEMAC) Overvalued in 2026?

Based on GuruFocus' analysis, Semac Construction stock appears to be undervalued. The current stock price of ₹340.60 is trading 47.4% below its estimated GF Value™ of ₹647.89. GuruFocus considers Semac Construction to be Significantly Undervalued.

Key valuation signals for NSE:SEMAC:

  • Interest Coverage: 3.95 (35% below median its 10-year median of 6.08)
  • GF Value™: ₹647.89 vs. price of ₹340.60 (47.4% below fair value)
  • GF Score™: 57/100 with 5 warning signs
  • Industry Position: 50.3% below the Construction median (#1213 of 1349)

No single metric tells the full story. See the NSE:SEMAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Semac Construction Business Description

Other Exchanges 505368:India
Address Phase - III, Plot No. 505, 3rd Floor, Udyog Vihar, Gurugram, HR, IND, 122016
Semac Construction Ltd is a comprehensive engineering and construction services provider offering solutions for ASMEPF (Architectural, Structural, Mechanical, Electrical, Plumbing, Fire Suppression, etc.) services. Its project portfolio comprises commercial complexes, roads, industrial plants, offices, etc. The group operates mainly in one business segment, viz., engineering, consultancy for commercial and industrial projects. Geographically, it derives maximum revenue from India, and also has some exposure to markets outside India.
57GF Score

Get the complete analysis for NSE:SEMAC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹340.60
Price
₹647.89
GF Value