Shubhlaxmi Jewel Art (NSE:SHUBHLAXMI) Interest Coverage: 7.43 (As of Sep. 2025) — 195% Above Median

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NSE:SHUBHLAXMI Shubhlaxmi Jewel Art Ltd NSE:SHUBHLAXMI
53 GF Score
Price ₹18.10
! 5 Warning Signs
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What is Shubhlaxmi Jewel Art Interest Coverage?

Shubhlaxmi Jewel Art NSE:SHUBHLAXMI -4.74% 53 Interest Coverage is 7.43 as of Sep. 2025, which is 195% above its 10-year median of 2.52. GuruFocus rates NSE:SHUBHLAXMI with a GF Score™ of 53/100. The stock has 5 warning signs investors should review. Among 839 Retail - Cyclical companies, Shubhlaxmi Jewel Art ranks worse than 50.42% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Shubhlaxmi Jewel Art's Operating Income for the six months ended in Sep. 2025 was ₹40.6 Mil. Shubhlaxmi Jewel Art's Interest Expense for the six months ended in Sep. 2025 was ₹-5.5 Mil. Shubhlaxmi Jewel Art's interest coverage for the quarter that ended in Sep. 2025 was 7.43. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Shubhlaxmi Jewel Art's Interest Coverage or its related term are showing as below:

NSE:SHUBHLAXMI' s Interest Coverage Range Over the Past 10 Years
Min: 1.4   Med: 2.52   Max: 7.43
Current: 7.43


NSE:SHUBHLAXMI's Interest Coverage is ranked worse than
50.42% of 839 companies
in the Retail - Cyclical industry
Industry Median: 7.45 vs NSE:SHUBHLAXMI: 7.43

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Shubhlaxmi Jewel Art  (NSE:SHUBHLAXMI) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Shubhlaxmi Jewel Art Interest Coverage Related Terms


Shubhlaxmi Jewel Art Interest Coverage Historical Data

* Premium members only.

The historical data trend for Shubhlaxmi Jewel Art's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Shubhlaxmi Jewel Art Interest Coverage Chart

Shubhlaxmi Jewel Art Annual Data
Trend Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.13 3.31 5.14 3.88 2.45

Shubhlaxmi Jewel Art Semi-Annual Data
Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep24 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.51 2.37 2.51 3.15 7.43

NSE:SHUBHLAXMI vs TPR: Interest Coverage Comparison

For the Luxury Goods subindustry, Shubhlaxmi Jewel Art's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shubhlaxmi Jewel Art Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Shubhlaxmi Jewel Art's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Shubhlaxmi Jewel Art's Interest Coverage falls into.


NSE:SHUBHLAXMI
53GF Score
Shubhlaxmi Jewel Art Ltd NSE:SHUBHLAXMI
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Shubhlaxmi Jewel Art Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Shubhlaxmi Jewel Art's Interest Coverage for the fiscal year that ended in Mar. 2023 is calculated as

Here, for the fiscal year that ended in Mar. 2023, Shubhlaxmi Jewel Art's Interest Expense was ₹-9.2 Mil. Its Operating Income was ₹22.4 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹27.4 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2023 )/Interest Expense (A: Mar. 2023 )
=-1*22.416/-9.158
=2.45

Shubhlaxmi Jewel Art's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, Shubhlaxmi Jewel Art's Interest Expense was ₹-5.5 Mil. Its Operating Income was ₹40.6 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹21.1 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*40.55/-5.458
=7.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 7.43 mean?
Shubhlaxmi Jewel Art (NSE:SHUBHLAXMI) has a Interest Coverage of 7.43 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shubhlaxmi Jewel Art and its competitors. This is 195% above median its historical median of 2.52. Over the past decade, Shubhlaxmi Jewel Art's Interest Coverage has ranged from 1.40 to 7.43. According to the industry distribution chart, Shubhlaxmi Jewel Art ranks #423 out of 839 companies in the Retail - Cyclical industry, placing it in the top 50.4%.
Is Shubhlaxmi Jewel Art's Interest Coverage too high?
Shubhlaxmi Jewel Art's current Interest Coverage of 7.43 is 195% above median its 10-year median of 2.52. Over the past 10 years, this metric has ranged from a low of 1.40 to a high of 7.43. The Retail - Cyclical industry median Interest Coverage is 7.45. Shubhlaxmi Jewel Art's value of 7.43 is 0.3% below this industry median. Based on the distribution chart, Shubhlaxmi Jewel Art ranks #423 out of 839 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Shubhlaxmi Jewel Art has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Shubhlaxmi Jewel Art's Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Shubhlaxmi Jewel Art ranks #423 out of 839 companies for Interest Coverage. This places Shubhlaxmi Jewel Art in the lower half of its industry. The industry median Interest Coverage is 7.45. Shubhlaxmi Jewel Art's value of 7.43 is 0.3% below this benchmark. Historically, Shubhlaxmi Jewel Art's own Interest Coverage has ranged from 1.40 to 7.43 over the past decade. While the company's 10-year median is 2.52 vs. the industry median of 7.45, Shubhlaxmi Jewel Art has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 839 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shubhlaxmi Jewel Art's current Interest Coverage of 7.43 is 0.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shubhlaxmi Jewel Art and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shubhlaxmi Jewel Art's current Interest Coverage is 7.43, which is 195% above median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shubhlaxmi Jewel Art stock overvalued right now?
Shubhlaxmi Jewel Art (NSE:SHUBHLAXMI) has a current Interest Coverage of 7.43. The current Interest Coverage is 7.43, which is 195% above median its 10-year median of 2.52 and 0.3% below the Retail - Cyclical industry median of 7.45. Shubhlaxmi Jewel Art's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Shubhlaxmi Jewel Art (NSE:SHUBHLAXMI), the current Interest Coverage is 7.43 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Shubhlaxmi Jewel Art Business Description

Address Waghawadi Road, D & I Excelus, Shop No. 1, Ground Floor, Takhteshwar, Hill Drive, Opposite Home School, Bhavnagar, GJ, IND, 364002
Shubhlaxmi Jewel Art Ltd is involved in the business of jewelry and ornaments in India. The business activities of the group include trading and third-party manufacturing of gold ornaments, gold bars, silver ornaments, gold jewelry, and diamond jewelry of various designs and specifications. Its portfolio includes necklaces, mangalsutras, patlas, chains, malas, kandoros, ponchos, payals, rings, armlets, pendants, nose rings, bracelets, bangles, and other wedding jewelry.
53GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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