SJS Enterprises (NSE:SJS) Interest Coverage: 60.36 (As of Mar. 2026) — 96% Above Median


NSE:SJS SJS Enterprises Ltd NSE:SJS
84 GF Score
Price ₹2,141.40
GF Value ₹1,420.25
Valuation Significantly Overvalued
! 6 Warning Signs
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What is SJS Enterprises Interest Coverage?

SJS Enterprises NSE:SJS -0.76% 84 Interest Coverage is 60.36 as of Mar. 2026, which is 96% above its 10-year median of 30.72. GuruFocus rates NSE:SJS with a GF Score™ of 84/100 and a GF Value™ of ₹1,420.25 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,066 Vehicles & Parts companies, SJS Enterprises ranks better than 82.27% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. SJS Enterprises's Operating Income for the three months ended in Mar. 2026 was ₹608 Mil. SJS Enterprises's Interest Expense for the three months ended in Mar. 2026 was ₹-10 Mil. SJS Enterprises's interest coverage for the quarter that ended in Mar. 2026 was 60.36. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. SJS Enterprises Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for SJS Enterprises's Interest Coverage or its related term are showing as below:

NSE:SJS' s Interest Coverage Range Over the Past 10 Years
Min: 13.52   Med: 30.72   Max: 55.9
Current: 55.56


NSE:SJS's Interest Coverage is ranked better than
82.27% of 1066 companies
in the Vehicles & Parts industry
Industry Median: 8.295 vs NSE:SJS: 55.56

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


SJS Enterprises  (NSE:SJS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


SJS Enterprises Interest Coverage Related Terms


SJS Enterprises Interest Coverage Historical Data

* Premium members only.

The historical data trend for SJS Enterprises's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

SJS Enterprises Interest Coverage Chart

SJS Enterprises Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 24.50 36.25 13.52 27.00 55.90

SJS Enterprises Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 57.16 47.52 56.80 57.00 60.36

NSE:SJS vs ORLY, AZO: Interest Coverage Comparison

For the Auto Parts subindustry, SJS Enterprises's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SJS Enterprises Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, SJS Enterprises's Interest Coverage distribution charts can be found below:

* The bar in red indicates where SJS Enterprises's Interest Coverage falls into.


NSE:SJS
84GF Score
SJS Enterprises Ltd NSE:SJS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SJS Enterprises Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SJS Enterprises's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, SJS Enterprises's Interest Expense was ₹-39 Mil. Its Operating Income was ₹2,177 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹92 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*2176.68/-38.94
=55.90

SJS Enterprises's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, SJS Enterprises's Interest Expense was ₹-10 Mil. Its Operating Income was ₹608 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹92 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*607.8/-10.07
=60.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 60.36 mean?
SJS Enterprises (NSE:SJS) has a Interest Coverage of 60.36 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SJS Enterprises and its competitors. This is 96% above median its historical median of 30.72. Over the past decade, SJS Enterprises' Interest Coverage has ranged from 13.52 to 55.90. According to the industry distribution chart, SJS Enterprises ranks #189 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 17.7%.
Is SJS Enterprises' Interest Coverage too high?
SJS Enterprises' current Interest Coverage of 60.36 is 96% above median its 10-year median of 30.72. Over the past 10 years, this metric has ranged from a low of 13.52 to a high of 55.90. The Vehicles & Parts industry median Interest Coverage is 8.30. SJS Enterprises' value of 60.36 is 627.7% above this industry median. Based on the distribution chart, SJS Enterprises ranks #189 out of 1066 companies in the Vehicles & Parts industry, which is in the top quartile — a strong position relative to peers. Overall, SJS Enterprises has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SJS Enterprises' Interest Coverage compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, SJS Enterprises ranks #189 out of 1066 companies for Interest Coverage. This places SJS Enterprises in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.30. SJS Enterprises' value of 60.36 is 627.7% above this benchmark. Historically, SJS Enterprises' own Interest Coverage has ranged from 13.52 to 55.90 over the past decade. While the company's 10-year median is 30.72 vs. the industry median of 8.30, SJS Enterprises has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SJS Enterprises's current Interest Coverage of 60.36 is 627.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SJS Enterprises and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SJS Enterprises's current Interest Coverage is 60.36, which is 96% above median its own 10-year median of 30.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJS Enterprises stock overvalued right now?
Based on GuruFocus' analysis, SJS Enterprises (NSE:SJS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹1,420.25, compared to a current price of ₹2,141.40 — trading 50.8% above its estimated fair value. The current Interest Coverage is 60.36, which is 96% above median its 10-year median of 30.72 and 627.7% above the Vehicles & Parts industry median of 8.30. SJS Enterprises' overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SJS Enterprises (NSE:SJS), the current Interest Coverage is 60.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SJS Enterprises (NSE:SJS) Overvalued in 2026?

Based on GuruFocus' analysis, SJS Enterprises stock appears to be overvalued. The current stock price of ₹2,141.40 is trading 50.8% above its estimated GF Value™ of ₹1,420.25. GuruFocus considers SJS Enterprises to be Significantly Overvalued.

Key valuation signals for NSE:SJS:

  • Interest Coverage: 60.36 (96% above median its 10-year median of 30.72)
  • GF Value™: ₹1,420.25 vs. price of ₹2,141.40 (50.8% above fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 627.7% above the Vehicles & Parts median (#189 of 1066)

No single metric tells the full story. See the NSE:SJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SJS Enterprises Business Description

Other Exchanges 543387:India
Address Sy No. 28/P16 of Agra Village, Sy No. 85/P6 of B.M Kaval Village, Kengeri Hobli, Bangalore, KA, IND, 560 082
SJS Enterprises Ltd is engaged in the business of manufacturing of decorative aesthetic products mainly for automotive and consumer appliance industry such as automotive dials, overlays, badges and logos. The company manufacture a wide range of aesthetics products catering to two-wheelers, passenger vehicles, commercial vehicles, consumer durables/appliances, medical devices, farm equipment and sanitary ware industries. The Company's business activities fall within single primary operating segment, viz, manufacturing and selling of self-adhesive labels like automotive dials, overlays, badges and logos for automotive, electronics and appliance industry. The company has presence in India and Outside India. It generates majority of revenue from India.
84GF Score

Get the complete analysis for NSE:SJS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹2,141.40
Price
₹1,420.25
GF Value