SoftTech EngineersNSE:SOFTTECH +0.08%84 Interest Coverage is 4.59 as of Mar. 2026, which is 43% above its 10-year median of 3.20. GuruFocus rates NSE:SOFTTECH with a GF Score™ of 84/100 and a GF Value™ of ₹466.49 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,704 Software companies, SoftTech Engineers ranks worse than 86.62% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. SoftTech Engineers's
Operating Income
for the
three
months ended in Mar. 2026 was ₹41 Mil. SoftTech Engineers's Interest Expense for the
three
months ended in Mar. 2026 was ₹-9 Mil.
SoftTech Engineers's interest coverage for the quarter that ended in Mar. 2026 was 4.59.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for SoftTech Engineers's Interest Coverage or its related term are showing as below:
NSE:SOFTTECH'
s Interest Coverage Range Over the Past 10 Years
Min: 1.21 Med: 3.2 Max: 8.55
Current: 2.83
NSE:SOFTTECH's Interest Coverage is ranked worse than 86.62% of 1704
companies
in the Software industry
Industry Median: 24.75
vs NSE:SOFTTECH: 2.83
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
SoftTech Engineers Interest Coverage Related Terms
SoftTech Engineers Interest Coverage Historical Data
* Premium members only.
The historical data trend for SoftTech Engineers's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:SOFTTECH vs UBER, SHOP, CRM: Interest Coverage Comparison
For the Software - Application subindustry, SoftTech Engineers's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SoftTech Engineers Interest Coverage vs Software Industry
For the Software industry and Technology sector, SoftTech Engineers's Interest Coverage distribution charts can be found below:
* The bar in red indicates where SoftTech Engineers's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SoftTech Engineers (NSE:SOFTTECH) has a Interest Coverage of 4.59 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SoftTech Engineers and its competitors. This is 43% above median its historical median of 3.20. Over the past decade, SoftTech Engineers' Interest Coverage has ranged from 1.21 to 8.55. According to the industry distribution chart, SoftTech Engineers ranks #1476 out of 1704 companies in the Software industry, placing it in the top 86.6%.
Is SoftTech Engineers' Interest Coverage too high?
SoftTech Engineers' current Interest Coverage of 4.59 is 43% above median its 10-year median of 3.20. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 8.55. The Software industry median Interest Coverage is 24.75. SoftTech Engineers' value of 4.59 is 81.5% below this industry median. Based on the distribution chart, SoftTech Engineers ranks #1476 out of 1704 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, SoftTech Engineers has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SoftTech Engineers' Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, SoftTech Engineers ranks #1476 out of 1704 companies for Interest Coverage. This places SoftTech Engineers in the lower half of its industry. The industry median Interest Coverage is 24.75. SoftTech Engineers' value of 4.59 is 81.5% below this benchmark. Historically, SoftTech Engineers' own Interest Coverage has ranged from 1.21 to 8.55 over the past decade. While the company's 10-year median is 3.20 vs. the industry median of 24.75, SoftTech Engineers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SoftTech Engineers's current Interest Coverage of 4.59 is 81.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SoftTech Engineers and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SoftTech Engineers's current Interest Coverage is 4.59, which is 43% above median its own 10-year median of 3.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoftTech Engineers stock overvalued right now?
Based on GuruFocus' analysis, SoftTech Engineers (NSE:SOFTTECH) is currently considered Fairly Valued. The stock's GF Value™ is ₹466.49, compared to a current price of ₹445.00 — trading 4.6% below its estimated fair value. The current Interest Coverage is 4.59, which is 43% above median its 10-year median of 3.20 and 81.5% below the Software industry median of 24.75. SoftTech Engineers' overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SoftTech Engineers (NSE:SOFTTECH), the current Interest Coverage is 4.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SoftTech Engineers (NSE:SOFTTECH) Overvalued in 2026?
Based on GuruFocus' analysis, SoftTech Engineers stock appears to be undervalued.
The current stock price of ₹445.00 is trading 4.6% below its estimated GF Value™ of ₹466.49.
GuruFocus considers SoftTech Engineers to be Fairly Valued.
Key valuation signals for NSE:SOFTTECH:
Interest Coverage: 4.59 (43% above median its 10-year median of 3.20)
GF Value™: ₹466.49 vs. price of ₹445.00 (4.6% below fair value)
Industry Position: 81.5% below the Software median (#1476 of 1704)
No single metric tells the full story. See the NSE:SOFTTECH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SoftTech Engineers Ltd is an information technology and software development services organisation, delivering end-to-end solutions in the Architectural-Engineering-Construction (AEC) space, catering to government bodies, municipalities, property developers, municipal corporations, investors, real estate companies, contractors, architects, and consultants. The company offers Building Information Modeling (BIM) services, Geographic Information Systems, and AI services engineered specifically for the construction and infrastructure industry. In addition, it offers a suite of software products, including CivitPLAN, CivitSustain, CivitBuild, CivitInfra, and CivitPermit to its clients. Geographically, the company derives a majority of its revenue from its business in India.
84GF Score
Get the complete analysis for NSE:SOFTTECH
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:SOFTTECH has been successfully added to your 
