Savita Oil Technologies (NSE:SOTL) Interest Coverage: 12.22 (As of Mar. 2026) — 46% Below Median


NSE:SOTL Savita Oil Technologies Ltd NSE:SOTL
82 GF Score
Price ₹532.65
GF Value ₹463.92
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Savita Oil Technologies Interest Coverage?

Savita Oil Technologies NSE:SOTL +3.08% 82 Interest Coverage is 12.22 as of Mar. 2026, which is 46% below its 10-year median of 22.56. GuruFocus rates NSE:SOTL with a GF Score™ of 82/100 and a GF Value™ of ₹463.92 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,231 Chemicals companies, Savita Oil Technologies ranks worse than 50.69% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Savita Oil Technologies's Operating Income for the three months ended in Mar. 2026 was ₹573 Mil. Savita Oil Technologies's Interest Expense for the three months ended in Mar. 2026 was ₹-47 Mil. Savita Oil Technologies's interest coverage for the quarter that ended in Mar. 2026 was 12.22. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Savita Oil Technologies's Interest Coverage or its related term are showing as below:

NSE:SOTL' s Interest Coverage Range Over the Past 10 Years
Min: 4.94   Med: 22.56   Max: 189.81
Current: 9.75


NSE:SOTL's Interest Coverage is ranked worse than
50.69% of 1231 companies
in the Chemicals industry
Industry Median: 10.21 vs NSE:SOTL: 9.75

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Savita Oil Technologies  (NSE:SOTL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Savita Oil Technologies Interest Coverage Related Terms


Savita Oil Technologies Interest Coverage Historical Data

* Premium members only.

The historical data trend for Savita Oil Technologies's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Savita Oil Technologies Interest Coverage Chart

Savita Oil Technologies Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 189.81 25.24 10.36 4.94 11.23

Savita Oil Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.40 9.15 11.20 6.92 12.22

NSE:SOTL vs LIN, SHW, ECL: Interest Coverage Comparison

For the Specialty Chemicals subindustry, Savita Oil Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Savita Oil Technologies Interest Coverage vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, Savita Oil Technologies's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Savita Oil Technologies's Interest Coverage falls into.


NSE:SOTL
82GF Score
Savita Oil Technologies Ltd NSE:SOTL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Savita Oil Technologies Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Savita Oil Technologies's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Savita Oil Technologies's Interest Expense was ₹-195 Mil. Its Operating Income was ₹2,188 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹10 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*2187.819/-194.816
=11.23

Savita Oil Technologies's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Savita Oil Technologies's Interest Expense was ₹-47 Mil. Its Operating Income was ₹573 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹10 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*572.969/-46.886
=12.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 12.22 mean?
Savita Oil Technologies (NSE:SOTL) has a Interest Coverage of 12.22 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Savita Oil Technologies and its competitors. This is 46% below median its historical median of 22.56. Over the past decade, Savita Oil Technologies' Interest Coverage has ranged from 4.94 to 189.81. According to the industry distribution chart, Savita Oil Technologies ranks #624 out of 1231 companies in the Chemicals industry, placing it in the top 50.7%.
Is Savita Oil Technologies' Interest Coverage too high?
Savita Oil Technologies' current Interest Coverage of 12.22 is 46% below median its 10-year median of 22.56. Over the past 10 years, this metric has ranged from a low of 4.94 to a high of 189.81. The Chemicals industry median Interest Coverage is 10.21. Savita Oil Technologies' value of 12.22 is 19.7% above this industry median. Based on the distribution chart, Savita Oil Technologies ranks #624 out of 1231 companies in the Chemicals industry, which is below the industry midpoint. Overall, Savita Oil Technologies has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Savita Oil Technologies' Interest Coverage compare to LIN and SHW?
According to the Chemicals industry distribution chart, Savita Oil Technologies ranks #624 out of 1231 companies for Interest Coverage. This places Savita Oil Technologies in the lower half of its industry. The industry median Interest Coverage is 10.21. Savita Oil Technologies' value of 12.22 is 19.7% above this benchmark. Historically, Savita Oil Technologies' own Interest Coverage has ranged from 4.94 to 189.81 over the past decade. While the company's 10-year median is 22.56 vs. the industry median of 10.21, Savita Oil Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Chemicals company?
The median Interest Coverage among Chemicals companies is 10.21, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Savita Oil Technologies's current Interest Coverage of 12.22 is 19.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Savita Oil Technologies and its competitors. For the Chemicals industry, the median Interest Coverage is 10.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Savita Oil Technologies's current Interest Coverage is 12.22, which is 46% below median its own 10-year median of 22.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Savita Oil Technologies stock overvalued right now?
Based on GuruFocus' analysis, Savita Oil Technologies (NSE:SOTL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹463.92, compared to a current price of ₹532.65 — trading 14.8% above its estimated fair value. The current Interest Coverage is 12.22, which is 46% below median its 10-year median of 22.56 and 19.7% above the Chemicals industry median of 10.21. Savita Oil Technologies' overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Savita Oil Technologies (NSE:SOTL), the current Interest Coverage is 12.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Savita Oil Technologies (NSE:SOTL) Overvalued in 2026?

Based on GuruFocus' analysis, Savita Oil Technologies stock appears to be overvalued. The current stock price of ₹532.65 is trading 14.8% above its estimated GF Value™ of ₹463.92. GuruFocus considers Savita Oil Technologies to be Modestly Overvalued.

Key valuation signals for NSE:SOTL:

  • Interest Coverage: 12.22 (46% below median its 10-year median of 22.56)
  • GF Value™: ₹463.92 vs. price of ₹532.65 (14.8% above fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 19.7% above the Chemicals median (#624 of 1231)

No single metric tells the full story. See the NSE:SOTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Savita Oil Technologies Business Description

Other Exchanges 524667:India
Address 66/67, Nariman Bhavan, Nariman Point, Mumbai, MH, IND, 400021
Savita Oil Technologies Ltd manufactures and sells petroleum products. The company's business activity is generally conducted through the petroleum products and generation of electricity through wind power plants segments. Its products include Transformer oil, White oils and liquid paraffin, Lubricating oils, Petrolatum and petroleum jellies, optic fiber compounds, and renewable energy. Geographically the group has an international business presence and derives its revenue from the Petroleum Products segments.
82GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹532.65
Price
₹463.92
GF Value