United Heat TransferNSE:UHTL -1.99%16 Interest Coverage is 1.21 as of Sep. 2025, which is 41% below its 10-year median of 2.06. GuruFocus rates NSE:UHTL with a GF Score™ of 16/100. The stock has 6 warning signs investors should review. Among 2,325 Industrial Products companies, United Heat Transfer ranks worse than 86.49% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. United Heat Transfer's
Operating Income
for the
six
months ended in Sep. 2025 was ₹15.5 Mil. United Heat Transfer's Interest Expense for the
six
months ended in Sep. 2025 was ₹-12.8 Mil.
United Heat Transfer's interest coverage for the quarter that ended in Sep. 2025 was 1.21.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for United Heat Transfer's Interest Coverage or its related term are showing as below:
NSE:UHTL'
s Interest Coverage Range Over the Past 10 Years
Min: 1.76 Med: 2.06 Max: 3.15
Current: 2.42
NSE:UHTL's Interest Coverage is ranked worse than 86.49% of 2325
companies
in the Industrial Products industry
Industry Median: 14.8
vs NSE:UHTL: 2.42
United Heat Transfer (NSE:UHTL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
United Heat Transfer Interest Coverage Related Terms
United Heat Transfer Interest Coverage Historical Data
* Premium members only.
The historical data trend for United Heat Transfer's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:UHTL vs GEV, ETN, PH: Interest Coverage Comparison
For the Specialty Industrial Machinery subindustry, United Heat Transfer's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Heat Transfer Interest Coverage vs Industrial Products Industry
For the Industrial Products industry and Industrials sector, United Heat Transfer's Interest Coverage distribution charts can be found below:
* The bar in red indicates where United Heat Transfer's Interest Coverage falls into.
United Heat Transfer Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Heat Transfer (NSE:UHTL) has a Interest Coverage of 1.21 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Heat Transfer and its competitors. This is 41% below median its historical median of 2.06. Over the past decade, United Heat Transfer's Interest Coverage has ranged from 1.76 to 3.15. According to the industry distribution chart, United Heat Transfer ranks #2011 out of 2325 companies in the Industrial Products industry, placing it in the top 86.5%.
Is United Heat Transfer's Interest Coverage too high?
United Heat Transfer's current Interest Coverage of 1.21 is 41% below median its 10-year median of 2.06. Over the past 10 years, this metric has ranged from a low of 1.76 to a high of 3.15. The Industrial Products industry median Interest Coverage is 14.80. United Heat Transfer's value of 1.21 is 91.8% below this industry median. Based on the distribution chart, United Heat Transfer ranks #2011 out of 2325 companies in the Industrial Products industry, which is in the bottom quartile relative to peers. Overall, United Heat Transfer has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does United Heat Transfer's Interest Coverage compare to GEV and ETN?
According to the Industrial Products industry distribution chart, United Heat Transfer ranks #2011 out of 2325 companies for Interest Coverage. This places United Heat Transfer in the lower half of its industry. The industry median Interest Coverage is 14.80. United Heat Transfer's value of 1.21 is 91.8% below this benchmark. Historically, United Heat Transfer's own Interest Coverage has ranged from 1.76 to 3.15 over the past decade. While the company's 10-year median is 2.06 vs. the industry median of 14.80, United Heat Transfer has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Industrial Products company?
The median Interest Coverage among Industrial Products companies is 14.80, based on 2,325 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Heat Transfer's current Interest Coverage of 1.21 is 91.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Heat Transfer and its competitors. For the Industrial Products industry, the median Interest Coverage is 14.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Heat Transfer's current Interest Coverage is 1.21, which is 41% below median its own 10-year median of 2.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Heat Transfer stock overvalued right now?
United Heat Transfer (NSE:UHTL) has a current Interest Coverage of 1.21. The current Interest Coverage is 1.21, which is 41% below median its 10-year median of 2.06 and 91.8% below the Industrial Products industry median of 14.80. United Heat Transfer's overall GF Score™ is 16/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For United Heat Transfer (NSE:UHTL), the current Interest Coverage is 1.21 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
United Heat Transfer Ltd is engaged in the manufacture of a range of shell and tube heat exchangers, air cooled heat exchangers, pressure vessels and process flow skids equipment's which are used as critical equipment's for petrol and diesel engines, railway engines, maritime engines, cruse and cargo ships, ferries, pleasure boats, marine diesels, mining trucks, megayachts, heavy engines, fishing boats, heavy trucks, freighters, trawlers, heavy haulages, power gen sets, super tankers, off highway engines etc.
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