Univastu India (NSE:UNIVASTU) Interest Coverage: 8.48 (As of Mar. 2025)


NSE:UNIVASTU Univastu India Ltd NSE:UNIVASTU
83 GF Score
Price ₹87.76
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What is Univastu India Interest Coverage?

Univastu India NSE:UNIVASTU +0.03% 83 Interest Coverage is 8.48 as of Mar. 2025. GuruFocus rates NSE:UNIVASTU with a GF Score™ of 83/100.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Univastu India's Operating Income for the three months ended in Mar. 2025 was ₹86 Mil. Univastu India's Interest Expense for the three months ended in Mar. 2025 was ₹-10 Mil. Univastu India's interest coverage for the quarter that ended in Mar. 2025 was 8.48. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Univastu India's Interest Coverage or its related term are showing as below:


NSE:UNIVASTU's Interest Coverage is not ranked *
in the Construction industry.
Industry Median: 7.92
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Univastu India  (NSE:UNIVASTU) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Univastu India Interest Coverage Related Terms


Univastu India Interest Coverage Historical Data

* Premium members only.

The historical data trend for Univastu India's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Univastu India Interest Coverage Chart

Univastu India Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.78 2.65 2.63 3.99 6.31

Univastu India Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.32 3.92 7.81 6.11 8.48

NSE:UNIVASTU vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, Univastu India's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Univastu India Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Univastu India's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Univastu India's Interest Coverage falls into.


NSE:UNIVASTU
83GF Score
Univastu India Ltd NSE:UNIVASTU
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Univastu India Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Univastu India's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Univastu India's Interest Expense was ₹-43 Mil. Its Operating Income was ₹270 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹53 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*270.083/-42.777
=6.31

Univastu India's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Here, for the three months ended in Mar. 2025, Univastu India's Interest Expense was ₹-10 Mil. Its Operating Income was ₹86 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹53 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2025 )/Interest Expense (Q: Mar. 2025 )
=-1*86.086/-10.151
=8.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 8.48 mean?
Univastu India (NSE:UNIVASTU) has a Interest Coverage of 8.48 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Univastu India and its competitors.
Is Univastu India's Interest Coverage too high?
Univastu India's current Interest Coverage is 8.48. The Construction industry median Interest Coverage is 7.92. Univastu India's value of 8.48 is 7.1% above this industry median. Overall, Univastu India has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Univastu India's Interest Coverage compare to PWR and FIX?
Univastu India's Interest Coverage of 8.48 can be compared against companies in the Construction industry. The industry median Interest Coverage is 7.92. Univastu India's value of 8.48 is 7.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.92, based on 1,349 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Univastu India's current Interest Coverage of 8.48 is 7.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Univastu India and its competitors. For the Construction industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Univastu India's current Interest Coverage is 8.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Univastu India stock overvalued right now?
Univastu India (NSE:UNIVASTU) has a current Interest Coverage of 8.48. The current Interest Coverage is 8.48 and 7.1% above the Construction industry median of 7.92. Univastu India's overall GF Score™ is 83/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Univastu India (NSE:UNIVASTU), the current Interest Coverage is 8.48 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Univastu India Business Description

Address Paud Road, Shivtirth Nagar, Bungalow No. 36/B, C.T.S. No. 994 and 945 (S. No. 117 and 118), Madhav Baug, Kothrud, Pune, MH, IND, 411038
Univastu India Ltd is an infrastructure, construction, and regeneration company. It provides integrated engineering, procurement, and construction services (EPC) for civil and structural construction and infrastructure sector projects. The company is also engaged in the trading of construction materials such as steel, cement, and electrical materials. It focuses on Civil construction projects, which include structures such as Metro Stations, Sports Complex projects, Hospitals, multipurpose halls, commercial structures, Hospitals, Cold storage, Educational Institutions, mass housing projects; Water supply and drainage; roads and bridges and irrigation projects. The company derives its key revenue from receipts from infrastructure contracts.
83GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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