Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Univastu IndiaNSE:UNIVASTU -1.87%77 Interest Coverage is 7.21 as of Sep. 2025, which is 125% above its 10-year median of 3.21. GuruFocus rates NSE:UNIVASTU with a GF Score™ of 77/100 and a GF Value™ of ₹105.52 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,365 Construction companies, Univastu India ranks worse than 53.04% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Univastu India's
Operating Income
for the
three
months ended in Sep. 2025 was ₹76 Mil. Univastu India's Interest Expense for the
three
months ended in Sep. 2025 was ₹-11 Mil.
Univastu India's interest coverage for the quarter that ended in Sep. 2025 was 7.21.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Univastu India's Interest Coverage or its related term are showing as below:
NSE:UNIVASTU'
s Interest Coverage Range Over the Past 10 Years
Min: 2.63 Med: 3.21 Max: 7.2
Current: 7.2
NSE:UNIVASTU's Interest Coverage is ranked worse than 53.04% of 1365
companies
in the Construction industry
Industry Median: 8.15
vs NSE:UNIVASTU: 7.20
Univastu India (NSE:UNIVASTU) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Univastu India Interest Coverage Related Terms
Univastu India Interest Coverage Historical Data
* Premium members only.
The historical data trend for Univastu India's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:UNIVASTU vs PWR, FIX, EME: Interest Coverage Comparison
For the Engineering & Construction subindustry, Univastu India's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Univastu India Interest Coverage vs Construction Industry
For the Construction industry and Industrials sector, Univastu India's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Univastu India's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Univastu India (NSE:UNIVASTU) has a Interest Coverage of 7.21 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Univastu India and its competitors. This is 125% above median its historical median of 3.21. Over the past decade, Univastu India's Interest Coverage has ranged from 2.63 to 7.20. According to the industry distribution chart, Univastu India ranks #724 out of 1365 companies in the Construction industry, placing it in the top 53%.
Is Univastu India's Interest Coverage too high?
Univastu India's current Interest Coverage of 7.21 is 125% above median its 10-year median of 3.21. Over the past 10 years, this metric has ranged from a low of 2.63 to a high of 7.20. The Construction industry median Interest Coverage is 8.15. Univastu India's value of 7.21 is 11.5% below this industry median. Based on the distribution chart, Univastu India ranks #724 out of 1365 companies in the Construction industry, which is below the industry midpoint. Overall, Univastu India has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Univastu India's Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, Univastu India ranks #724 out of 1365 companies for Interest Coverage. This places Univastu India in the lower half of its industry. The industry median Interest Coverage is 8.15. Univastu India's value of 7.21 is 11.5% below this benchmark. Historically, Univastu India's own Interest Coverage has ranged from 2.63 to 7.20 over the past decade. While the company's 10-year median is 3.21 vs. the industry median of 8.15, Univastu India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 8.15, based on 1,365 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Univastu India's current Interest Coverage of 7.21 is 11.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Univastu India and its competitors. For the Construction industry, the median Interest Coverage is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Univastu India's current Interest Coverage is 7.21, which is 125% above median its own 10-year median of 3.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Univastu India stock overvalued right now?
Based on GuruFocus' analysis, Univastu India (NSE:UNIVASTU) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹105.52, compared to a current price of ₹160.30 — trading 51.9% above its estimated fair value. The current Interest Coverage is 7.21, which is 125% above median its 10-year median of 3.21 and 11.5% below the Construction industry median of 8.15. Univastu India's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Univastu India (NSE:UNIVASTU), the current Interest Coverage is 7.21 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Univastu India (NSE:UNIVASTU) Overvalued in 2026?
Based on GuruFocus' analysis, Univastu India stock appears to be overvalued.
The current stock price of ₹160.30 is trading 51.9% above its estimated GF Value™ of ₹105.52.
GuruFocus considers Univastu India to be Significantly Overvalued.
Key valuation signals for NSE:UNIVASTU:
Interest Coverage: 7.21 (125% above median its 10-year median of 3.21)
GF Value™: ₹105.52 vs. price of ₹160.30 (51.9% above fair value)
Industry Position: 11.5% below the Construction median (#724 of 1365)
No single metric tells the full story. See the NSE:UNIVASTU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Univastu India Ltd is an infrastructure, construction, and regeneration company. It provides integrated engineering, procurement, and construction services (EPC) for civil and structural construction and infrastructure sector projects. The company is also engaged in the trading of construction materials such as steel, cement, and electrical materials. It focuses on Civil construction projects, which include structures such as Metro Stations, Sports Complex projects, Hospitals, multipurpose halls, commercial structures, Hospitals, Cold storage, Educational Institutions, mass housing projects; Water supply and drainage; roads and bridges and irrigation projects. The company derives its key revenue from receipts from infrastructure contracts.
77GF Score
Get the complete analysis for NSE:UNIVASTU
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:UNIVASTU has been successfully added to your 
