UTI Asset Management CoNSE:UTIAMC -1.20%79 Interest Coverage is 42.03 as of Mar. 2026, which is 2% above its 10-year median of 41.25. GuruFocus rates NSE:UTIAMC with a GF Score™ of 79/100 and a GF Value™ of ₹1,223.78 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 475 Asset Management companies, UTI Asset Management Co ranks better than 50.74% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. UTI Asset Management Co's
Operating Income
for the
three
months ended in Mar. 2026 was ₹1,341 Mil. UTI Asset Management Co's Interest Expense for the
three
months ended in Mar. 2026 was ₹-32 Mil.
UTI Asset Management Co's interest coverage for the quarter that ended in Mar. 2026 was 42.03.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for UTI Asset Management Co's Interest Coverage or its related term are showing as below:
NSE:UTIAMC'
s Interest Coverage Range Over the Past 10 Years
Min: 24.24 Med: 41.25 Max: 124.18
Current: 45.22
NSE:UTIAMC's Interest Coverage is ranked better than 50.74% of 475
companies
in the Asset Management industry
Industry Median: 42.97
vs NSE:UTIAMC: 45.22
UTI Asset Management Co (NSE:UTIAMC) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
UTI Asset Management Co Interest Coverage Related Terms
UTI Asset Management Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for UTI Asset Management Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:UTIAMC vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, UTI Asset Management Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UTI Asset Management Co Interest Coverage vs Asset Management Industry
For the Asset Management industry and Financial Services sector, UTI Asset Management Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where UTI Asset Management Co's Interest Coverage falls into.
UTI Asset Management Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UTI Asset Management Co (NSE:UTIAMC) has a Interest Coverage of 42.03 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UTI Asset Management Co and its competitors. This is near median its historical median of 41.25. Over the past decade, UTI Asset Management Co's Interest Coverage has ranged from 24.24 to 124.18. According to the industry distribution chart, UTI Asset Management Co ranks #234 out of 475 companies in the Asset Management industry, placing it in the top 49.3%.
Is UTI Asset Management Co's Interest Coverage too high?
UTI Asset Management Co's current Interest Coverage of 42.03 is near median its 10-year median of 41.25. Over the past 10 years, this metric has ranged from a low of 24.24 to a high of 124.18. The Asset Management industry median Interest Coverage is 42.97. UTI Asset Management Co's value of 42.03 is 2.2% below this industry median. Based on the distribution chart, UTI Asset Management Co ranks #234 out of 475 companies in the Asset Management industry, which is above the industry midpoint. Overall, UTI Asset Management Co has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UTI Asset Management Co's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, UTI Asset Management Co ranks #234 out of 475 companies for Interest Coverage. This puts UTI Asset Management Co in the upper half of its industry. The industry median Interest Coverage is 42.97. UTI Asset Management Co's value of 42.03 is 2.2% below this benchmark. Historically, UTI Asset Management Co's own Interest Coverage has ranged from 24.24 to 124.18 over the past decade. While the company's 10-year median is 41.25 vs. the industry median of 42.97, UTI Asset Management Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 42.97, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UTI Asset Management Co's current Interest Coverage of 42.03 is 2.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UTI Asset Management Co and its competitors. For the Asset Management industry, the median Interest Coverage is 42.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UTI Asset Management Co's current Interest Coverage is 42.03, which is near median its own 10-year median of 41.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UTI Asset Management Co stock overvalued right now?
Based on GuruFocus' analysis, UTI Asset Management Co (NSE:UTIAMC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,223.78, compared to a current price of ₹926.90 — trading 24.3% below its estimated fair value. The current Interest Coverage is 42.03, which is near median its 10-year median of 41.25 and 2.2% below the Asset Management industry median of 42.97. UTI Asset Management Co's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For UTI Asset Management Co (NSE:UTIAMC), the current Interest Coverage is 42.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UTI Asset Management Co (NSE:UTIAMC) Overvalued in 2026?
Based on GuruFocus' analysis, UTI Asset Management Co stock appears to be undervalued.
The current stock price of ₹926.90 is trading 24.3% below its estimated GF Value™ of ₹1,223.78.
GuruFocus considers UTI Asset Management Co to be Modestly Undervalued.
Key valuation signals for NSE:UTIAMC:
Interest Coverage: 42.03 (near median its 10-year median of 41.25)
GF Value™: ₹1,223.78 vs. price of ₹926.90 (24.3% below fair value)
Industry Position: 2.2% below the Asset Management median (#234 of 475)
No single metric tells the full story. See the NSE:UTIAMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UTI Asset Management Co Ltd is an asset management company in India. The company manages domestic mutual funds, provides portfolio management services, and manages retirement funds, and alternative investment funds. The objective of the group is to maximize the shareholder value as well as to maintain investor, creditor, and market confidence and sustain the future development of the group. The company generates majority of its revenue from India.
79GF Score
Get the complete analysis for NSE:UTIAMC
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:UTIAMC has been successfully added to your 
