Vipul (NSE:VIPULLTD) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


NSE:VIPULLTD Vipul Ltd NSE:VIPULLTD
43 GF Score
Price ₹12.98
GF Value ₹6.98
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Vipul Interest Coverage?

Vipul NSE:VIPULLTD +4.93% 43 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates NSE:VIPULLTD with a GF Score™ of 43/100 and a GF Value™ of ₹6.98 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,295 Real Estate companies, Vipul ranks worse than 77220% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Vipul's Operating Income for the three months ended in Dec. 2025 was ₹-16.1 Mil. Vipul's Interest Expense for the three months ended in Dec. 2025 was ₹-4.3 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Vipul's Interest Coverage or its related term are showing as below:


NSE:VIPULLTD's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.24
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Vipul  (NSE:VIPULLTD) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Vipul Interest Coverage Related Terms


Vipul Interest Coverage Historical Data

* Premium members only.

The historical data trend for Vipul's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Vipul Interest Coverage Chart

Vipul Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.36 3.42 0.00

Vipul Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.27 0.00 0.00 0.00 0.00

Vipul Interest Coverage Competitor Comparison

For the Real Estate - Diversified subindustry, Vipul's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vipul Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Vipul's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Vipul's Interest Coverage falls into.


NSE:VIPULLTD
43GF Score
Vipul Ltd NSE:VIPULLTD
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Vipul Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Vipul's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Vipul's Interest Expense was ₹-229.7 Mil. Its Operating Income was ₹-145.7 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.0 Mil.

Vipul did not have earnings to cover the interest expense.

Vipul's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Vipul's Interest Expense was ₹-4.3 Mil. Its Operating Income was ₹-16.1 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.0 Mil.

Vipul did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Vipul (NSE:VIPULLTD) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vipul and its competitors. According to the industry distribution chart, Vipul ranks #999999 out of 1295 companies in the Real Estate industry.
Is Vipul's Interest Coverage too high?
Vipul's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Vipul ranks #999999 out of 1295 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Vipul has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vipul's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Vipul ranks #999999 out of 1295 companies for Interest Coverage. This places Vipul in the lower half of its industry. The industry median Interest Coverage is 4.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vipul and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vipul's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vipul stock overvalued right now?
Based on GuruFocus' analysis, Vipul (NSE:VIPULLTD) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹6.98, compared to a current price of ₹12.98 — trading 86% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Vipul's overall GF Score™ is 43/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vipul (NSE:VIPULLTD), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vipul (NSE:VIPULLTD) Overvalued in 2026?

Based on GuruFocus' analysis, Vipul stock appears to be overvalued. The current stock price of ₹12.98 is trading 86% above its estimated GF Value™ of ₹6.98. GuruFocus considers Vipul to be Significantly Overvalued.

Key valuation signals for NSE:VIPULLTD:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: ₹6.98 vs. price of ₹12.98 (86% above fair value)
  • GF Score™: 43/100 with 5 warning signs

No single metric tells the full story. See the NSE:VIPULLTD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vipul Business Description

Other Exchanges 511726:India
Address Golf Course Road, Sector-43, Vipul TechSquare, Gurgaon, HR, IND, 122009
Vipul Ltd is an India-based company engaged in the business of Real Estate. Its projects include a range of residential, commercial, retail, integrated townships, and lifestyle gated communities, built in partnership with contractors and consultants. The company's project includes Gurgaon: Tatvam Villas, Vipul Plots, Vipul Garden, Vipul Greens, Vipul Plaza, Vipul Square, Vipul Belmonte, Vipul Floors, Vipul Agora, Ardee City, Vipul Agora, Vipul Trade Center, Vipul Business Park, Vipul Plaza, Faridabad, Vipul Plaza, Bhubaneswar.
43GF Score

Get the complete analysis for NSE:VIPULLTD

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹12.98
Price
₹6.98
GF Value