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Vinit MobileNSE:VMOBILE +2.50%21 Interest Coverage is 14.95 as of Mar. 2025, which is 4% below its 10-year median of 15.59. GuruFocus rates NSE:VMOBILE with a GF Score™ of 21/100. The stock has 2 warning signs investors should review. Among 832 Retail - Cyclical companies, Vinit Mobile ranks better than 65.5% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Vinit Mobile's
Operating Income
for the
six
months ended in Mar. 2025 was ₹50.1 Mil. Vinit Mobile's Interest Expense for the
six
months ended in Mar. 2025 was ₹-3.3 Mil.
Vinit Mobile's interest coverage for the quarter that ended in Mar. 2025 was 14.95.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Vinit Mobile's Interest Coverage or its related term are showing as below:
NSE:VMOBILE'
s Interest Coverage Range Over the Past 10 Years
Min: 14.95 Med: 15.59 Max: 16.23
Current: 14.95
NSE:VMOBILE's Interest Coverage is ranked better than 65.5% of 832
companies
in the Retail - Cyclical industry
Industry Median: 7.6
vs NSE:VMOBILE: 14.95
Vinit Mobile (NSE:VMOBILE) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Vinit Mobile Interest Coverage Related Terms
Vinit Mobile Interest Coverage Historical Data
* Premium members only.
The historical data trend for Vinit Mobile's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Vinit Mobile Interest Coverage Chart
Vinit Mobile Annual Data
Trend
Mar23
Mar24
Mar25
Interest Coverage
0.00
16.23
14.95
Vinit Mobile Semi-Annual Data
Mar23
Mar24
Mar25
Interest Coverage
0.00
16.23
14.95
NSE:VMOBILE vs CASY, WSM, ULTA: Interest Coverage Comparison
For the Specialty Retail subindustry, Vinit Mobile's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vinit Mobile Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Vinit Mobile's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Vinit Mobile's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vinit Mobile (NSE:VMOBILE) has a Interest Coverage of 14.95 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vinit Mobile and its competitors. This is near median its historical median of 15.59. Over the past decade, Vinit Mobile's Interest Coverage has ranged from 14.95 to 16.23. According to the industry distribution chart, Vinit Mobile ranks #287 out of 832 companies in the Retail - Cyclical industry, placing it in the top 34.5%.
Is Vinit Mobile's Interest Coverage too high?
Vinit Mobile's current Interest Coverage of 14.95 is near median its 10-year median of 15.59. Over the past 10 years, this metric has ranged from a low of 14.95 to a high of 16.23. The Retail - Cyclical industry median Interest Coverage is 7.60. Vinit Mobile's value of 14.95 is 96.7% above this industry median. Based on the distribution chart, Vinit Mobile ranks #287 out of 832 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Vinit Mobile has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Vinit Mobile's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Vinit Mobile ranks #287 out of 832 companies for Interest Coverage. This puts Vinit Mobile in the upper half of its industry. The industry median Interest Coverage is 7.60. Vinit Mobile's value of 14.95 is 96.7% above this benchmark. Historically, Vinit Mobile's own Interest Coverage has ranged from 14.95 to 16.23 over the past decade. While the company's 10-year median is 15.59 vs. the industry median of 7.60, Vinit Mobile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.60, based on 832 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vinit Mobile's current Interest Coverage of 14.95 is 96.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vinit Mobile and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vinit Mobile's current Interest Coverage is 14.95, which is near median its own 10-year median of 15.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vinit Mobile stock overvalued right now?
Vinit Mobile (NSE:VMOBILE) has a current Interest Coverage of 14.95. The current Interest Coverage is 14.95, which is near median its 10-year median of 15.59 and 96.7% above the Retail - Cyclical industry median of 7.60. Vinit Mobile's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vinit Mobile (NSE:VMOBILE), the current Interest Coverage is 14.95 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Vinit Mobile Ltd is engaged in the business of trading smartphones, electronic gadgets, and related accessories through its network of retail stores across the South Gujarat region of India. The Company operates in the multi-brand retail business, specializing in the sale of smartphones and allied accessories. Its product portfolio includes smartphones, tablets, data cards, earphones, chargers, power banks, screen guards, mobile covers, and other related accessories from various brands. The Company operates company-owned and company-operated (COCO) retail stores across Gujarat and Rajasthan. The majority of its revenue is derived from the sale of mobile phones through its retail stores.
21GF Score
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