Whirlpool of India (NSE:WHIRLPOOL) Interest Coverage: 5.86 (As of Mar. 2026) — 76% Below Median

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NSE:WHIRLPOOL Whirlpool of India Ltd NSE:WHIRLPOOL
78 GF Score
Price ₹770.75
GF Value ₹1,707.47
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Whirlpool of India Interest Coverage?

Whirlpool of India NSE:WHIRLPOOL +1.76% 78 Interest Coverage is 5.86 as of Mar. 2026, which is 76% below its 10-year median of 24.40. GuruFocus rates NSE:WHIRLPOOL with a GF Score™ of 78/100 and a GF Value™ of ₹1,707.47 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 294 Furnishings, Fixtures & Appliances companies, Whirlpool of India ranks worse than 59.52% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Whirlpool of India's Operating Income for the three months ended in Mar. 2026 was ₹684 Mil. Whirlpool of India's Interest Expense for the three months ended in Mar. 2026 was ₹-117 Mil. Whirlpool of India's interest coverage for the quarter that ended in Mar. 2026 was 5.86. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Whirlpool of India's Interest Coverage or its related term are showing as below:

NSE:WHIRLPOOL' s Interest Coverage Range Over the Past 10 Years
Min: 5.98   Med: 24.4   Max: 129.69
Current: 5.98


NSE:WHIRLPOOL's Interest Coverage is ranked worse than
59.52% of 294 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 10.955 vs NSE:WHIRLPOOL: 5.98

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Whirlpool of India  (NSE:WHIRLPOOL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Whirlpool of India Interest Coverage Related Terms


Whirlpool of India Interest Coverage Historical Data

* Premium members only.

The historical data trend for Whirlpool of India's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Whirlpool of India Interest Coverage Chart

Whirlpool of India Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.39 15.62 7.66 7.52 5.98

Whirlpool of India Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.02 10.36 0.73 3.85 5.86

NSE:WHIRLPOOL vs SN, SGI, MHK: Interest Coverage Comparison

For the Furnishings, Fixtures & Appliances subindustry, Whirlpool of India's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Whirlpool of India Interest Coverage vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Whirlpool of India's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Whirlpool of India's Interest Coverage falls into.


NSE:WHIRLPOOL
78GF Score
Whirlpool of India Ltd NSE:WHIRLPOOL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Whirlpool of India Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Whirlpool of India's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Whirlpool of India's Interest Expense was ₹-455 Mil. Its Operating Income was ₹2,718 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹2,918 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*2718.4/-454.7
=5.98

Whirlpool of India's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Whirlpool of India's Interest Expense was ₹-117 Mil. Its Operating Income was ₹684 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹2,918 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*684.4/-116.8
=5.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.86 mean?
Whirlpool of India (NSE:WHIRLPOOL) has a Interest Coverage of 5.86 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Whirlpool of India and its competitors. This is 76% below median its historical median of 24.40. Over the past decade, Whirlpool of India's Interest Coverage has ranged from 5.98 to 129.69. According to the industry distribution chart, Whirlpool of India ranks #175 out of 294 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 59.5%.
Is Whirlpool of India's Interest Coverage too high?
Whirlpool of India's current Interest Coverage of 5.86 is 76% below median its 10-year median of 24.40. Over the past 10 years, this metric has ranged from a low of 5.98 to a high of 129.69. The Furnishings, Fixtures & Appliances industry median Interest Coverage is 10.96. Whirlpool of India's value of 5.86 is 46.5% below this industry median. Based on the distribution chart, Whirlpool of India ranks #175 out of 294 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, Whirlpool of India has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Whirlpool of India's Interest Coverage compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Whirlpool of India ranks #175 out of 294 companies for Interest Coverage. This places Whirlpool of India in the lower half of its industry. The industry median Interest Coverage is 10.96. Whirlpool of India's value of 5.86 is 46.5% below this benchmark. Historically, Whirlpool of India's own Interest Coverage has ranged from 5.98 to 129.69 over the past decade. While the company's 10-year median is 24.40 vs. the industry median of 10.96, Whirlpool of India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 10.96, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Whirlpool of India's current Interest Coverage of 5.86 is 46.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Whirlpool of India and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 10.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Whirlpool of India's current Interest Coverage is 5.86, which is 76% below median its own 10-year median of 24.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Whirlpool of India stock overvalued right now?
Based on GuruFocus' analysis, Whirlpool of India (NSE:WHIRLPOOL) is currently considered Possible Value Trap. The stock's GF Value™ is ₹1,707.47, compared to a current price of ₹770.75 — trading 54.9% below its estimated fair value. The current Interest Coverage is 5.86, which is 76% below median its 10-year median of 24.40 and 46.5% below the Furnishings, Fixtures & Appliances industry median of 10.96. Whirlpool of India's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Whirlpool of India (NSE:WHIRLPOOL), the current Interest Coverage is 5.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Whirlpool of India (NSE:WHIRLPOOL) Overvalued in 2026?

Based on GuruFocus' analysis, Whirlpool of India stock appears to be undervalued. The current stock price of ₹770.75 is trading 54.9% below its estimated GF Value™ of ₹1,707.47. GuruFocus considers Whirlpool of India to be Possible Value Trap.

Key valuation signals for NSE:WHIRLPOOL:

  • Interest Coverage: 5.86 (76% below median its 10-year median of 24.40)
  • GF Value™: ₹1,707.47 vs. price of ₹770.75 (54.9% below fair value)
  • GF Score™: 78/100 with 5 warning signs
  • Industry Position: 46.5% below the Furnishings, Fixtures & Appliances median (#175 of 294)

No single metric tells the full story. See the NSE:WHIRLPOOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Whirlpool of India Business Description

Other Exchanges 500238:India
Address Plot No. 40, Sector-44, Whirlpool House, Gurugram, HR, IND, 122002
Whirlpool of India Ltd is an India-based company that is principally engaged in producing and selling home appliances. Its products consist of refrigerators, washing machines, air conditioners, water purifiers, microwave ovens, small domestic appliances, built-in appliances, and others. The company's operations predominantly comprise only one segment i.e. Home Appliances. The company also offers services to customers. It generates the majority of its revenue from the Indian domestic market, with the rest from overseas markets.
78GF Score

Get the complete analysis for NSE:WHIRLPOOL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹770.75
Price
₹1,707.47
GF Value