Wise Travel India (NSE:WTICAB) Interest Coverage: 3.39 (As of Mar. 2026) — 56% Below Median


NSE:WTICAB Wise Travel India Ltd NSE:WTICAB
46 GF Score
Price ₹122.10
! 2 Warning Signs
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What is Wise Travel India Interest Coverage?

Wise Travel India NSE:WTICAB +5.12% 46 Interest Coverage is 3.39 as of Mar. 2026, which is 56% below its 10-year median of 7.65. GuruFocus rates NSE:WTICAB with a GF Score™ of 46/100. The stock has 2 warning signs investors should review. Among 814 Business Services companies, Wise Travel India ranks worse than 75.8% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Wise Travel India's Operating Income for the six months ended in Mar. 2026 was ₹238 Mil. Wise Travel India's Interest Expense for the six months ended in Mar. 2026 was ₹-70 Mil. Wise Travel India's interest coverage for the quarter that ended in Mar. 2026 was 3.39. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Wise Travel India's Interest Coverage or its related term are showing as below:

NSE:WTICAB' s Interest Coverage Range Over the Past 10 Years
Min: 2.78   Med: 7.65   Max: 24.6
Current: 3.41


NSE:WTICAB's Interest Coverage is ranked worse than
75.8% of 814 companies
in the Business Services industry
Industry Median: 12.98 vs NSE:WTICAB: 3.41

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Wise Travel India  (NSE:WTICAB) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Wise Travel India Interest Coverage Related Terms


Wise Travel India Interest Coverage Historical Data

* Premium members only.

The historical data trend for Wise Travel India's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Wise Travel India Interest Coverage Chart

Wise Travel India Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 10.55 24.60 12.95 4.75 3.41

Wise Travel India Semi-Annual Data
Mar21 Mar22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only 9.87 4.96 8.47 3.43 3.39

NSE:WTICAB vs URI, SUNB, AER: Interest Coverage Comparison

For the Rental & Leasing Services subindustry, Wise Travel India's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wise Travel India Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Wise Travel India's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Wise Travel India's Interest Coverage falls into.


NSE:WTICAB
46GF Score
Wise Travel India Ltd NSE:WTICAB
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Wise Travel India Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Wise Travel India's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Wise Travel India's Interest Expense was ₹-136 Mil. Its Operating Income was ₹463 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹1,068 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*463.422/-135.894
=3.41

Wise Travel India's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Wise Travel India's Interest Expense was ₹-70 Mil. Its Operating Income was ₹238 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹1,068 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*238.041/-70.189
=3.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.39 mean?
Wise Travel India (NSE:WTICAB) has a Interest Coverage of 3.39 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wise Travel India and its competitors. This is 56% below median its historical median of 7.65. Over the past decade, Wise Travel India's Interest Coverage has ranged from 2.78 to 24.60. According to the industry distribution chart, Wise Travel India ranks #617 out of 814 companies in the Business Services industry, placing it in the top 75.8%.
Is Wise Travel India's Interest Coverage too high?
Wise Travel India's current Interest Coverage of 3.39 is 56% below median its 10-year median of 7.65. Over the past 10 years, this metric has ranged from a low of 2.78 to a high of 24.60. The Business Services industry median Interest Coverage is 12.98. Wise Travel India's value of 3.39 is 73.9% below this industry median. Based on the distribution chart, Wise Travel India ranks #617 out of 814 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Wise Travel India has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Wise Travel India's Interest Coverage compare to URI and SUNB?
According to the Business Services industry distribution chart, Wise Travel India ranks #617 out of 814 companies for Interest Coverage. This places Wise Travel India in the lower half of its industry. The industry median Interest Coverage is 12.98. Wise Travel India's value of 3.39 is 73.9% below this benchmark. Historically, Wise Travel India's own Interest Coverage has ranged from 2.78 to 24.60 over the past decade. While the company's 10-year median is 7.65 vs. the industry median of 12.98, Wise Travel India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 814 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Travel India's current Interest Coverage of 3.39 is 73.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wise Travel India and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Travel India's current Interest Coverage is 3.39, which is 56% below median its own 10-year median of 7.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Travel India stock overvalued right now?
Wise Travel India (NSE:WTICAB) has a current Interest Coverage of 3.39. The current Interest Coverage is 3.39, which is 56% below median its 10-year median of 7.65 and 73.9% below the Business Services industry median of 12.98. Wise Travel India's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Wise Travel India (NSE:WTICAB), the current Interest Coverage is 3.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Wise Travel India Business Description

Address D-21, Corporate Park, Sector-21, Near Sector-8 Metro Station, 3rd Floor, Dwarka, South West Delhi, New Delhi, IND, 110075
Wise Travel India Ltd is a transportation service provider company. It offers services like Car Rental Services, Employee Transportation Services, End-to-End Employee Transport Solutions (MSP), Flexible Fixed/Monthly Rental Plans, Convenient Airport Counters, Fleet Management Services, Mobility Services for MICE, Cutting-Edge Mobility Tech Solutions, Sustainable Mobility, etc.
46GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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