Sanford (NZSE:SAN) Interest Coverage: 9.55 (As of Mar. 2026) — 147% Above Median


NZSE:SAN Sanford Ltd NZSE:SAN
75 GF Score
Price NZ$7.10
GF Value NZ$4.35
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Sanford Interest Coverage?

Sanford NZSE:SAN -0.84% 75 Interest Coverage is 9.55 as of Mar. 2026, which is 147% above its 10-year median of 3.86. GuruFocus rates NZSE:SAN with a GF Score™ of 75/100 and a GF Value™ of NZ$4.35 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,507 Consumer Packaged Goods companies, Sanford ranks worse than 53.82% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Sanford's Operating Income for the six months ended in Mar. 2026 was NZ$45.7 Mil. Sanford's Interest Expense for the six months ended in Mar. 2026 was NZ$-4.8 Mil. Sanford's interest coverage for the quarter that ended in Mar. 2026 was 9.55. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Sanford's Interest Coverage or its related term are showing as below:

NZSE:SAN' s Interest Coverage Range Over the Past 10 Years
Min: 0.77   Med: 3.86   Max: 7.24
Current: 7.24


NZSE:SAN's Interest Coverage is ranked worse than
53.82% of 1507 companies
in the Consumer Packaged Goods industry
Industry Median: 8.6 vs NZSE:SAN: 7.24

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sanford  (NZSE:SAN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Sanford Interest Coverage Related Terms


Sanford Interest Coverage Historical Data

* Premium members only.

The historical data trend for Sanford's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sanford Interest Coverage Chart

Sanford Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.77 4.35

Sanford Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.05 0.35 4.35 4.37 9.55

NZSE:SAN vs ADM, BG, TSN: Interest Coverage Comparison

For the Farm Products subindustry, Sanford's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sanford Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Sanford's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Sanford's Interest Coverage falls into.


NZSE:SAN
75GF Score
Sanford Ltd NZSE:SAN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sanford Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sanford's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, Sanford's Interest Expense was NZ$-11.6 Mil. Its Operating Income was NZ$50.4 Mil. And its Long-Term Debt & Capital Lease Obligation was NZ$91.8 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2025 )/Interest Expense (A: Sep. 2025 )
=-1*50.383/-11.571
=4.35

Sanford's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Sanford's Interest Expense was NZ$-4.8 Mil. Its Operating Income was NZ$45.7 Mil. And its Long-Term Debt & Capital Lease Obligation was NZ$143.8 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*45.655/-4.782
=9.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 9.55 mean?
Sanford (NZSE:SAN) has a Interest Coverage of 9.55 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sanford and its competitors. This is 147% above median its historical median of 3.86. Over the past decade, Sanford's Interest Coverage has ranged from 0.77 to 7.24. According to the industry distribution chart, Sanford ranks #811 out of 1507 companies in the Consumer Packaged Goods industry, placing it in the top 53.8%.
Is Sanford's Interest Coverage too high?
Sanford's current Interest Coverage of 9.55 is 147% above median its 10-year median of 3.86. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 7.24. The Consumer Packaged Goods industry median Interest Coverage is 8.60. Sanford's value of 9.55 is 11% above this industry median. Based on the distribution chart, Sanford ranks #811 out of 1507 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Sanford has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sanford's Interest Coverage compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, Sanford ranks #811 out of 1507 companies for Interest Coverage. This places Sanford in the lower half of its industry. The industry median Interest Coverage is 8.60. Sanford's value of 9.55 is 11% above this benchmark. Historically, Sanford's own Interest Coverage has ranged from 0.77 to 7.24 over the past decade. While the company's 10-year median is 3.86 vs. the industry median of 8.60, Sanford has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.60, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanford's current Interest Coverage of 9.55 is 11% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sanford and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanford's current Interest Coverage is 9.55, which is 147% above median its own 10-year median of 3.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanford stock overvalued right now?
Based on GuruFocus' analysis, Sanford (NZSE:SAN) is currently considered Significantly Overvalued. The stock's GF Value™ is NZ$4.35, compared to a current price of NZ$7.10 — trading 63.2% above its estimated fair value. The current Interest Coverage is 9.55, which is 147% above median its 10-year median of 3.86 and 11% above the Consumer Packaged Goods industry median of 8.60. Sanford's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sanford (NZSE:SAN), the current Interest Coverage is 9.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sanford (NZSE:SAN) Overvalued in 2026?

Based on GuruFocus' analysis, Sanford stock appears to be overvalued. The current stock price of NZ$7.10 is trading 63.2% above its estimated GF Value™ of NZ$4.35. GuruFocus considers Sanford to be Significantly Overvalued.

Key valuation signals for NZSE:SAN:

  • Interest Coverage: 9.55 (147% above median its 10-year median of 3.86)
  • GF Value™: NZ$4.35 vs. price of NZ$7.10 (63.2% above fair value)
  • GF Score™: 75/100 with 2 warning signs
  • Industry Position: 11% above the Consumer Packaged Goods median (#811 of 1507)

No single metric tells the full story. See the NZSE:SAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sanford Business Description

Other Exchanges SARDY:USA
Address 22 Jellicoe Street, Freemans Bay, Auckland, NTL, NZL, 1010
Sanford Ltd is a seafood company principally engaged in the fishing and aquaculture farming business. The company's activities include farming, harvesting, processing, storage, and marketing of seafood products, as well as investments in related activities. The group's operating divisions are Wildcatch and Aquaculture. Its Wildcatch segment involves catching and processing inshore and deepwater fish species, whereas the Aquaculture segment involves farming, harvesting, and processing of mussels and salmon. Some of the company's seafood products include Antarctic toothfish, Arrow squid, Gemfish, Scampi, Snapper, King Salmon, Jack mackerel, Ling, and others. Geographically, it derives the majority of its revenue from New Zealand.
75GF Score

Get the complete analysis for NZSE:SAN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$7.10
Price
NZ$4.35
GF Value