Physitrack (OSTO:PTRK) Interest Coverage: 5.91 (As of Mar. 2026) — 503% Above Median

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OSTO:PTRK Physitrack PLC OSTO:PTRK
64 GF Score
Price kr8.42
GF Value kr13.29
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Physitrack Interest Coverage?

Physitrack OSTO:PTRK -1.86% 64 Interest Coverage is 5.91 as of Mar. 2026, which is 503% above its 10-year median of 0.98. GuruFocus rates OSTO:PTRK with a GF Score™ of 64/100 and a GF Value™ of kr13.29 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 452 Healthcare Providers & Services companies, Physitrack ranks worse than 91.37% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Physitrack's Operating Income for the three months ended in Mar. 2026 was kr2.7 Mil. Physitrack's Interest Expense for the three months ended in Mar. 2026 was kr-0.5 Mil. Physitrack's interest coverage for the quarter that ended in Mar. 2026 was 5.91. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Physitrack's Interest Coverage or its related term are showing as below:

OSTO:PTRK' s Interest Coverage Range Over the Past 10 Years
Min: 0.98   Med: 0.98   Max: 1.31
Current: 1.31


OSTO:PTRK's Interest Coverage is ranked worse than
91.37% of 452 companies
in the Healthcare Providers & Services industry
Industry Median: 7.885 vs OSTO:PTRK: 1.31

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Physitrack  (OSTO:PTRK) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Physitrack Interest Coverage Related Terms


Physitrack Interest Coverage Historical Data

* Premium members only.

The historical data trend for Physitrack's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Physitrack Interest Coverage Chart

Physitrack Annual Data
Trend Nov18 Nov19 Nov20 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial N/A 0.00 0.00 0.00 0.98

Physitrack Quarterly Data
Feb21 Jun21 Sep21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.64 1.56 0.00 1.31 5.91

OSTO:PTRK vs VEEV, BTSG, TEM: Interest Coverage Comparison

For the Health Information Services subindustry, Physitrack's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Physitrack Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Physitrack's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Physitrack's Interest Coverage falls into.


OSTO:PTRK
64GF Score
Physitrack PLC OSTO:PTRK
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Physitrack Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Physitrack's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Physitrack's Interest Expense was kr-5.6 Mil. Its Operating Income was kr5.5 Mil. And its Long-Term Debt & Capital Lease Obligation was kr42.9 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*5.539/-5.648
=0.98

Physitrack's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Physitrack's Interest Expense was kr-0.5 Mil. Its Operating Income was kr2.7 Mil. And its Long-Term Debt & Capital Lease Obligation was kr42.6 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2.671/-0.452
=5.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.91 mean?
Physitrack (OSTO:PTRK) has a Interest Coverage of 5.91 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Physitrack and its competitors. This is 503% above median its historical median of 0.98. Over the past decade, Physitrack's Interest Coverage has ranged from 0.98 to 1.31. According to the industry distribution chart, Physitrack ranks #413 out of 452 companies in the Healthcare Providers & Services industry, placing it in the top 91.4%.
Is Physitrack's Interest Coverage too high?
Physitrack's current Interest Coverage of 5.91 is 503% above median its 10-year median of 0.98. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 1.31. The Healthcare Providers & Services industry median Interest Coverage is 7.89. Physitrack's value of 5.91 is 25% below this industry median. Based on the distribution chart, Physitrack ranks #413 out of 452 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Physitrack has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Physitrack's Interest Coverage compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Physitrack ranks #413 out of 452 companies for Interest Coverage. This places Physitrack in the lower half of its industry. The industry median Interest Coverage is 7.89. Physitrack's value of 5.91 is 25% below this benchmark. Historically, Physitrack's own Interest Coverage has ranged from 0.98 to 1.31 over the past decade. While the company's 10-year median is 0.98 vs. the industry median of 7.89, Physitrack has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.89, based on 452 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Physitrack's current Interest Coverage of 5.91 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Physitrack and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Physitrack's current Interest Coverage is 5.91, which is 503% above median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Physitrack stock overvalued right now?
Based on GuruFocus' analysis, Physitrack (OSTO:PTRK) is currently considered Possible Value Trap. The stock's GF Value™ is kr13.29, compared to a current price of kr8.42 — trading 36.6% below its estimated fair value. The current Interest Coverage is 5.91, which is 503% above median its 10-year median of 0.98 and 25% below the Healthcare Providers & Services industry median of 7.89. Physitrack's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Physitrack (OSTO:PTRK), the current Interest Coverage is 5.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Physitrack (OSTO:PTRK) Overvalued in 2026?

Based on GuruFocus' analysis, Physitrack stock appears to be undervalued. The current stock price of kr8.42 is trading 36.6% below its estimated GF Value™ of kr13.29. GuruFocus considers Physitrack to be Possible Value Trap.

Key valuation signals for OSTO:PTRK:

  • Interest Coverage: 5.91 (503% above median its 10-year median of 0.98)
  • GF Value™: kr13.29 vs. price of kr8.42 (36.6% below fair value)
  • GF Score™: 64/100 with 7 warning signs
  • Industry Position: 25% below the Healthcare Providers & Services median (#413 of 452)

No single metric tells the full story. See the OSTO:PTRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Physitrack Business Description

Address 140 Aldersgate Street, 4th Floor, London, GBR, EC1A 4HY
Physitrack PLC is a digital healthcare and wellbeing company delivering SaaS-based solutions across two complementary divisions: i) Lifecare - supporting healthcare professionals with physiotherapy, telehealth, and patient engagement tools. ii) Wellness - delivering employee health and wellbeing solutions powered by the Champion Health platform. The majority of the company's revenue is derived from the Lifecare segment. Geographically, the company has its presence in the United Kingdom, Europe, North America and the rest of the world.
64GF Score

Get the complete analysis for OSTO:PTRK

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr8.42
Price
kr13.29
GF Value