Apranga APB (OVSE:APG1L) Interest Coverage: 2.09 (As of Mar. 2026) — 86% Below Median


OVSE:APG1L Apranga APB OVSE:APG1L
84 GF Score
Price €3.80
GF Value €3.43
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Apranga APB Interest Coverage?

Apranga APB OVSE:APG1L 84 Interest Coverage is 2.09 as of Mar. 2026, which is 86% below its 10-year median of 14.59. GuruFocus rates OVSE:APG1L with a GF Score™ of 84/100 and a GF Value™ of €3.43 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 824 Retail - Cyclical companies, Apranga APB ranks better than 59.34% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Apranga APB's Operating Income for the three months ended in Mar. 2026 was €1.0 Mil. Apranga APB's Interest Expense for the three months ended in Mar. 2026 was €-0.5 Mil. Apranga APB's interest coverage for the quarter that ended in Mar. 2026 was 2.09. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Apranga APB's Interest Coverage or its related term are showing as below:

OVSE:APG1L' s Interest Coverage Range Over the Past 10 Years
Min: 8.01   Med: 14.59   Max: 573.91
Current: 12.06


OVSE:APG1L's Interest Coverage is ranked better than
59.34% of 824 companies
in the Retail - Cyclical industry
Industry Median: 7.94 vs OVSE:APG1L: 12.06

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Apranga APB  (OVSE:APG1L) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Apranga APB Interest Coverage Related Terms


Apranga APB Interest Coverage Historical Data

* Premium members only.

The historical data trend for Apranga APB's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Apranga APB Interest Coverage Chart

Apranga APB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.20 17.27 15.98 12.25 12.03

Apranga APB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.57 14.75 15.49 15.36 2.09

OVSE:APG1L vs TJX, ROST, BURL: Interest Coverage Comparison

For the Apparel Retail subindustry, Apranga APB's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Apranga APB Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Apranga APB's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Apranga APB's Interest Coverage falls into.


OVSE:APG1L
84GF Score
Apranga APB OVSE:APG1L
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Apranga APB Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Apranga APB's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Apranga APB's Interest Expense was €-2.0 Mil. Its Operating Income was €24.2 Mil. And its Long-Term Debt & Capital Lease Obligation was €47.1 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*24.228/-2.014
=12.03

Apranga APB's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Apranga APB's Interest Expense was €-0.5 Mil. Its Operating Income was €1.0 Mil. And its Long-Term Debt & Capital Lease Obligation was €44.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1.018/-0.487
=2.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.09 mean?
Apranga APB (OVSE:APG1L) has a Interest Coverage of 2.09 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Apranga APB and its competitors. This is 86% below median its historical median of 14.59. Over the past decade, Apranga APB's Interest Coverage has ranged from 8.01 to 573.91. According to the industry distribution chart, Apranga APB ranks #335 out of 824 companies in the Retail - Cyclical industry, placing it in the top 40.7%.
Is Apranga APB's Interest Coverage too high?
Apranga APB's current Interest Coverage of 2.09 is 86% below median its 10-year median of 14.59. Over the past 10 years, this metric has ranged from a low of 8.01 to a high of 573.91. The Retail - Cyclical industry median Interest Coverage is 7.94. Apranga APB's value of 2.09 is 73.7% below this industry median. Based on the distribution chart, Apranga APB ranks #335 out of 824 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Apranga APB has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Apranga APB's Interest Coverage compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Apranga APB ranks #335 out of 824 companies for Interest Coverage. This puts Apranga APB in the upper half of its industry. The industry median Interest Coverage is 7.94. Apranga APB's value of 2.09 is 73.7% below this benchmark. Historically, Apranga APB's own Interest Coverage has ranged from 8.01 to 573.91 over the past decade. While the company's 10-year median is 14.59 vs. the industry median of 7.94, Apranga APB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Apranga APB's current Interest Coverage of 2.09 is 73.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Apranga APB and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Apranga APB's current Interest Coverage is 2.09, which is 86% below median its own 10-year median of 14.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Apranga APB stock overvalued right now?
Based on GuruFocus' analysis, Apranga APB (OVSE:APG1L) is currently considered Modestly Overvalued. The stock's GF Value™ is €3.43, compared to a current price of €3.80 — trading 10.8% above its estimated fair value. The current Interest Coverage is 2.09, which is 86% below median its 10-year median of 14.59 and 73.7% below the Retail - Cyclical industry median of 7.94. Apranga APB's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Apranga APB (OVSE:APG1L), the current Interest Coverage is 2.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Apranga APB (OVSE:APG1L) Overvalued in 2026?

Based on GuruFocus' analysis, Apranga APB stock appears to be overvalued. The current stock price of €3.80 is trading 10.8% above its estimated GF Value™ of €3.43. GuruFocus considers Apranga APB to be Modestly Overvalued.

Key valuation signals for OVSE:APG1L:

  • Interest Coverage: 2.09 (86% below median its 10-year median of 14.59)
  • GF Value™: €3.43 vs. price of €3.80 (10.8% above fair value)
  • GF Score™: 84/100 with 5 warning signs
  • Industry Position: 73.7% below the Retail - Cyclical median (#335 of 824)

No single metric tells the full story. See the OVSE:APG1L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Apranga APB Business Description

Other Exchanges WHX:Germany
Address Ukmerges Street 362, Vilnius, LTU, 14311
Apranga APB is a fashion retailer in the Baltic States that has partnerships with various European and international brands. The company operates and utilizes retail multi-brand stores, such as Apranga, Aprangos galerija, City, and Mados Linija, etc, and e-commerce platforms (owned and third party) to sell clothes, footwear, and other related accessories. It serves key markets such as Lithuania, Latvia, and Estonia and represents different customer groups according to the main retail segments of its activities: Economy, Youth, Business, Luxury, Zara, Outlets, and Footwear. The Company's reportable segments include Lithuania, which derives maximum revenue, Latvia, and Estonia.
84GF Score

Get the complete analysis for OVSE:APG1L

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.80
Price
€3.43
GF Value