Italpinas DevelopmentPHS:IDC 65 Interest Coverage is 2.58 as of Mar. 2026, which is 25% below its 10-year median of 3.45. GuruFocus rates PHS:IDC with a GF Score™ of 65/100 and a GF Value™ of ₱1.37 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 1,296 Real Estate companies, Italpinas Development ranks worse than 70.76% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Italpinas Development's
Operating Income
for the
three
months ended in Mar. 2026 was ₱41.4 Mil. Italpinas Development's Interest Expense for the
three
months ended in Mar. 2026 was ₱-16.1 Mil.
Italpinas Development's interest coverage for the quarter that ended in Mar. 2026 was 2.58.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Italpinas Development's Interest Coverage or its related term are showing as below:
PHS:IDC'
s Interest Coverage Range Over the Past 10 Years
Min: 0.23 Med: 3.45 Max: 10.62
Current: 1.91
PHS:IDC's Interest Coverage is ranked worse than 70.76% of 1296
companies
in the Real Estate industry
Industry Median: 4.245
vs PHS:IDC: 1.91
Italpinas Development (PHS:IDC) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Italpinas Development Interest Coverage Related Terms
Italpinas Development Interest Coverage Historical Data
* Premium members only.
The historical data trend for Italpinas Development's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:IDC vs CBRE, BEKE, CSGP: Interest Coverage Comparison
For the Real Estate Services subindustry, Italpinas Development's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Italpinas Development Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Italpinas Development's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Italpinas Development's Interest Coverage falls into.
Italpinas Development Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Italpinas Development (PHS:IDC) has a Interest Coverage of 2.58 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Italpinas Development and its competitors. This is 25% below median its historical median of 3.45. Over the past decade, Italpinas Development's Interest Coverage has ranged from 0.23 to 10.62. According to the industry distribution chart, Italpinas Development ranks #917 out of 1296 companies in the Real Estate industry, placing it in the top 70.8%.
Is Italpinas Development's Interest Coverage too high?
Italpinas Development's current Interest Coverage of 2.58 is 25% below median its 10-year median of 3.45. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 10.62. The Real Estate industry median Interest Coverage is 4.25. Italpinas Development's value of 2.58 is 39.2% below this industry median. Based on the distribution chart, Italpinas Development ranks #917 out of 1296 companies in the Real Estate industry, which is below the industry midpoint. Overall, Italpinas Development has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Italpinas Development's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Italpinas Development ranks #917 out of 1296 companies for Interest Coverage. This places Italpinas Development in the lower half of its industry. The industry median Interest Coverage is 4.25. Italpinas Development's value of 2.58 is 39.2% below this benchmark. Historically, Italpinas Development's own Interest Coverage has ranged from 0.23 to 10.62 over the past decade. While the company's 10-year median is 3.45 vs. the industry median of 4.25, Italpinas Development has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Italpinas Development's current Interest Coverage of 2.58 is 39.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Italpinas Development and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Italpinas Development's current Interest Coverage is 2.58, which is 25% below median its own 10-year median of 3.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Italpinas Development stock overvalued right now?
Based on GuruFocus' analysis, Italpinas Development (PHS:IDC) is currently considered Possible Value Trap. The stock's GF Value™ is ₱1.37, compared to a current price of ₱0.58 — trading 57.7% below its estimated fair value. The current Interest Coverage is 2.58, which is 25% below median its 10-year median of 3.45 and 39.2% below the Real Estate industry median of 4.25. Italpinas Development's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Italpinas Development (PHS:IDC), the current Interest Coverage is 2.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Italpinas Development (PHS:IDC) Overvalued in 2026?
Based on GuruFocus' analysis, Italpinas Development stock appears to be undervalued.
The current stock price of ₱0.58 is trading 57.7% below its estimated GF Value™ of ₱1.37.
GuruFocus considers Italpinas Development to be Possible Value Trap.
Key valuation signals for PHS:IDC:
Interest Coverage: 2.58 (25% below median its 10-year median of 3.45)
GF Value™: ₱1.37 vs. price of ₱0.58 (57.7% below fair value)
Industry Position: 39.2% below the Real Estate median (#917 of 1296)
No single metric tells the full story. See the PHS:IDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Italpinas Development Corp engages in the real estate development business in the Philippines. Its projects include Primavera Residences Towers A and B; Primavera City; and Miramonti. Geographically, it derives revenue from a domestic operation. It generates revenue from the sales, and leasing of properties. The company is organized into one reportable segment which is the development and sale of real estate. It also has one geographical segment and derives all its revenues from domestic operations.
65GF Score
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