LFM Properties (PHS:LPC) Interest Coverage: 0.75 (As of Mar. 2026) — 58% Below Median


What is LFM Properties Interest Coverage?

LFM Properties PHS:LPC Interest Coverage is 0.75 as of Mar. 2026, which is 58% below its 10-year median of 1.78. The stock has 6 warning signs investors should review. Among 1,296 Real Estate companies, LFM Properties ranks worse than 88.66% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. LFM Properties's Operating Income for the three months ended in Mar. 2026 was ₱20.5 Mil. LFM Properties's Interest Expense for the three months ended in Mar. 2026 was ₱-27.3 Mil. LFM Properties's interest coverage for the quarter that ended in Mar. 2026 was 0.75. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. LFM Properties Corps earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for LFM Properties's Interest Coverage or its related term are showing as below:

PHS:LPC' s Interest Coverage Range Over the Past 10 Years
Min: 0.87   Med: 1.78   Max: 4.59
Current: 0.87

PHS:LPC's Interest Coverage is ranked worse than
88.66% of 1296 companies
in the Real Estate industry
Industry Median: 4.245 vs PHS:LPC: 0.87

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

LFM Properties  (PHS:LPC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

LFM Properties Interest Coverage Related Terms

LFM Properties Interest Coverage Historical Data

* Premium members only.

The historical data trend for LFM Properties's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

LFM Properties Interest Coverage Chart

LFM Properties Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 3.91 4.59 1.77 1.78 0.89

LFM Properties Quarterly Data
Dec19 Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.78 1.00 1.30 0.59 0.75

PHS:LPC vs CBRE, BEKE: Interest Coverage Comparison

For the Real Estate Services subindustry, LFM Properties's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

LFM Properties Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, LFM Properties's Interest Coverage distribution charts can be found below:

* The bar in red indicates where LFM Properties's Interest Coverage falls into.


LFM Properties Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

LFM Properties's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, LFM Properties's Interest Expense was ₱-85.7 Mil. Its Operating Income was ₱75.9 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0.0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*75.911/-85.705
=0.89

LFM Properties's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, LFM Properties's Interest Expense was ₱-27.3 Mil. Its Operating Income was ₱20.5 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*20.529/-27.293
=0.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.75 mean?
LFM Properties (PHS:LPC) has a Interest Coverage of 0.75 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LFM Properties and its competitors. This is 58% below median its historical median of 1.78. Over the past decade, LFM Properties' Interest Coverage has ranged from 0.87 to 4.59. According to the industry distribution chart, LFM Properties ranks #1149 out of 1296 companies in the Real Estate industry, placing it in the top 88.7%.
Is LFM Properties' Interest Coverage too high?
LFM Properties' current Interest Coverage of 0.75 is 58% below median its 10-year median of 1.78. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 4.59. The Real Estate industry median Interest Coverage is 4.25. LFM Properties' value of 0.75 is 82.3% below this industry median. Based on the distribution chart, LFM Properties ranks #1149 out of 1296 companies in the Real Estate industry, which is in the bottom quartile relative to peers.
How does LFM Properties' Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, LFM Properties ranks #1149 out of 1296 companies for Interest Coverage. This places LFM Properties in the lower half of its industry. The industry median Interest Coverage is 4.25. LFM Properties' value of 0.75 is 82.3% below this benchmark. Historically, LFM Properties' own Interest Coverage has ranged from 0.87 to 4.59 over the past decade. While the company's 10-year median is 1.78 vs. the industry median of 4.25, LFM Properties has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LFM Properties's current Interest Coverage of 0.75 is 82.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LFM Properties and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LFM Properties's current Interest Coverage is 0.75, which is 58% below median its own 10-year median of 1.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LFM Properties stock overvalued right now?
Based on GuruFocus' analysis, LFM Properties (PHS:LPC) is currently considered Possible Value Trap. The stock's GF Value™ is ₱0.05, compared to a current price of ₱0.03 — trading 34% below its estimated fair value. The current Interest Coverage is 0.75, which is 58% below median its 10-year median of 1.78 and 82.3% below the Real Estate industry median of 4.25. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For LFM Properties (PHS:LPC), the current Interest Coverage is 0.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

LFM Properties Business Description

Address 835 A. Arnaiz Avenue, 3rd Floor, Liberty Building, Makati, PHL
LFM Properties Corp is engaged in the real estate business. It holds, develops, manages, administers, sells, conveys, encumbers, purchases, acquires, rents, or otherwise deals in and disposes of all kinds of real estate projects. The company derives all its revenues from the real estate properties it owns and leases out to tenants.