Solid Group (PHS:SGI) Interest Coverage: 10.80 (As of Mar. 2026) — 71% Below Median


PHS:SGI Solid Group Inc PHS:SGI
95 GF Score
Price ₱1.41
GF Value ₱1.46
Valuation Fairly Valued
! 5 Warning Signs
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What is Solid Group Interest Coverage?

Solid Group PHS:SGI 95 Interest Coverage is 10.80 as of Mar. 2026, which is 71% below its 10-year median of 37.07. GuruFocus rates PHS:SGI with a GF Score™ of 95/100 and a GF Value™ of ₱1.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,671 Hardware companies, Solid Group ranks worse than 56.79% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Solid Group's Operating Income for the three months ended in Mar. 2026 was ₱132 Mil. Solid Group's Interest Expense for the three months ended in Mar. 2026 was ₱-12 Mil. Solid Group's interest coverage for the quarter that ended in Mar. 2026 was 10.80. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Solid Group's Interest Coverage or its related term are showing as below:

PHS:SGI' s Interest Coverage Range Over the Past 10 Years
Min: 9.89   Med: 37.07   Max: 503.12
Current: 10.25


PHS:SGI's Interest Coverage is ranked worse than
56.79% of 1671 companies
in the Hardware industry
Industry Median: 13.79 vs PHS:SGI: 10.25

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Solid Group  (PHS:SGI) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Solid Group Interest Coverage Related Terms


Solid Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Solid Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Solid Group Interest Coverage Chart

Solid Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 155.54 503.12 164.69 37.07 9.89

Solid Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.84 17.80 10.62 2.27 10.80

PHS:SGI vs AAPL: Interest Coverage Comparison

For the Consumer Electronics subindustry, Solid Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solid Group Interest Coverage vs Hardware Industry

For the Hardware industry and Technology sector, Solid Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Solid Group's Interest Coverage falls into.


PHS:SGI
95GF Score
Solid Group Inc PHS:SGI
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Solid Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Solid Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Solid Group's Interest Expense was ₱-58 Mil. Its Operating Income was ₱575 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱836 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*575.346/-58.202
=9.89

Solid Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Solid Group's Interest Expense was ₱-12 Mil. Its Operating Income was ₱132 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱819 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*131.987/-12.22
=10.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.80 mean?
Solid Group (PHS:SGI) has a Interest Coverage of 10.80 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Solid Group and its competitors. This is 71% below median its historical median of 37.07. Over the past decade, Solid Group's Interest Coverage has ranged from 9.89 to 503.12. According to the industry distribution chart, Solid Group ranks #949 out of 1671 companies in the Hardware industry, placing it in the top 56.8%.
Is Solid Group's Interest Coverage too high?
Solid Group's current Interest Coverage of 10.80 is 71% below median its 10-year median of 37.07. Over the past 10 years, this metric has ranged from a low of 9.89 to a high of 503.12. The Hardware industry median Interest Coverage is 13.79. Solid Group's value of 10.80 is 21.7% below this industry median. Based on the distribution chart, Solid Group ranks #949 out of 1671 companies in the Hardware industry, which is below the industry midpoint. Overall, Solid Group has a GF Score™ of 95/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Solid Group's Interest Coverage compare to AAPL?
According to the Hardware industry distribution chart, Solid Group ranks #949 out of 1671 companies for Interest Coverage. This places Solid Group in the lower half of its industry. The industry median Interest Coverage is 13.79. Solid Group's value of 10.80 is 21.7% below this benchmark. Historically, Solid Group's own Interest Coverage has ranged from 9.89 to 503.12 over the past decade. While the company's 10-year median is 37.07 vs. the industry median of 13.79, Solid Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Hardware company?
The median Interest Coverage among Hardware companies is 13.79, based on 1,671 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solid Group's current Interest Coverage of 10.80 is 21.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Solid Group and its competitors. For the Hardware industry, the median Interest Coverage is 13.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solid Group's current Interest Coverage is 10.80, which is 71% below median its own 10-year median of 37.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solid Group stock overvalued right now?
Based on GuruFocus' analysis, Solid Group (PHS:SGI) is currently considered Fairly Valued. The stock's GF Value™ is ₱1.46, compared to a current price of ₱1.41 — trading 3.4% below its estimated fair value. The current Interest Coverage is 10.80, which is 71% below median its 10-year median of 37.07 and 21.7% below the Hardware industry median of 13.79. Solid Group's overall GF Score™ is 95/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Solid Group (PHS:SGI), the current Interest Coverage is 10.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solid Group (PHS:SGI) Overvalued in 2026?

Based on GuruFocus' analysis, Solid Group stock appears to be undervalued. The current stock price of ₱1.41 is trading 3.4% below its estimated GF Value™ of ₱1.46. GuruFocus considers Solid Group to be Fairly Valued.

Key valuation signals for PHS:SGI:

  • Interest Coverage: 10.80 (71% below median its 10-year median of 37.07)
  • GF Value™: ₱1.46 vs. price of ₱1.41 (3.4% below fair value)
  • GF Score™: 95/100 with 5 warning signs
  • Industry Position: 21.7% below the Hardware median (#949 of 1671)

No single metric tells the full story. See the PHS:SGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solid Group Business Description

Address 2285 Don Chino Roces Avenue Extension, Green Sun, Solid House, 2 Floor, Makati, PHL, 1231
Solid Group Inc operates as an investment holding company. It has four segments Distribution/Retail is involved in the sale of mobile phones and devices, home appliances and other electronic products, professional audio and video equipment, and prefabricated modular houses; Property and related services are involved in the leasing, development and sale of industrial and other real estate properties and hotel and related businesses; Logistics and technical solutions are presently engaged in the business of warehousing, distribution, and electronic servicing; and, Investment and others include investment holding companies, and those included in the business of financing and credit extension of which majority of revenue comes from Distribution/Retail segment.
95GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱1.41
Price
₱1.46
GF Value