PPC (PPCLY) Interest Coverage: 19.15 (As of Mar. 2026) — 853% Above Median


PPCLY PPC Ltd PPCLY
40 GF Score
Price $0.82
GF Value $0.53
Valuation Significantly Overvalued
! 4 Warning Signs
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What is PPC Interest Coverage?

PPC PPCLY 40 Interest Coverage is 19.15 as of Mar. 2026, which is 853% above its 10-year median of 2.01. GuruFocus rates PPCLY with a GF Score™ of 40/100 and a GF Value™ of $0.53 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 310 Building Materials companies, PPC ranks better than 71.61% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PPC's Operating Income for the six months ended in Mar. 2026 was $46.9 Mil. PPC's Interest Expense for the six months ended in Mar. 2026 was $-2.4 Mil. PPC's interest coverage for the quarter that ended in Mar. 2026 was 19.15. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PPC's Interest Coverage or its related term are showing as below:

PPCLY' s Interest Coverage Range Over the Past 10 Years
Min: 0.95   Med: 2.01   Max: 18.88
Current: 18.88


PPCLY's Interest Coverage is ranked better than
71.61% of 310 companies
in the Building Materials industry
Industry Median: 6.68 vs PPCLY: 18.88

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PPC  (OTCPK:PPCLY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PPC Interest Coverage Related Terms


PPC Interest Coverage Historical Data

* Premium members only.

The historical data trend for PPC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PPC Interest Coverage Chart

PPC Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.18 0.95 4.73 10.40 18.88

PPC Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.27 8.51 13.26 18.60 19.15

PPCLY vs CRH, VMC, MLM: Interest Coverage Comparison

For the Building Materials subindustry, PPC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PPC Interest Coverage vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, PPC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PPC's Interest Coverage falls into.


PPCLY
40GF Score
PPC Ltd PPCLY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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PPC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PPC's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, PPC's Interest Expense was $-4.7 Mil. Its Operating Income was $87.9 Mil. And its Long-Term Debt & Capital Lease Obligation was $34.9 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*87.943/-4.657
=18.88

PPC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, PPC's Interest Expense was $-2.4 Mil. Its Operating Income was $46.9 Mil. And its Long-Term Debt & Capital Lease Obligation was $34.9 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*46.867/-2.448
=19.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 19.15 mean?
PPC (PPCLY) has a Interest Coverage of 19.15 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PPC and its competitors. This is 853% above median its historical median of 2.01. Over the past decade, PPC's Interest Coverage has ranged from 0.95 to 18.88. According to the industry distribution chart, PPC ranks #88 out of 310 companies in the Building Materials industry, placing it in the top 28.4%.
Is PPC's Interest Coverage too high?
PPC's current Interest Coverage of 19.15 is 853% above median its 10-year median of 2.01. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 18.88. The Building Materials industry median Interest Coverage is 6.68. PPC's value of 19.15 is 186.7% above this industry median. Based on the distribution chart, PPC ranks #88 out of 310 companies in the Building Materials industry, which is above the industry midpoint. Overall, PPC has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PPC's Interest Coverage compare to CRH and VMC?
According to the Building Materials industry distribution chart, PPC ranks #88 out of 310 companies for Interest Coverage. This puts PPC in the upper half of its industry. The industry median Interest Coverage is 6.68. PPC's value of 19.15 is 186.7% above this benchmark. Historically, PPC's own Interest Coverage has ranged from 0.95 to 18.88 over the past decade. While the company's 10-year median is 2.01 vs. the industry median of 6.68, PPC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Building Materials company?
The median Interest Coverage among Building Materials companies is 6.68, based on 310 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PPC's current Interest Coverage of 19.15 is 186.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PPC and its competitors. For the Building Materials industry, the median Interest Coverage is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PPC's current Interest Coverage is 19.15, which is 853% above median its own 10-year median of 2.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PPC stock overvalued right now?
Based on GuruFocus' analysis, PPC (PPCLY) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.53, compared to a current price of $0.82 — trading 54.2% above its estimated fair value. The current Interest Coverage is 19.15, which is 853% above median its 10-year median of 2.01 and 186.7% above the Building Materials industry median of 6.68. PPC's overall GF Score™ is 40/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PPC (PPCLY), the current Interest Coverage is 19.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PPC (PPCLY) Overvalued in 2026?

Based on GuruFocus' analysis, PPC stock appears to be overvalued. The current stock price of $0.82 is trading 54.2% above its estimated GF Value™ of $0.53. GuruFocus considers PPC to be Significantly Overvalued.

Key valuation signals for PPCLY:

  • Interest Coverage: 19.15 (853% above median its 10-year median of 2.01)
  • GF Value™: $0.53 vs. price of $0.82 (54.2% above fair value)
  • GF Score™: 40/100 with 4 warning signs
  • Industry Position: 186.7% above the Building Materials median (#88 of 310)

No single metric tells the full story. See the PPCLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PPC Business Description

Address 5 Parks Boulevard, First Floor, Oxford Parks, Dunkeld, Johannesburg, GT, ZAF, 2196
PPC Ltd is a South Africa-based company that supplies cement and other related products in South Africa and several other African countries. Its production facilities span South Africa, Botswana, Zimbabwe, and Rwanda. The operating segments are South Africa and Botswana Cement, Zimbabwe, Rwanda, Aggregates, ash and readymix, and Group services and others. The company generates the majority of its revenue from the South Africa and Botswana domestic markets, where it marketed its cement products under the brand names OPC, SureRoad, IDM Best Build, Castle, and Spar Build-It. It also distributes cement products in Botswana, Zimbabwe, Mozambique, the Democratic Republic of the Congo, Rwanda, and Ethiopia under the brands OPC, Unicem, Botcem, and Surebuild PMC.
40GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.82
Price
$0.53
GF Value