Raffles Medical GroupRAFLF 57 Interest Coverage is 26.19 as of Dec. 2025, which is 1% below its 10-year median of 26.49. GuruFocus rates RAFLF with a GF Score™ of 57/100 and a GF Value™ of $0.75 (Fairly Valued). The stock has 4 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Raffles Medical Group ranks better than 70.86% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Raffles Medical Group's
Operating Income
for the
six
months ended in Dec. 2025 was $39.7 Mil. Raffles Medical Group's Interest Expense for the
six
months ended in Dec. 2025 was $-1.5 Mil.
Raffles Medical Group's interest coverage for the quarter that ended in Dec. 2025 was 26.19.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Raffles Medical Group's Interest Coverage or its related term are showing as below:
RAFLF'
s Interest Coverage Range Over the Past 10 Years
Min: 14.94 Med: 26.49 Max: 532.12
Current: 22.92
RAFLF's Interest Coverage is ranked better than 70.86% of 453
companies
in the Healthcare Providers & Services industry
Industry Median: 8
vs RAFLF: 22.92
Raffles Medical Group (OTCPK:RAFLF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Raffles Medical Group Interest Coverage Related Terms
Raffles Medical Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Raffles Medical Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
RAFLF vs HCA, THC, DVA: Interest Coverage Comparison
For the Medical Care Facilities subindustry, Raffles Medical Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raffles Medical Group Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Raffles Medical Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Raffles Medical Group's Interest Coverage falls into.
Raffles Medical Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raffles Medical Group (RAFLF) has a Interest Coverage of 26.19 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Raffles Medical Group and its competitors. This is near median its historical median of 26.49. Over the past decade, Raffles Medical Group's Interest Coverage has ranged from 14.94 to 532.12. According to the industry distribution chart, Raffles Medical Group ranks #132 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 29.1%.
Is Raffles Medical Group's Interest Coverage too high?
Raffles Medical Group's current Interest Coverage of 26.19 is near median its 10-year median of 26.49. Over the past 10 years, this metric has ranged from a low of 14.94 to a high of 532.12. The Healthcare Providers & Services industry median Interest Coverage is 8.00. Raffles Medical Group's value of 26.19 is 227.4% above this industry median. Based on the distribution chart, Raffles Medical Group ranks #132 out of 453 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Raffles Medical Group has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Raffles Medical Group's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Raffles Medical Group ranks #132 out of 453 companies for Interest Coverage. This puts Raffles Medical Group in the upper half of its industry. The industry median Interest Coverage is 8.00. Raffles Medical Group's value of 26.19 is 227.4% above this benchmark. Historically, Raffles Medical Group's own Interest Coverage has ranged from 14.94 to 532.12 over the past decade. While the company's 10-year median is 26.49 vs. the industry median of 8.00, Raffles Medical Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 8.00, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raffles Medical Group's current Interest Coverage of 26.19 is 227.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Raffles Medical Group and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 8.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raffles Medical Group's current Interest Coverage is 26.19, which is near median its own 10-year median of 26.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raffles Medical Group stock overvalued right now?
Based on GuruFocus' analysis, Raffles Medical Group (RAFLF) is currently considered Fairly Valued. The stock's GF Value™ is $0.75, compared to a current price of $0.75 — trading 0.4% above its estimated fair value. The current Interest Coverage is 26.19, which is near median its 10-year median of 26.49 and 227.4% above the Healthcare Providers & Services industry median of 8.00. Raffles Medical Group's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Raffles Medical Group (RAFLF), the current Interest Coverage is 26.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raffles Medical Group (RAFLF) Overvalued in 2026?
Based on GuruFocus' analysis, Raffles Medical Group stock appears to be overvalued.
The current stock price of $0.75 is trading 0.4% above its estimated GF Value™ of $0.75.
GuruFocus considers Raffles Medical Group to be Fairly Valued.
Key valuation signals for RAFLF:
Interest Coverage: 26.19 (near median its 10-year median of 26.49)
GF Value™: $0.75 vs. price of $0.75 (0.4% above fair value)
Industry Position: 227.4% above the Healthcare Providers & Services median (#132 of 453)
No single metric tells the full story. See the RAFLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raffles Medical Group Ltd is an integrated private healthcare provider in Asia with operations in Singapore, China, Japan, Vietnam, and Cambodia. The company owns and operates a tertiary hospital, a network of medical and dental clinics, insurance services, Japanese and Traditional Chinese Medicine clinics, and a consumer healthcare division. The company's operating segment includes Healthcare services, Hospital Services, Investment Holdings, and Insurance Services. The company generates revenue from contracts with customers, Rental Income, and Insurance revenue. Geographically operates in Singapore, Greater China, Vietnam, Cambodia and Japan.
57GF Score
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