RFM (RFMPF) Interest Coverage: 25.17 (As of Mar. 2026) — 10% Below Median


RFMPF RFM Corp RFMPF
88 GF Score
Price $0.07
GF Value $0.05
! 8 Warning Signs
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What is RFM Interest Coverage?

RFM RFMPF 88 Interest Coverage is 25.17 as of Mar. 2026, which is 10% below its 10-year median of 27.90. GuruFocus rates RFMPF with a GF Score™ of 88/100 and a GF Value™ of $0.05. The stock has 8 warning signs investors should review. Among 1,508 Consumer Packaged Goods companies, RFM ranks better than 67.44% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. RFM's Operating Income for the three months ended in Mar. 2026 was $6.6 Mil. RFM's Interest Expense for the three months ended in Mar. 2026 was $-0.3 Mil. RFM's interest coverage for the quarter that ended in Mar. 2026 was 25.17. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for RFM's Interest Coverage or its related term are showing as below:

RFMPF' s Interest Coverage Range Over the Past 10 Years
Min: 19.86   Med: 27.9   Max: 145.23
Current: 23.87


RFMPF's Interest Coverage is ranked better than
67.44% of 1508 companies
in the Consumer Packaged Goods industry
Industry Median: 8.6 vs RFMPF: 23.87

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


RFM  (OTCPK:RFMPF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


RFM Interest Coverage Related Terms


RFM Interest Coverage Historical Data

* Premium members only.

The historical data trend for RFM's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

RFM Interest Coverage Chart

RFM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.55 25.60 19.87 20.99 22.32

RFM Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.34 28.97 30.43 12.85 25.17

RFMPF vs KHC, GIS: Interest Coverage Comparison

For the Packaged Foods subindustry, RFM's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RFM Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, RFM's Interest Coverage distribution charts can be found below:

* The bar in red indicates where RFM's Interest Coverage falls into.


RFMPF
88GF Score
RFM Corp RFMPF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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RFM Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

RFM's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, RFM's Interest Expense was $-1.4 Mil. Its Operating Income was $30.8 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*30.805/-1.38
=22.32

RFM's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, RFM's Interest Expense was $-0.3 Mil. Its Operating Income was $6.6 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.5 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*6.569/-0.261
=25.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 25.17 mean?
RFM (RFMPF) has a Interest Coverage of 25.17 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RFM and its competitors. This is 10% below median its historical median of 27.90. Over the past decade, RFM's Interest Coverage has ranged from 19.86 to 145.23. According to the industry distribution chart, RFM ranks #491 out of 1508 companies in the Consumer Packaged Goods industry, placing it in the top 32.6%.
Is RFM's Interest Coverage too high?
RFM's current Interest Coverage of 25.17 is 10% below median its 10-year median of 27.90. Over the past 10 years, this metric has ranged from a low of 19.86 to a high of 145.23. The Consumer Packaged Goods industry median Interest Coverage is 8.60. RFM's value of 25.17 is 192.7% above this industry median. Based on the distribution chart, RFM ranks #491 out of 1508 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, RFM has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does RFM's Interest Coverage compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, RFM ranks #491 out of 1508 companies for Interest Coverage. This puts RFM in the upper half of its industry. The industry median Interest Coverage is 8.60. RFM's value of 25.17 is 192.7% above this benchmark. Historically, RFM's own Interest Coverage has ranged from 19.86 to 145.23 over the past decade. While the company's 10-year median is 27.90 vs. the industry median of 8.60, RFM has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.60, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RFM's current Interest Coverage of 25.17 is 192.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RFM and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RFM's current Interest Coverage is 25.17, which is 10% below median its own 10-year median of 27.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RFM stock overvalued right now?
RFM (RFMPF) has a current Interest Coverage of 25.17. The stock's GF Value™ is $0.05, compared to a current price of $0.07 — trading 30% above its estimated fair value. The current Interest Coverage is 25.17, which is 10% below median its 10-year median of 27.90 and 192.7% above the Consumer Packaged Goods industry median of 8.60. RFM's overall GF Score™ is 88/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For RFM (RFMPF), the current Interest Coverage is 25.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RFM (RFMPF) Overvalued in 2026?

Based on GuruFocus' analysis, RFM stock appears to be overvalued. The current stock price of $0.07 is trading 30% above its estimated GF Value™ of $0.05.

Key valuation signals for RFMPF:

  • Interest Coverage: 25.17 (10% below median its 10-year median of 27.90)
  • GF Value™: $0.05 vs. price of $0.07 (30% above fair value)
  • GF Score™: 88/100 with 8 warning signs
  • Industry Position: 192.7% above the Consumer Packaged Goods median (#491 of 1508)

No single metric tells the full story. See the RFMPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RFM Business Description

Other Exchanges RFM:Philippines
Address Pioneer Corner, Sheridan Streets, RFM Corporate Center, Metro Manila, Mandaluyong, PHL, 1550
RFM Corp Company is mainly involved in the manufacturing, processing and selling of wheat, flour and flour products, pasta, milk, juices, and other food and beverage products. Its operating segments are the Institutional segment mainly manufactures flour, bread products, pasta, and rice-based mixes, but only sells flour and bread products; and the Consumer segment manufactures milk and juices, and sells the latter together with pasta and rice-based mixes. The majority of its revenue derives from the Consumer segment.
88GF Score

Get the complete analysis for RFMPF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.07
Price
$0.05
GF Value