Ramsay Health CareRMSYF 82 Interest Coverage is 3.11 as of Dec. 2025, which is 17% below its 10-year median of 3.75. GuruFocus rates RMSYF with a GF Score™ of 82/100 and a GF Value™ of $32.23 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Ramsay Health Care ranks worse than 76.16% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ramsay Health Care's
Operating Income
for the
six
months ended in Dec. 2025 was $322 Mil. Ramsay Health Care's Interest Expense for the
six
months ended in Dec. 2025 was $-104 Mil.
Ramsay Health Care's interest coverage for the quarter that ended in Dec. 2025 was 3.11.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Ramsay Health Care Ltd interest coverage is 2.74, which is low.
The historical rank and industry rank for Ramsay Health Care's Interest Coverage or its related term are showing as below:
RMSYF'
s Interest Coverage Range Over the Past 10 Years
Min: 1.07 Med: 3.75 Max: 6.51
Current: 2.74
RMSYF's Interest Coverage is ranked worse than 76.16% of 453
companies
in the Healthcare Providers & Services industry
Industry Median: 7.98
vs RMSYF: 2.74
Ramsay Health Care (OTCPK:RMSYF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ramsay Health Care Interest Coverage Related Terms
Ramsay Health Care Interest Coverage Historical Data
* Premium members only.
The historical data trend for Ramsay Health Care's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
RMSYF vs HCA, THC, DVA: Interest Coverage Comparison
For the Medical Care Facilities subindustry, Ramsay Health Care's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ramsay Health Care Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Ramsay Health Care's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ramsay Health Care's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ramsay Health Care (RMSYF) has a Interest Coverage of 3.11 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ramsay Health Care and its competitors. This is 17% below median its historical median of 3.75. Over the past decade, Ramsay Health Care's Interest Coverage has ranged from 1.07 to 6.51. According to the industry distribution chart, Ramsay Health Care ranks #345 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 76.2%.
Is Ramsay Health Care's Interest Coverage too high?
Ramsay Health Care's current Interest Coverage of 3.11 is 17% below median its 10-year median of 3.75. Over the past 10 years, this metric has ranged from a low of 1.07 to a high of 6.51. The Healthcare Providers & Services industry median Interest Coverage is 7.98. Ramsay Health Care's value of 3.11 is 61% below this industry median. Based on the distribution chart, Ramsay Health Care ranks #345 out of 453 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Ramsay Health Care has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ramsay Health Care's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Ramsay Health Care ranks #345 out of 453 companies for Interest Coverage. This places Ramsay Health Care in the lower half of its industry. The industry median Interest Coverage is 7.98. Ramsay Health Care's value of 3.11 is 61% below this benchmark. Historically, Ramsay Health Care's own Interest Coverage has ranged from 1.07 to 6.51 over the past decade. While the company's 10-year median is 3.75 vs. the industry median of 7.98, Ramsay Health Care has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramsay Health Care's current Interest Coverage of 3.11 is 61% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ramsay Health Care and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramsay Health Care's current Interest Coverage is 3.11, which is 17% below median its own 10-year median of 3.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramsay Health Care stock overvalued right now?
Based on GuruFocus' analysis, Ramsay Health Care (RMSYF) is currently considered Modestly Undervalued. The stock's GF Value™ is $32.23, compared to a current price of $27.46 — trading 14.8% below its estimated fair value. The current Interest Coverage is 3.11, which is 17% below median its 10-year median of 3.75 and 61% below the Healthcare Providers & Services industry median of 7.98. Ramsay Health Care's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ramsay Health Care (RMSYF), the current Interest Coverage is 3.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ramsay Health Care (RMSYF) Overvalued in 2026?
Based on GuruFocus' analysis, Ramsay Health Care stock appears to be undervalued.
The current stock price of $27.46 is trading 14.8% below its estimated GF Value™ of $32.23.
GuruFocus considers Ramsay Health Care to be Modestly Undervalued.
Key valuation signals for RMSYF:
Interest Coverage: 3.11 (17% below median its 10-year median of 3.75)
GF Value™: $32.23 vs. price of $27.46 (14.8% below fair value)
Industry Position: 61% below the Healthcare Providers & Services median (#345 of 453)
No single metric tells the full story. See the RMSYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ramsay Health Care is one of the largest private healthcare providers in the world, with more than 500 sites across about eight countries. The key markets in which it operates are Australia, France, the UK, and Sweden. It is the largest private hospital group in each of these markets except for the UK, where it is the largest independent supplier to the NHS. Ramsay Santé, which operates the European regions other than the UK, is a 53%-owned subsidiary of Ramsay Health Care. The company typically earns about two-thirds of consolidated earnings in Australia. Ramsay Health Care undertakes both private and publicly funded healthcare.
82GF Score
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