Mildef Crete (ROCO:3213) Interest Coverage: 121.39 (As of Dec. 2025) — 70% Below Median


ROCO:3213 Mildef Crete Inc ROCO:3213
69 GF Score
Price NT$142.50
GF Value NT$88.79
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Mildef Crete Interest Coverage?

Mildef Crete ROCO:3213 +9.62% 69 Interest Coverage is 121.39 as of Dec. 2025, which is 70% below its 10-year median of 405.32. GuruFocus rates ROCO:3213 with a GF Score™ of 69/100 and a GF Value™ of NT$88.79 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,672 Hardware companies, Mildef Crete ranks better than 90.97% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Mildef Crete's Operating Income for the three months ended in Dec. 2025 was NT$37 Mil. Mildef Crete's Interest Expense for the three months ended in Dec. 2025 was NT$-0 Mil. Mildef Crete's interest coverage for the quarter that ended in Dec. 2025 was 121.39. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Mildef Crete Inc has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Mildef Crete's Interest Coverage or its related term are showing as below:

ROCO:3213' s Interest Coverage Range Over the Past 10 Years
Min: 41.99   Med: 405.32   Max: 2183.5
Current: 346.7


ROCO:3213's Interest Coverage is ranked better than
90.97% of 1672 companies
in the Hardware industry
Industry Median: 13.73 vs ROCO:3213: 346.70

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Mildef Crete  (ROCO:3213) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Mildef Crete Interest Coverage Related Terms


Mildef Crete Interest Coverage Historical Data

* Premium members only.

The historical data trend for Mildef Crete's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Mildef Crete Interest Coverage Chart

Mildef Crete Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 662.65 321.04 648.91 380.95 346.70

Mildef Crete Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 242.62 378.14 449.43 402.37 121.39

ROCO:3213 vs SNDK, DELL, STX: Interest Coverage Comparison

For the Computer Hardware subindustry, Mildef Crete's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mildef Crete Interest Coverage vs Hardware Industry

For the Hardware industry and Technology sector, Mildef Crete's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Mildef Crete's Interest Coverage falls into.


ROCO:3213
69GF Score
Mildef Crete Inc ROCO:3213
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mildef Crete Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Mildef Crete's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Mildef Crete's Interest Expense was NT$-1 Mil. Its Operating Income was NT$515 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$32 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*514.845/-1.485
=346.70

Mildef Crete's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Mildef Crete's Interest Expense was NT$-0 Mil. Its Operating Income was NT$37 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$32 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*37.146/-0.306
=121.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 121.39 mean?
Mildef Crete (ROCO:3213) has a Interest Coverage of 121.39 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mildef Crete and its competitors. This is 70% below median its historical median of 405.32. Over the past decade, Mildef Crete's Interest Coverage has ranged from 41.99 to 2,183.50. According to the industry distribution chart, Mildef Crete ranks #151 out of 1672 companies in the Hardware industry, placing it in the top 9%.
Is Mildef Crete's Interest Coverage too high?
Mildef Crete's current Interest Coverage of 121.39 is 70% below median its 10-year median of 405.32. Over the past 10 years, this metric has ranged from a low of 41.99 to a high of 2,183.50. The Hardware industry median Interest Coverage is 13.73. Mildef Crete's value of 121.39 is 784.1% above this industry median. Based on the distribution chart, Mildef Crete ranks #151 out of 1672 companies in the Hardware industry, which is in the top quartile — a strong position relative to peers. Overall, Mildef Crete has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mildef Crete's Interest Coverage compare to SNDK and DELL?
According to the Hardware industry distribution chart, Mildef Crete ranks #151 out of 1672 companies for Interest Coverage. This places Mildef Crete in the top 9% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 13.73. Mildef Crete's value of 121.39 is 784.1% above this benchmark. Historically, Mildef Crete's own Interest Coverage has ranged from 41.99 to 2,183.50 over the past decade. While the company's 10-year median is 405.32 vs. the industry median of 13.73, Mildef Crete has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Hardware company?
The median Interest Coverage among Hardware companies is 13.73, based on 1,672 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mildef Crete's current Interest Coverage of 121.39 is 784.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mildef Crete and its competitors. For the Hardware industry, the median Interest Coverage is 13.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mildef Crete's current Interest Coverage is 121.39, which is 70% below median its own 10-year median of 405.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mildef Crete stock overvalued right now?
Based on GuruFocus' analysis, Mildef Crete (ROCO:3213) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$88.79, compared to a current price of NT$142.50 — trading 60.5% above its estimated fair value. The current Interest Coverage is 121.39, which is 70% below median its 10-year median of 405.32 and 784.1% above the Hardware industry median of 13.73. Mildef Crete's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Mildef Crete (ROCO:3213), the current Interest Coverage is 121.39 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mildef Crete (ROCO:3213) Overvalued in 2026?

Based on GuruFocus' analysis, Mildef Crete stock appears to be overvalued. The current stock price of NT$142.50 is trading 60.5% above its estimated GF Value™ of NT$88.79. GuruFocus considers Mildef Crete to be Significantly Overvalued.

Key valuation signals for ROCO:3213:

  • Interest Coverage: 121.39 (70% below median its 10-year median of 405.32)
  • GF Value™: NT$88.79 vs. price of NT$142.50 (60.5% above fair value)
  • GF Score™: 69/100 with 1 warning sign
  • Industry Position: 784.1% above the Hardware median (#151 of 1672)

No single metric tells the full story. See the ROCO:3213 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mildef Crete Business Description

Address Beishen Road, 7th Floor, No. 250, Section 3, Shenkeng District, New Taipei City, TWN, 222
Mildef Crete Inc is an international company with a focus on the design, manufacturing, and marketing of rugged devices in laptop, handheld, and tablet form factors, as well as their associated accessories. Its product portfolio comprises mobile workstations, rugged computers, customised rugged controllers, tablets, handheld devices, and related accessories such as docklite, keyboards, battery chargers, military connectors, etc. The majority of the Group's revenue is generated from the sale of business and rugged computers. Geographically, it generates maximum revenue from Asia, and the rest from Europe, Oceania, and the Americas.
69GF Score

Get the complete analysis for ROCO:3213

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$142.50
Price
NT$88.79
GF Value