eMemory Technology (ROCO:3529) Interest Coverage: 3,954.26 (As of Dec. 2025) — 47% Below Median


ROCO:3529 eMemory Technology Inc ROCO:3529
96 GF Score
Price NT$2,770.00
GF Value NT$3,044.06
Valuation Fairly Valued
! 2 Warning Signs
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What is eMemory Technology Interest Coverage?

eMemory Technology ROCO:3529 -6.89% 96 Interest Coverage is 3,954.26 as of Dec. 2025, which is 47% below its 10-year median of 7,507.40. GuruFocus rates ROCO:3529 with a GF Score™ of 96/100 and a GF Value™ of NT$3,044.06 (Fairly Valued). The stock has 2 warning signs investors should review. Among 635 Semiconductors companies, eMemory Technology ranks better than 96.06% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. eMemory Technology's Operating Income for the three months ended in Dec. 2025 was NT$637 Mil. eMemory Technology's Interest Expense for the three months ended in Dec. 2025 was NT$-0 Mil. eMemory Technology's interest coverage for the quarter that ended in Dec. 2025 was 3,954.26. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. eMemory Technology Inc has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for eMemory Technology's Interest Coverage or its related term are showing as below:

ROCO:3529' s Interest Coverage Range Over the Past 10 Years
Min: 3418.84   Med: 7507.4   Max: 12861.67
Current: 3824.07


ROCO:3529's Interest Coverage is ranked better than
96.06% of 635 companies
in the Semiconductors industry
Industry Median: 20.32 vs ROCO:3529: 3824.07

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


eMemory Technology  (ROCO:3529) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


eMemory Technology Interest Coverage Related Terms


eMemory Technology Interest Coverage Historical Data

* Premium members only.

The historical data trend for eMemory Technology's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

eMemory Technology Interest Coverage Chart

eMemory Technology Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11,543.91 12,861.67 3,829.29 3,418.84 3,824.07

eMemory Technology Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,977.26 4,046.47 5,048.62 2,871.71 3,954.26

ROCO:3529 vs NVDA, AVGO, MU: Interest Coverage Comparison

For the Semiconductors subindustry, eMemory Technology's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


eMemory Technology Interest Coverage vs Semiconductors Industry

For the Semiconductors industry and Technology sector, eMemory Technology's Interest Coverage distribution charts can be found below:

* The bar in red indicates where eMemory Technology's Interest Coverage falls into.


ROCO:3529
96GF Score
eMemory Technology Inc ROCO:3529
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

eMemory Technology Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

eMemory Technology's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, eMemory Technology's Interest Expense was NT$-1 Mil. Its Operating Income was NT$2,252 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$4 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2252.378/-0.589
=3,824.07

eMemory Technology's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, eMemory Technology's Interest Expense was NT$-0 Mil. Its Operating Income was NT$637 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$4 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*636.636/-0.161
=3,954.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3,954.26 mean?
eMemory Technology (ROCO:3529) has a Interest Coverage of 3,954.26 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on eMemory Technology and its competitors. This is 47% below median its historical median of 7,507.40. Over the past decade, eMemory Technology's Interest Coverage has ranged from 3,418.84 to 12,861.67. According to the industry distribution chart, eMemory Technology ranks #25 out of 635 companies in the Semiconductors industry, placing it in the top 3.9%.
Is eMemory Technology's Interest Coverage too high?
eMemory Technology's current Interest Coverage of 3,954.26 is 47% below median its 10-year median of 7,507.40. Over the past 10 years, this metric has ranged from a low of 3,418.84 to a high of 12,861.67. The Semiconductors industry median Interest Coverage is 20.32. eMemory Technology's value of 3,954.26 is 19359.9% above this industry median. Based on the distribution chart, eMemory Technology ranks #25 out of 635 companies in the Semiconductors industry, which is in the top quartile — a strong position relative to peers. Overall, eMemory Technology has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does eMemory Technology's Interest Coverage compare to NVDA and AVGO?
According to the Semiconductors industry distribution chart, eMemory Technology ranks #25 out of 635 companies for Interest Coverage. This places eMemory Technology in the top 4% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 20.32. eMemory Technology's value of 3,954.26 is 19359.9% above this benchmark. Historically, eMemory Technology's own Interest Coverage has ranged from 3,418.84 to 12,861.67 over the past decade. While the company's 10-year median is 7,507.40 vs. the industry median of 20.32, eMemory Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Semiconductors company?
The median Interest Coverage among Semiconductors companies is 20.32, based on 635 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. eMemory Technology's current Interest Coverage of 3,954.26 is 19359.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on eMemory Technology and its competitors. For the Semiconductors industry, the median Interest Coverage is 20.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. eMemory Technology's current Interest Coverage is 3,954.26, which is 47% below median its own 10-year median of 7,507.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is eMemory Technology stock overvalued right now?
Based on GuruFocus' analysis, eMemory Technology (ROCO:3529) is currently considered Fairly Valued. The stock's GF Value™ is NT$3,044.06, compared to a current price of NT$2,770.00 — trading 9% below its estimated fair value. The current Interest Coverage is 3,954.26, which is 47% below median its 10-year median of 7,507.40 and 19359.9% above the Semiconductors industry median of 20.32. eMemory Technology's overall GF Score™ is 96/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For eMemory Technology (ROCO:3529), the current Interest Coverage is 3,954.26 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is eMemory Technology (ROCO:3529) Overvalued in 2026?

Based on GuruFocus' analysis, eMemory Technology stock appears to be undervalued. The current stock price of NT$2,770.00 is trading 9% below its estimated GF Value™ of NT$3,044.06. GuruFocus considers eMemory Technology to be Fairly Valued.

Key valuation signals for ROCO:3529:

  • Interest Coverage: 3,954.26 (47% below median its 10-year median of 7,507.40)
  • GF Value™: NT$3,044.06 vs. price of NT$2,770.00 (9% below fair value)
  • GF Score™: 96/100 with 2 warning signs
  • Industry Position: 19359.9% above the Semiconductors median (#25 of 635)

No single metric tells the full story. See the ROCO:3529 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


eMemory Technology Business Description

Address Tai-Yuan 1st Street, No. 5, 8th Floor, Hsinchu County, Jhubei, TWN, 302082
eMemory Technology Inc is engaged in researching, developing, manufacturing, and selling embedded flash memory products. It licenses its intellectual property (IP) to semiconductor foundries, integrated device manufacturers, and design houses. The company offers comprehensive platforms of Logic NVM silicon IP, including NeoBit, NeoFuse, NeoEE, NeoMTP, EcoBit, NeoFlash, RRAM, MRAM, and NeoPUF; as well as a range of cost-effective and customized logic NVM solutions. It earns revenue in the form of royalties and income generated from the provision of technical services, out of which the majority comes from royalties. Geographically, the company generates maximum revenue from its domestic market, followed by Asia and other regions.
96GF Score

Get the complete analysis for ROCO:3529

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$2,770.00
Price
NT$3,044.06
GF Value