Loyalty Founder Enterprise Co (ROCO:5465) Interest Coverage: 19.26 (As of Dec. 2025) — 70% Below Median

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ROCO:5465 Loyalty Founder Enterprise Co Ltd ROCO:5465
68 GF Score
Price NT$23.60
GF Value NT$46.37
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Loyalty Founder Enterprise Co Interest Coverage?

Loyalty Founder Enterprise Co ROCO:5465 -0.21% 68 Interest Coverage is 19.26 as of Dec. 2025, which is 70% below its 10-year median of 65.13. GuruFocus rates ROCO:5465 with a GF Score™ of 68/100 and a GF Value™ of NT$46.37 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,677 Hardware companies, Loyalty Founder Enterprise Co ranks better than 74.96% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Loyalty Founder Enterprise Co's Operating Income for the three months ended in Dec. 2025 was NT$70 Mil. Loyalty Founder Enterprise Co's Interest Expense for the three months ended in Dec. 2025 was NT$-4 Mil. Loyalty Founder Enterprise Co's interest coverage for the quarter that ended in Dec. 2025 was 19.26. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Loyalty Founder Enterprise Co's Interest Coverage or its related term are showing as below:

ROCO:5465' s Interest Coverage Range Over the Past 10 Years
Min: 24.73   Med: 65.13   Max: 170.54
Current: 58.7


ROCO:5465's Interest Coverage is ranked better than
74.96% of 1677 companies
in the Hardware industry
Industry Median: 13.68 vs ROCO:5465: 58.70

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Loyalty Founder Enterprise Co  (ROCO:5465) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Loyalty Founder Enterprise Co Interest Coverage Related Terms


Loyalty Founder Enterprise Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Loyalty Founder Enterprise Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Loyalty Founder Enterprise Co Interest Coverage Chart

Loyalty Founder Enterprise Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 75.46 170.54 141.87 39.33 58.70

Loyalty Founder Enterprise Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 64.90 198.86 185.89 50.68 19.26

ROCO:5465 vs SNDK, DELL, STX: Interest Coverage Comparison

For the Computer Hardware subindustry, Loyalty Founder Enterprise Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Loyalty Founder Enterprise Co Interest Coverage vs Hardware Industry

For the Hardware industry and Technology sector, Loyalty Founder Enterprise Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Loyalty Founder Enterprise Co's Interest Coverage falls into.


ROCO:5465
68GF Score
Loyalty Founder Enterprise Co Ltd ROCO:5465
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Loyalty Founder Enterprise Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Loyalty Founder Enterprise Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Loyalty Founder Enterprise Co's Interest Expense was NT$-6 Mil. Its Operating Income was NT$369 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$20 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*368.788/-6.283
=58.70

Loyalty Founder Enterprise Co's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Loyalty Founder Enterprise Co's Interest Expense was NT$-4 Mil. Its Operating Income was NT$70 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$20 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*69.833/-3.625
=19.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 19.26 mean?
Loyalty Founder Enterprise Co (ROCO:5465) has a Interest Coverage of 19.26 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Loyalty Founder Enterprise Co and its competitors. This is 70% below median its historical median of 65.13. Over the past decade, Loyalty Founder Enterprise Co's Interest Coverage has ranged from 24.73 to 170.54. According to the industry distribution chart, Loyalty Founder Enterprise Co ranks #420 out of 1677 companies in the Hardware industry, placing it in the top 25%.
Is Loyalty Founder Enterprise Co's Interest Coverage too high?
Loyalty Founder Enterprise Co's current Interest Coverage of 19.26 is 70% below median its 10-year median of 65.13. Over the past 10 years, this metric has ranged from a low of 24.73 to a high of 170.54. The Hardware industry median Interest Coverage is 13.68. Loyalty Founder Enterprise Co's value of 19.26 is 40.8% above this industry median. Based on the distribution chart, Loyalty Founder Enterprise Co ranks #420 out of 1677 companies in the Hardware industry, which is in the top quartile — a strong position relative to peers. Overall, Loyalty Founder Enterprise Co has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Loyalty Founder Enterprise Co's Interest Coverage compare to SNDK and DELL?
According to the Hardware industry distribution chart, Loyalty Founder Enterprise Co ranks #420 out of 1677 companies for Interest Coverage. This places Loyalty Founder Enterprise Co in the top 25% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 13.68. Loyalty Founder Enterprise Co's value of 19.26 is 40.8% above this benchmark. Historically, Loyalty Founder Enterprise Co's own Interest Coverage has ranged from 24.73 to 170.54 over the past decade. While the company's 10-year median is 65.13 vs. the industry median of 13.68, Loyalty Founder Enterprise Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Hardware company?
The median Interest Coverage among Hardware companies is 13.68, based on 1,677 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Loyalty Founder Enterprise Co's current Interest Coverage of 19.26 is 40.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Loyalty Founder Enterprise Co and its competitors. For the Hardware industry, the median Interest Coverage is 13.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Loyalty Founder Enterprise Co's current Interest Coverage is 19.26, which is 70% below median its own 10-year median of 65.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loyalty Founder Enterprise Co stock overvalued right now?
Based on GuruFocus' analysis, Loyalty Founder Enterprise Co (ROCO:5465) is currently considered Possible Value Trap. The stock's GF Value™ is NT$46.37, compared to a current price of NT$23.60 — trading 49.1% below its estimated fair value. The current Interest Coverage is 19.26, which is 70% below median its 10-year median of 65.13 and 40.8% above the Hardware industry median of 13.68. Loyalty Founder Enterprise Co's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Loyalty Founder Enterprise Co (ROCO:5465), the current Interest Coverage is 19.26 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loyalty Founder Enterprise Co (ROCO:5465) Overvalued in 2026?

Based on GuruFocus' analysis, Loyalty Founder Enterprise Co stock appears to be undervalued. The current stock price of NT$23.60 is trading 49.1% below its estimated GF Value™ of NT$46.37. GuruFocus considers Loyalty Founder Enterprise Co to be Possible Value Trap.

Key valuation signals for ROCO:5465:

  • Interest Coverage: 19.26 (70% below median its 10-year median of 65.13)
  • GF Value™: NT$46.37 vs. price of NT$23.60 (49.1% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 40.8% above the Hardware median (#420 of 1677)

No single metric tells the full story. See the ROCO:5465 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Loyalty Founder Enterprise Co Business Description

Address No. 225, Lane 54, Anhe Road, Section 2, Annan District, Annan District, Tainan, TWN
Loyalty Founder Enterprise Co Ltd is engaged in the manufacturing, processing and sales of precision steel mold and stamping die products for computers and server chassis, the manufacturing of data storage and processing equipment and the import and export of the foregoing product.
68GF Score

Get the complete analysis for ROCO:5465

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$23.60
Price
NT$46.37
GF Value