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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Concrad International Securities Co's
Operating Income
for the
three
months ended in Dec. 2025 was NT$30.8 Mil. Concrad International Securities Co's Interest Expense for the
three
months ended in Dec. 2025 was NT$-9.5 Mil.
Concrad International Securities Co's interest coverage for the quarter that ended in Dec. 2025 was 3.24.
The higher the ratio, the stronger the company's financial strength is.
Concrad International Securities Co (ROCO:5864) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Concrad International Securities Co Interest Coverage Related Terms
Concrad International Securities Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Concrad International Securities Co Interest Coverage Chart
ROCO:5864 vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Concrad International Securities Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Concrad International Securities Co Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Concrad International Securities Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Concrad International Securities Co's Interest Coverage falls into.
Concrad International Securities Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Concrad International Securities Co (ROCO:5864) has a Interest Coverage of 3.24 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Concrad International Securities Co and its competitors. This is 87% below median its historical median of 24.31. Over the past decade, Concrad International Securities Co's Interest Coverage has ranged from 0.11 to 37.35. According to the industry distribution chart, Concrad International Securities Co ranks #220 out of 434 companies in the Capital Markets industry, placing it in the top 50.7%.
Is Concrad International Securities Co's Interest Coverage too high?
Concrad International Securities Co's current Interest Coverage of 3.24 is 87% below median its 10-year median of 24.31. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 37.35. The Capital Markets industry median Interest Coverage is 20.55. Concrad International Securities Co's value of 3.24 is 84.2% below this industry median. Based on the distribution chart, Concrad International Securities Co ranks #220 out of 434 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Concrad International Securities Co has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Concrad International Securities Co's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Concrad International Securities Co ranks #220 out of 434 companies for Interest Coverage. This places Concrad International Securities Co in the lower half of its industry. The industry median Interest Coverage is 20.55. Concrad International Securities Co's value of 3.24 is 84.2% below this benchmark. Historically, Concrad International Securities Co's own Interest Coverage has ranged from 0.11 to 37.35 over the past decade. While the company's 10-year median is 24.31 vs. the industry median of 20.55, Concrad International Securities Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.55, based on 434 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Concrad International Securities Co's current Interest Coverage of 3.24 is 84.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Concrad International Securities Co and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Concrad International Securities Co's current Interest Coverage is 3.24, which is 87% below median its own 10-year median of 24.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Concrad International Securities Co stock overvalued right now?
Based on GuruFocus' analysis, Concrad International Securities Co (ROCO:5864) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$10.46, compared to a current price of NT$36.25 — trading 246.6% above its estimated fair value. The current Interest Coverage is 3.24, which is 87% below median its 10-year median of 24.31 and 84.2% below the Capital Markets industry median of 20.55. Concrad International Securities Co's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Concrad International Securities Co (ROCO:5864), the current Interest Coverage is 3.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Concrad International Securities Co (ROCO:5864) Overvalued in 2026?
Based on GuruFocus' analysis, Concrad International Securities Co stock appears to be overvalued.
The current stock price of NT$36.25 is trading 246.6% above its estimated GF Value™ of NT$10.46.
GuruFocus considers Concrad International Securities Co to be Significantly Overvalued.
Key valuation signals for ROCO:5864:
Interest Coverage: 3.24 (87% below median its 10-year median of 24.31)
GF Value™: NT$10.46 vs. price of NT$36.25 (246.6% above fair value)
Industry Position: 84.2% below the Capital Markets median (#220 of 434)
No single metric tells the full story. See the ROCO:5864 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Concrad International Securities Co Business Description
Concrad International Securities Co Ltd is a comprehensive securities firm. It is involved in the following business activities: underwriting of marketable securities; trading of marketable securities on the account of its customers or its own on a centralized securities exchange market; trading of marketable securities at the company's branches; providing margin loan, short sale and refinancing services; futures trading on a proprietary basis; dealing in foreign marketable securities; securities business money lending; and providing other relevant services. The company's operating departments are Brokerage, Self-employed, which derives maximum revenue, Underwriting, and Other.
60GF Score
Get the complete analysis for ROCO:5864
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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