Saudi Company for Hardware (SAU:4008) Interest Coverage: 1.53 (As of Mar. 2026) — 54% Below Median


SAU:4008 Saudi Company for Hardware SAU:4008
70 GF Score
Price ﷼23.33
GF Value ﷼33.77
Valuation Significantly Undervalued
! 9 Warning Signs
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What is Saudi Company for Hardware Interest Coverage?

Saudi Company for Hardware SAU:4008 -0.85% 70 Interest Coverage is 1.53 as of Mar. 2026, which is 54% below its 10-year median of 3.33. GuruFocus rates SAU:4008 with a GF Score™ of 70/100 and a GF Value™ of ﷼33.77 (Significantly Undervalued). The stock has 9 warning signs investors should review. Among 823 Retail - Cyclical companies, Saudi Company for Hardware ranks worse than 91.74% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Saudi Company for Hardware's Operating Income for the three months ended in Mar. 2026 was ﷼6 Mil. Saudi Company for Hardware's Interest Expense for the three months ended in Mar. 2026 was ﷼-4 Mil. Saudi Company for Hardware's interest coverage for the quarter that ended in Mar. 2026 was 1.53. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Saudi Company for Hardware interest coverage is 1.09, which is low.

The historical rank and industry rank for Saudi Company for Hardware's Interest Coverage or its related term are showing as below:

SAU:4008' s Interest Coverage Range Over the Past 10 Years
Min: 0.37   Med: 3.33   Max: 42.14
Current: 1.09


SAU:4008's Interest Coverage is ranked worse than
91.74% of 823 companies
in the Retail - Cyclical industry
Industry Median: 7.92 vs SAU:4008: 1.09

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Saudi Company for Hardware  (SAU:4008) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Saudi Company for Hardware Interest Coverage Related Terms


Saudi Company for Hardware Interest Coverage Historical Data

* Premium members only.

The historical data trend for Saudi Company for Hardware's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Saudi Company for Hardware Interest Coverage Chart

Saudi Company for Hardware Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.37 0.00 0.00 0.66 1.26

Saudi Company for Hardware Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.82 1.68 0.45 0.17 1.53

SAU:4008 vs CASY, WSM, DKS: Interest Coverage Comparison

For the Specialty Retail subindustry, Saudi Company for Hardware's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Company for Hardware Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Saudi Company for Hardware's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Saudi Company for Hardware's Interest Coverage falls into.


SAU:4008
70GF Score
Saudi Company for Hardware SAU:4008
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Company for Hardware Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Saudi Company for Hardware's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Saudi Company for Hardware's Interest Expense was ﷼-22 Mil. Its Operating Income was ﷼28 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼192 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*27.524/-21.912
=1.26

Saudi Company for Hardware's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Saudi Company for Hardware's Interest Expense was ﷼-4 Mil. Its Operating Income was ﷼6 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼177 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5.842/-3.83
=1.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.53 mean?
Saudi Company for Hardware (SAU:4008) has a Interest Coverage of 1.53 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saudi Company for Hardware and its competitors. This is 54% below median its historical median of 3.33. Over the past decade, Saudi Company for Hardware's Interest Coverage has ranged from 0.37 to 42.14. According to the industry distribution chart, Saudi Company for Hardware ranks #755 out of 823 companies in the Retail - Cyclical industry, placing it in the top 91.7%.
Is Saudi Company for Hardware's Interest Coverage too high?
Saudi Company for Hardware's current Interest Coverage of 1.53 is 54% below median its 10-year median of 3.33. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 42.14. The Retail - Cyclical industry median Interest Coverage is 7.92. Saudi Company for Hardware's value of 1.53 is 80.7% below this industry median. Based on the distribution chart, Saudi Company for Hardware ranks #755 out of 823 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Saudi Company for Hardware has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Company for Hardware's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Saudi Company for Hardware ranks #755 out of 823 companies for Interest Coverage. This places Saudi Company for Hardware in the lower half of its industry. The industry median Interest Coverage is 7.92. Saudi Company for Hardware's value of 1.53 is 80.7% below this benchmark. Historically, Saudi Company for Hardware's own Interest Coverage has ranged from 0.37 to 42.14 over the past decade. While the company's 10-year median is 3.33 vs. the industry median of 7.92, Saudi Company for Hardware has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 823 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Company for Hardware's current Interest Coverage of 1.53 is 80.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saudi Company for Hardware and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Company for Hardware's current Interest Coverage is 1.53, which is 54% below median its own 10-year median of 3.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Company for Hardware stock overvalued right now?
Based on GuruFocus' analysis, Saudi Company for Hardware (SAU:4008) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼33.77, compared to a current price of ﷼23.33 — trading 30.9% below its estimated fair value. The current Interest Coverage is 1.53, which is 54% below median its 10-year median of 3.33 and 80.7% below the Retail - Cyclical industry median of 7.92. Saudi Company for Hardware's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Saudi Company for Hardware (SAU:4008), the current Interest Coverage is 1.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Company for Hardware (SAU:4008) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Company for Hardware stock appears to be undervalued. The current stock price of ﷼23.33 is trading 30.9% below its estimated GF Value™ of ﷼33.77. GuruFocus considers Saudi Company for Hardware to be Significantly Undervalued.

Key valuation signals for SAU:4008:

  • Interest Coverage: 1.53 (54% below median its 10-year median of 3.33)
  • GF Value™: ﷼33.77 vs. price of ﷼23.33 (30.9% below fair value)
  • GF Score™: 70/100 with 9 warning signs
  • Industry Position: 80.7% below the Retail - Cyclical median (#755 of 823)

No single metric tells the full story. See the SAU:4008 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Company for Hardware Business Description

Address Prince Sultan Ibn Abdul Aziz Street, P.O.Box 86387, Riyadh, SAU, 11622
Saudi Company for Hardware is principally engaged in the retailing and wholesaling of household and office supplies and appliances, construction tools and equipment, and electrical tools and hardware. Along with subsidiaries, the company operates in the following segments: Sales and Services, and Logistic Services. A majority of its revenue is generated from the Sales and Services segment, which includes the sale of goods made to retail and wholesale customers. The service department represents the services department's income from the delivery, installation, and maintenance of items sold. The Logistics segment provides a comprehensive logistics offering to its clients, including freight forwarding, transportation, and contract logistics.
70GF Score

Get the complete analysis for SAU:4008

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼23.33
Price
﷼33.77
GF Value