Specialized Medical Co (SAU:4019) Interest Coverage: 3.97 (As of Mar. 2026) — 15% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:4019 Specialized Medical Co SAU:4019
17 GF Score
Price ﷼15.56
! 2 Warning Signs
View Full Analysis

What is Specialized Medical Co Interest Coverage?

Specialized Medical Co SAU:4019 -1.77% 17 Interest Coverage is 3.97 as of Mar. 2026, which is 15% below its 10-year median of 4.67. GuruFocus rates SAU:4019 with a GF Score™ of 17/100. The stock has 2 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Specialized Medical Co ranks worse than 63.58% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Specialized Medical Co's Operating Income for the three months ended in Mar. 2026 was ﷼41 Mil. Specialized Medical Co's Interest Expense for the three months ended in Mar. 2026 was ﷼-10 Mil. Specialized Medical Co's interest coverage for the quarter that ended in Mar. 2026 was 3.97. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Specialized Medical Co's Interest Coverage or its related term are showing as below:

SAU:4019' s Interest Coverage Range Over the Past 10 Years
Min: 4.55   Med: 4.67   Max: 4.96
Current: 4.96


SAU:4019's Interest Coverage is ranked worse than
63.58% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 7.98 vs SAU:4019: 4.96

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Specialized Medical Co  (SAU:4019) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Specialized Medical Co Interest Coverage Related Terms


Specialized Medical Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Specialized Medical Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Specialized Medical Co Interest Coverage Chart

Specialized Medical Co Annual Data
Trend Dec24 Dec25
Interest Coverage
4.55 4.78

Specialized Medical Co Quarterly Data
Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial 3.35 3.73 5.96 5.99 3.97

SAU:4019 vs HCA, THC, DVA: Interest Coverage Comparison

For the Medical Care Facilities subindustry, Specialized Medical Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Specialized Medical Co Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Specialized Medical Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Specialized Medical Co's Interest Coverage falls into.


SAU:4019
17GF Score
Specialized Medical Co SAU:4019
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Specialized Medical Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Specialized Medical Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Specialized Medical Co's Interest Expense was ﷼-51 Mil. Its Operating Income was ﷼243 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼482 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*243.351/-50.936
=4.78

Specialized Medical Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Specialized Medical Co's Interest Expense was ﷼-10 Mil. Its Operating Income was ﷼41 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼460 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*41.083/-10.355
=3.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.97 mean?
Specialized Medical Co (SAU:4019) has a Interest Coverage of 3.97 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Specialized Medical Co and its competitors. This is 15% below median its historical median of 4.67. Over the past decade, Specialized Medical Co's Interest Coverage has ranged from 4.55 to 4.96. According to the industry distribution chart, Specialized Medical Co ranks #288 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 63.6%.
Is Specialized Medical Co's Interest Coverage too high?
Specialized Medical Co's current Interest Coverage of 3.97 is 15% below median its 10-year median of 4.67. Over the past 10 years, this metric has ranged from a low of 4.55 to a high of 4.96. The Healthcare Providers & Services industry median Interest Coverage is 7.98. Specialized Medical Co's value of 3.97 is 50.3% below this industry median. Based on the distribution chart, Specialized Medical Co ranks #288 out of 453 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Specialized Medical Co has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Specialized Medical Co's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Specialized Medical Co ranks #288 out of 453 companies for Interest Coverage. This places Specialized Medical Co in the lower half of its industry. The industry median Interest Coverage is 7.98. Specialized Medical Co's value of 3.97 is 50.3% below this benchmark. Historically, Specialized Medical Co's own Interest Coverage has ranged from 4.55 to 4.96 over the past decade. While the company's 10-year median is 4.67 vs. the industry median of 7.98, Specialized Medical Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Specialized Medical Co's current Interest Coverage of 3.97 is 50.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Specialized Medical Co and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Specialized Medical Co's current Interest Coverage is 3.97, which is 15% below median its own 10-year median of 4.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Specialized Medical Co stock overvalued right now?
Specialized Medical Co (SAU:4019) has a current Interest Coverage of 3.97. The current Interest Coverage is 3.97, which is 15% below median its 10-year median of 4.67 and 50.3% below the Healthcare Providers & Services industry median of 7.98. Specialized Medical Co's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Specialized Medical Co (SAU:4019), the current Interest Coverage is 3.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Specialized Medical Co Business Description

Address King Fahad Road, Al Olaya District, P.O. Box 66548, Riyadh, SAU, 12311
Specialized Medical Co is a full-service healthcare provider, offering a broad range of specialized medical services that encompass the entire healthcare value chain. The healthcare services provided by the company include ambulance services, cardiology, internal medicine, family medicine, and pediatrics. The company also offers surgical services, including general surgery, orthopedics, otorhinolaryngology, gynecological procedures, spinal surgery, obesity surgeries, and all general and specialized surgeries, supported by an integrated network of ancillary departments such as laboratories, diagnostic radiology, nuclear medicine services, anesthesia departments, internal pharmacies, physical therapy services, and nutritional consultations.
17GF Score

Get the complete analysis for SAU:4019

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼15.56
Price