Al Aziziah REIT Fund (SAU:4337) Interest Coverage: 0.91 (As of Dec. 2025) — 22% Below Median


SAU:4337 Al Aziziah REIT Fund SAU:4337
11 GF Score
Price ﷼5.13
! 8 Warning Signs
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What is Al Aziziah REIT Fund Interest Coverage?

Al Aziziah REIT Fund SAU:4337 -0.97% 11 Interest Coverage is 0.91 as of Dec. 2025, which is 22% below its 10-year median of 1.16. GuruFocus rates SAU:4337 with a GF Score™ of 11/100. The stock has 8 warning signs investors should review. Among 697 REITs companies, Al Aziziah REIT Fund ranks worse than 92.83% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Al Aziziah REIT Fund's Operating Income for the six months ended in Dec. 2025 was ﷼5.09 Mil. Al Aziziah REIT Fund's Interest Expense for the six months ended in Dec. 2025 was ﷼-5.58 Mil. Al Aziziah REIT Fund's interest coverage for the quarter that ended in Dec. 2025 was 0.91. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Al Aziziah REIT Funds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Al Aziziah REIT Fund's Interest Coverage or its related term are showing as below:

SAU:4337' s Interest Coverage Range Over the Past 10 Years
Min: 0.41   Med: 1.16   Max: No Debt
Current: 0.64


SAU:4337's Interest Coverage is ranked worse than
92.83% of 697 companies
in the REITs industry
Industry Median: 3.12 vs SAU:4337: 0.64

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Al Aziziah REIT Fund  (SAU:4337) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Al Aziziah REIT Fund Interest Coverage Related Terms


Al Aziziah REIT Fund Interest Coverage Historical Data

* Premium members only.

The historical data trend for Al Aziziah REIT Fund's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Al Aziziah REIT Fund Interest Coverage Chart

Al Aziziah REIT Fund Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 1.38 1.16 0.61 0.41 0.64

Al Aziziah REIT Fund Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.61 0.54 0.27 0.37 0.91

SAU:4337 vs VICI, WPC: Interest Coverage Comparison

For the REIT - Diversified subindustry, Al Aziziah REIT Fund's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Aziziah REIT Fund Interest Coverage vs REITs Industry

For the REITs industry and Real Estate sector, Al Aziziah REIT Fund's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Al Aziziah REIT Fund's Interest Coverage falls into.


SAU:4337
11GF Score
Al Aziziah REIT Fund SAU:4337
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Aziziah REIT Fund Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Al Aziziah REIT Fund's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Al Aziziah REIT Fund's Interest Expense was ﷼-11.08 Mil. Its Operating Income was ﷼7.14 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼0.00 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*7.136/-11.076
=0.64

Al Aziziah REIT Fund's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Al Aziziah REIT Fund's Interest Expense was ﷼-5.58 Mil. Its Operating Income was ﷼5.09 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*5.094/-5.579
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.91 mean?
Al Aziziah REIT Fund (SAU:4337) has a Interest Coverage of 0.91 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Al Aziziah REIT Fund and its competitors. This is 22% below median its historical median of 1.16. Over the past decade, Al Aziziah REIT Fund's Interest Coverage has ranged from 0.41 to 10,000.00. According to the industry distribution chart, Al Aziziah REIT Fund ranks #647 out of 697 companies in the REITs industry, placing it in the top 92.8%.
Is Al Aziziah REIT Fund's Interest Coverage too high?
Al Aziziah REIT Fund's current Interest Coverage of 0.91 is 22% below median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 10,000.00. The REITs industry median Interest Coverage is 3.12. Al Aziziah REIT Fund's value of 0.91 is 70.8% below this industry median. Based on the distribution chart, Al Aziziah REIT Fund ranks #647 out of 697 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Al Aziziah REIT Fund has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Al Aziziah REIT Fund's Interest Coverage compare to VICI and WPC?
According to the REITs industry distribution chart, Al Aziziah REIT Fund ranks #647 out of 697 companies for Interest Coverage. This places Al Aziziah REIT Fund in the lower half of its industry. The industry median Interest Coverage is 3.12. Al Aziziah REIT Fund's value of 0.91 is 70.8% below this benchmark. Historically, Al Aziziah REIT Fund's own Interest Coverage has ranged from 0.41 to 10,000.00 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 3.12, Al Aziziah REIT Fund has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.12, based on 697 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Aziziah REIT Fund's current Interest Coverage of 0.91 is 70.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Al Aziziah REIT Fund and its competitors. For the REITs industry, the median Interest Coverage is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Aziziah REIT Fund's current Interest Coverage is 0.91, which is 22% below median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Aziziah REIT Fund stock overvalued right now?
Al Aziziah REIT Fund (SAU:4337) has a current Interest Coverage of 0.91. The current Interest Coverage is 0.91, which is 22% below median its 10-year median of 1.16 and 70.8% below the REITs industry median of 3.12. Al Aziziah REIT Fund's overall GF Score™ is 11/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Al Aziziah REIT Fund (SAU:4337), the current Interest Coverage is 0.91 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al Aziziah REIT Fund Business Description

Industry Real EstateREITs
Address Street Al Olaya, Building No. 7459, Secondary No. 2207, District Al Muruj, Riyadh, SAU, 12283
Al Aziziah REIT Fund is a closed-ended Sharia-compliant real estate investment traded fund. Its objective is to provide regular income to investors through investment in income-generating real estate assets. A substantial part of the total value of the Fund's assets comes from its investments in developed income-generating real estate assets within the Kingdom of Saudi Arabia. The Fund's portfolio mainly consists of hospitality and office real estate assets.
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