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Alinma Retail REIT FundSAU:4345 +0.42%64 Interest Coverage is 0.67 as of Dec. 2025, which is 45% below its 10-year median of 1.21. GuruFocus rates SAU:4345 with a GF Score™ of 64/100 and a GF Value™ of ﷼10.37 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 696 REITs companies, Alinma Retail REIT Fund ranks worse than 88.36% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Alinma Retail REIT Fund's
Operating Income
for the
six
months ended in Dec. 2025 was ﷼15.1 Mil. Alinma Retail REIT Fund's Interest Expense for the
six
months ended in Dec. 2025 was ﷼-22.6 Mil.
Alinma Retail REIT Fund's interest coverage for the quarter that ended in Dec. 2025 was 0.67.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Alinma Retail REIT Fund interest coverage is 1.03, which is low.
The historical rank and industry rank for Alinma Retail REIT Fund's Interest Coverage or its related term are showing as below:
SAU:4345'
s Interest Coverage Range Over the Past 10 Years
Min: 0.17 Med: 1.21 Max: No Debt
Current: 1.03
SAU:4345's Interest Coverage is ranked worse than 88.36% of 696
companies
in the REITs industry
Industry Median: 3.125
vs SAU:4345: 1.03
Alinma Retail REIT Fund (SAU:4345) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Alinma Retail REIT Fund Interest Coverage Related Terms
Alinma Retail REIT Fund Interest Coverage Historical Data
* Premium members only.
The historical data trend for Alinma Retail REIT Fund's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SAU:4345 vs SPG, O, KIM: Interest Coverage Comparison
For the REIT - Retail subindustry, Alinma Retail REIT Fund's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alinma Retail REIT Fund Interest Coverage vs REITs Industry
For the REITs industry and Real Estate sector, Alinma Retail REIT Fund's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Alinma Retail REIT Fund's Interest Coverage falls into.
Alinma Retail REIT Fund Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alinma Retail REIT Fund (SAU:4345) has a Interest Coverage of 0.67 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Alinma Retail REIT Fund and its competitors. This is 45% below median its historical median of 1.21. Over the past decade, Alinma Retail REIT Fund's Interest Coverage has ranged from 0.17 to 10,000.00. According to the industry distribution chart, Alinma Retail REIT Fund ranks #615 out of 696 companies in the REITs industry, placing it in the top 88.4%.
Is Alinma Retail REIT Fund's Interest Coverage too high?
Alinma Retail REIT Fund's current Interest Coverage of 0.67 is 45% below median its 10-year median of 1.21. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 10,000.00. The REITs industry median Interest Coverage is 3.13. Alinma Retail REIT Fund's value of 0.67 is 78.6% below this industry median. Based on the distribution chart, Alinma Retail REIT Fund ranks #615 out of 696 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Alinma Retail REIT Fund has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Alinma Retail REIT Fund's Interest Coverage compare to SPG and O?
According to the REITs industry distribution chart, Alinma Retail REIT Fund ranks #615 out of 696 companies for Interest Coverage. This places Alinma Retail REIT Fund in the lower half of its industry. The industry median Interest Coverage is 3.13. Alinma Retail REIT Fund's value of 0.67 is 78.6% below this benchmark. Historically, Alinma Retail REIT Fund's own Interest Coverage has ranged from 0.17 to 10,000.00 over the past decade. While the company's 10-year median is 1.21 vs. the industry median of 3.13, Alinma Retail REIT Fund has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.13, based on 696 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alinma Retail REIT Fund's current Interest Coverage of 0.67 is 78.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Alinma Retail REIT Fund and its competitors. For the REITs industry, the median Interest Coverage is 3.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alinma Retail REIT Fund's current Interest Coverage is 0.67, which is 45% below median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alinma Retail REIT Fund stock overvalued right now?
Based on GuruFocus' analysis, Alinma Retail REIT Fund (SAU:4345) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼10.37, compared to a current price of ﷼4.82 — trading 53.5% below its estimated fair value. The current Interest Coverage is 0.67, which is 45% below median its 10-year median of 1.21 and 78.6% below the REITs industry median of 3.13. Alinma Retail REIT Fund's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Alinma Retail REIT Fund (SAU:4345), the current Interest Coverage is 0.67 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alinma Retail REIT Fund (SAU:4345) Overvalued in 2026?
Based on GuruFocus' analysis, Alinma Retail REIT Fund stock appears to be undervalued.
The current stock price of ﷼4.82 is trading 53.5% below its estimated GF Value™ of ﷼10.37.
GuruFocus considers Alinma Retail REIT Fund to be Possible Value Trap.
Key valuation signals for SAU:4345:
Interest Coverage: 0.67 (45% below median its 10-year median of 1.21)
GF Value™: ﷼10.37 vs. price of ﷼4.82 (53.5% below fair value)
Industry Position: 78.6% below the REITs median (#615 of 696)
No single metric tells the full story. See the SAU:4345 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alinma Retail REIT Fund is a closed-end real estate investment traded fund. The Fund owns a portfolio of investment properties comprising of hotels located in the Kingdom of Saudi Arabia. The fund invests in developed real estate assets that are ready for use. It may also opportunistically invest in real estate development projects in a value not exceeding 25% of the Fund's total asset value. The Fund's rental income from investment properties is concentrated within one operating segment and geographical region of the Kingdom of Saudi Arabia.
64GF Score
Get the complete analysis for SAU:4345
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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