Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Horizon Educational coSAU:9603 23 Interest Coverage is 6.81 as of Jun. 2025, which is 81% below its 10-year median of 35.88. GuruFocus rates SAU:9603 with a GF Score™ of 23/100. The stock has 4 warning signs investors should review. Among 194 Education companies, Horizon Educational co ranks worse than 64.95% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Horizon Educational co's
Operating Income
for the
six
months ended in Jun. 2025 was ﷼4.84 Mil. Horizon Educational co's Interest Expense for the
six
months ended in Jun. 2025 was ﷼-0.71 Mil.
Horizon Educational co's interest coverage for the quarter that ended in Jun. 2025 was 6.81.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Horizon Educational co's Interest Coverage or its related term are showing as below:
SAU:9603'
s Interest Coverage Range Over the Past 10 Years
Min: 7.7 Med: 35.88 Max: 46.69
Current: 7.7
SAU:9603's Interest Coverage is ranked worse than 64.95% of 194
companies
in the Education industry
Industry Median: 13.665
vs SAU:9603: 7.70
Horizon Educational co (SAU:9603) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Horizon Educational co Interest Coverage Related Terms
Horizon Educational co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Horizon Educational co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Horizon Educational co Interest Coverage Chart
Horizon Educational co Annual Data
Trend
Jun23
Jun24
Jun25
Interest Coverage
46.69
35.88
7.70
Horizon Educational co Semi-Annual Data
Jun23
Dec23
Jun24
Dec24
Jun25
Interest Coverage
No Debt
No Debt
16.72
8.99
6.81
SAU:9603 vs EDU, TAL, LAUR: Interest Coverage Comparison
For the Education & Training Services subindustry, Horizon Educational co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Horizon Educational co Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, Horizon Educational co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Horizon Educational co's Interest Coverage falls into.
Horizon Educational co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Horizon Educational co (SAU:9603) has a Interest Coverage of 6.81 as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Horizon Educational co and its competitors. This is 81% below median its historical median of 35.88. Over the past decade, Horizon Educational co's Interest Coverage has ranged from 7.70 to 46.69. According to the industry distribution chart, Horizon Educational co ranks #126 out of 194 companies in the Education industry, placing it in the top 64.9%.
Is Horizon Educational co's Interest Coverage too high?
Horizon Educational co's current Interest Coverage of 6.81 is 81% below median its 10-year median of 35.88. Over the past 10 years, this metric has ranged from a low of 7.70 to a high of 46.69. The Education industry median Interest Coverage is 13.67. Horizon Educational co's value of 6.81 is 50.2% below this industry median. Based on the distribution chart, Horizon Educational co ranks #126 out of 194 companies in the Education industry, which is below the industry midpoint. Overall, Horizon Educational co has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does Horizon Educational co's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, Horizon Educational co ranks #126 out of 194 companies for Interest Coverage. This places Horizon Educational co in the lower half of its industry. The industry median Interest Coverage is 13.67. Horizon Educational co's value of 6.81 is 50.2% below this benchmark. Historically, Horizon Educational co's own Interest Coverage has ranged from 7.70 to 46.69 over the past decade. While the company's 10-year median is 35.88 vs. the industry median of 13.67, Horizon Educational co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.67, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Horizon Educational co's current Interest Coverage of 6.81 is 50.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Horizon Educational co and its competitors. For the Education industry, the median Interest Coverage is 13.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Horizon Educational co's current Interest Coverage is 6.81, which is 81% below median its own 10-year median of 35.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Horizon Educational co stock overvalued right now?
Horizon Educational co (SAU:9603) has a current Interest Coverage of 6.81. The current Interest Coverage is 6.81, which is 81% below median its 10-year median of 35.88 and 50.2% below the Education industry median of 13.67. Horizon Educational co's overall GF Score™ is 23/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Horizon Educational co (SAU:9603), the current Interest Coverage is 6.81 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Horizon Educational co is an education-providing company. The company's activities are represented in pre-school education, kindergartens, Primary education for students using an international curriculum, Intermediate education for students with an international curriculum, and Secondary education for students using an international curriculum.
23GF Score
Get the complete analysis for SAU:9603
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SAU:9603 has been successfully added to your 
