Union Gas Holdings (SGX:1F2) Interest Coverage: 8.92 (As of Dec. 2025) — 82% Below Median


SGX:1F2 Union Gas Holdings Ltd SGX:1F2
62 GF Score
Price S$0.40
GF Value S$0.39
Valuation Fairly Valued
! 3 Warning Signs
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What is Union Gas Holdings Interest Coverage?

Union Gas Holdings SGX:1F2 -1.25% 62 Interest Coverage is 8.92 as of Dec. 2025, which is 82% below its 10-year median of 50.88. GuruFocus rates SGX:1F2 with a GF Score™ of 62/100 and a GF Value™ of S$0.39 (Fairly Valued). The stock has 3 warning signs investors should review. Among 823 Retail - Cyclical companies, Union Gas Holdings ranks better than 52.37% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Union Gas Holdings's Operating Income for the six months ended in Dec. 2025 was S$7.3 Mil. Union Gas Holdings's Interest Expense for the six months ended in Dec. 2025 was S$-0.8 Mil. Union Gas Holdings's interest coverage for the quarter that ended in Dec. 2025 was 8.92. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Union Gas Holdings's Interest Coverage or its related term are showing as below:

SGX:1F2' s Interest Coverage Range Over the Past 10 Years
Min: 6.71   Med: 50.88   Max: 121.73
Current: 8.76


SGX:1F2's Interest Coverage is ranked better than
52.37% of 823 companies
in the Retail - Cyclical industry
Industry Median: 7.91 vs SGX:1F2: 8.76

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Union Gas Holdings  (SGX:1F2) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Union Gas Holdings Interest Coverage Related Terms


Union Gas Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Union Gas Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Union Gas Holdings Interest Coverage Chart

Union Gas Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.01 6.71 11.25 12.07 8.89

Union Gas Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.58 9.13 14.49 8.55 8.92

SGX:1F2 vs CASY, WSM, DKS: Interest Coverage Comparison

For the Specialty Retail subindustry, Union Gas Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Gas Holdings Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Union Gas Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Union Gas Holdings's Interest Coverage falls into.


SGX:1F2
62GF Score
Union Gas Holdings Ltd SGX:1F2
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Gas Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Union Gas Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Union Gas Holdings's Interest Expense was S$-1.4 Mil. Its Operating Income was S$12.8 Mil. And its Long-Term Debt & Capital Lease Obligation was S$37.9 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*12.849/-1.446
=8.89

Union Gas Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Union Gas Holdings's Interest Expense was S$-0.8 Mil. Its Operating Income was S$7.3 Mil. And its Long-Term Debt & Capital Lease Obligation was S$37.9 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*7.258/-0.814
=8.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 8.92 mean?
Union Gas Holdings (SGX:1F2) has a Interest Coverage of 8.92 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Union Gas Holdings and its competitors. This is 82% below median its historical median of 50.88. Over the past decade, Union Gas Holdings' Interest Coverage has ranged from 6.71 to 121.73. According to the industry distribution chart, Union Gas Holdings ranks #392 out of 823 companies in the Retail - Cyclical industry, placing it in the top 47.6%.
Is Union Gas Holdings' Interest Coverage too high?
Union Gas Holdings' current Interest Coverage of 8.92 is 82% below median its 10-year median of 50.88. Over the past 10 years, this metric has ranged from a low of 6.71 to a high of 121.73. The Retail - Cyclical industry median Interest Coverage is 7.91. Union Gas Holdings' value of 8.92 is 12.8% above this industry median. Based on the distribution chart, Union Gas Holdings ranks #392 out of 823 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Union Gas Holdings has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Gas Holdings' Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Union Gas Holdings ranks #392 out of 823 companies for Interest Coverage. This puts Union Gas Holdings in the upper half of its industry. The industry median Interest Coverage is 7.91. Union Gas Holdings' value of 8.92 is 12.8% above this benchmark. Historically, Union Gas Holdings' own Interest Coverage has ranged from 6.71 to 121.73 over the past decade. While the company's 10-year median is 50.88 vs. the industry median of 7.91, Union Gas Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.91, based on 823 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Gas Holdings's current Interest Coverage of 8.92 is 12.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Union Gas Holdings and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Gas Holdings's current Interest Coverage is 8.92, which is 82% below median its own 10-year median of 50.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Gas Holdings stock overvalued right now?
Based on GuruFocus' analysis, Union Gas Holdings (SGX:1F2) is currently considered Fairly Valued. The stock's GF Value™ is S$0.39, compared to a current price of S$0.40 — trading 1.3% above its estimated fair value. The current Interest Coverage is 8.92, which is 82% below median its 10-year median of 50.88 and 12.8% above the Retail - Cyclical industry median of 7.91. Union Gas Holdings' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Union Gas Holdings (SGX:1F2), the current Interest Coverage is 8.92 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Gas Holdings (SGX:1F2) Overvalued in 2026?

Based on GuruFocus' analysis, Union Gas Holdings stock appears to be overvalued. The current stock price of S$0.40 is trading 1.3% above its estimated GF Value™ of S$0.39. GuruFocus considers Union Gas Holdings to be Fairly Valued.

Key valuation signals for SGX:1F2:

  • Interest Coverage: 8.92 (82% below median its 10-year median of 50.88)
  • GF Value™: S$0.39 vs. price of S$0.40 (1.3% above fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 12.8% above the Retail - Cyclical median (#392 of 823)

No single metric tells the full story. See the SGX:1F2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Gas Holdings Business Description

Address 89 Defu Lane 10, Union Gas House, Singapore, SGP, 539220
Union Gas Holdings Ltd is engaged in the retailing of LPG, CNG, and diesel. It mainly sells bottled LPG cylinders in Singapore. The company also sells and distributes diesel to retail customers at its fuel station, as well as transports, distributes and bulk sells diesel to commercial and industrial customers. The operating segments of the company are: Gas Fuel; Liquid Fuel; and Others. It derives majority of revenue from Gas Fuel Segment. Geographically, it operates in Singapore, which derives maximum revenue; and Indonesia. Its services include: Residential LPG, Commercial LPG, Diesel, Petrol, Natural gas, Compressed natural gas, Piped natural gas, and Electric vehicle charger.
62GF Score

Get the complete analysis for SGX:1F2

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.40
Price
S$0.39
GF Value