Healthbank Holdings (SGX:40B) Interest Coverage: No Debt (1) (As of Dec. 2025) — 100% Below Median

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What is Healthbank Holdings Interest Coverage?

Healthbank Holdings SGX:40B Interest Coverage is No Debt (1) as of Dec. 2025, which is 100% below its 10-year median of 10,000.00. The stock has 1 warning sign investors should review. Among 1,305 Real Estate companies, Healthbank Holdings ranks better than 99.62% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Healthbank Holdings's Operating Income for the six months ended in Dec. 2025 was S$-0.17 Mil. Healthbank Holdings's Interest Expense for the six months ended in Dec. 2025 was S$0.00 Mil. Healthbank Holdings has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Healthbank Holdings Ltd has no debt.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Healthbank Holdings's Interest Coverage or its related term are showing as below:

SGX:40B' s Interest Coverage Range Over the Past 10 Years
Min: No Debt   Med: No Debt   Max: No Debt
Current: No Debt


SGX:40B's Interest Coverage is ranked better than
99.62% of 1305 companies
in the Real Estate industry
Industry Median: 4.21 vs SGX:40B: No Debt

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Healthbank Holdings  (SGX:40B) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Healthbank Holdings Interest Coverage Related Terms


Healthbank Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Healthbank Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Healthbank Holdings Interest Coverage Chart

Healthbank Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 No Debt No Debt No Debt

Healthbank Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

SGX:40B vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, Healthbank Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Healthbank Holdings Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Healthbank Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Healthbank Holdings's Interest Coverage falls into.



Healthbank Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Healthbank Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Healthbank Holdings's Interest Expense was S$0.00 Mil. Its Operating Income was S$-0.30 Mil. And its Long-Term Debt & Capital Lease Obligation was S$0.00 Mil.

Healthbank Holdings had no debt (1).

Healthbank Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Healthbank Holdings's Interest Expense was S$0.00 Mil. Its Operating Income was S$-0.17 Mil. And its Long-Term Debt & Capital Lease Obligation was S$0.00 Mil.

Healthbank Holdings had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Healthbank Holdings (SGX:40B) has a Interest Coverage of No Debt (1) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Healthbank Holdings and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Healthbank Holdings' Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, Healthbank Holdings ranks #5 out of 1305 companies in the Real Estate industry, placing it in the top 0.40000000000001%.
Is Healthbank Holdings' Interest Coverage too high?
Healthbank Holdings' current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, Healthbank Holdings ranks #5 out of 1305 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers.
How does Healthbank Holdings' Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Healthbank Holdings ranks #5 out of 1305 companies for Interest Coverage. This places Healthbank Holdings in the top 0% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.21. Historically, Healthbank Holdings' own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.21, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Healthbank Holdings and its competitors. For the Real Estate industry, the median Interest Coverage is 4.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Healthbank Holdings's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Healthbank Holdings stock overvalued right now?
Healthbank Holdings (SGX:40B) has a current Interest Coverage of No Debt (1). The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Healthbank Holdings (SGX:40B), the current Interest Coverage is No Debt (1) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Healthbank Holdings Business Description

Address 15 Scotts Road, 15 Scotts, No. 04-08, Suite 22, Singapore, SGP, 228218
Healthbank Holdings Ltd is an investment holding company whose core business segments comprise landscaping management services and consulting services. The Group provides landscaping, property and facilities management services, and property advisory services. It operates in Singapore and the People's Republic of China, where activities mainly involve landscaping management and consulting services.